Integrated Report

Statutory Reports

Financial Statements

×
Home > Integrated Report > FINANCIAL HIGHLIGHTS

FINANCIAL HIGHLIGHTS

TOTAL DEPOSITS

A bar chart displaying the growth in total deposits from March 2020 to March 2024. The chart shows three categories: Current Account, Savings Account, and Term Deposit, with total values marked at the top of each bar. The total deposits increased from ₹7,709.69 billion in March 2020 to ₹14,128.25 billion in March 2024, indicating a steady rise over the years.

TOTAL ADVANCES

A bar chart illustrating the growth in total advances from March 2020 to March 2024, segmented into Retail, Rural Loans, Business Banking, Domestic Corporate & SME, and Overseas categories. The chart shows that total advances increased from ₹6,452.90 billion in March 2020 to ₹11,844.06 billion in March 2024, with the largest share consistently held by Retail advances, followed by Domestic Corporate & SME and other categories.

NET WORTH

A bar chart showing the increase in net worth from March 2020 to March 2024. The net worth, comprising equity share capital, employees stock options outstanding, reserves, and surplus, grew from ₹1,165.04 billion in March 2020 to ₹2,383.99 billion in March 2024.

CAPITAL ADEQUACY

A bar chart depicting the capital adequacy ratios from March 2020 to March 2024. The chart shows Tier I, Tier II, Common Equity Tier 1, and total capital adequacy ratios. The total capital adequacy ratio increased from 16.11% in March 2020 to 16.33% in March 2024, with variations in Tier I and Tier II contributions over the years.

NII & NIM

A bar chart showing the growth of Net Interest Income (NII) in billion rupees and the Net Interest Margin (NIM) percentage from FY2020 to FY2024. The NII increased steadily from ₹332.67 billion in FY2020 to ₹743.06 billion in FY2024, while the NIM also grew from 3.73% in FY2020 to 4.53% in FY2024.

PROVISION COVERAGE RATIO& NET NPA RATIO

A bar chart showing the Provision Coverage Ratio (provisions on gross NPAs as a percentage of gross NPAs) and the Net NPA Ratio (based on customer assets) from March 2020 to March 2024. The Provision Coverage Ratio increased from 75.7% in March 2020 to 80.3% in March 2024, while the Net NPA Ratio decreased from 1.4% in March 2020 to 0.4% in March 2024.

PROFIT BEFORE TAX(EXCLUDING TREASURY INCOME)

A bar chart displaying the Profit Before Tax (excluding treasury income) from FY2020 to FY2024, measured in billion rupees. The profit shows a steady increase from ₹127.55 billion in FY2020 to ₹544.79 billion in FY2024.

STANDALONE NET PROFIT

A bar chart depicting the Standalone Net Profit from FY2020 to FY2024, measured in billion rupees. The net profit shows a consistent increase from ₹79.31 billion in FY2020 to ₹408.88 billion in FY2024.
Bank at a Glance
Message from the Chairman
Home