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BANK AT A GLANCE

₹408.88 billion

Profit After Tax*

₹544.79 billion

Profit Before TaxExcluding Treasury*

₹442.56 billion

Consolidated ProfitAfter Tax*

₹4.53 %

Net Interest Margin*

₹18,715.15 billion

Standalone Total Assets

₹14,128.25 billion

Total Advances

₹11,844.06 billion

Total Advances

₹16.33 %

Capital Adequacy Ratio

*During fiscal 2024; others at March 31, 2024

A banner announcing that more than 30 million users are on iMobile Pay, displayed on a red background with white text. An icon representing a mobile phone with signal waves is shown on the left side of the text.

More than 30 million users on iMobile Pay

iMobile Pay, ICICI Bank’s mobile banking application, has more than 30 million users. The total value of transactions done through this app stood at close to ₹ 11,000 billion in fiscal 2024.

A banner announcing a 22% growth in the volume of transactions on InstaBIZ, displayed on a red background with white text. An icon representing a mobile phone with a grid of four squares is shown on the left side of the text.

22% growth in volume of transactions on InstaBIZ

The volume of financial transactions on InstaBIZ, the Bank’s one-stop solution for all banking needs of business banking customers, grew by 22% in fiscal 2024.

An image highlighting ICICI Bank's iLens platform, which is primarily used for mortgages and has been enhanced to include personal and education loans. The text is in bold red font, with an icon depicting a document with a house symbol in the top left corner, representing the loan services provided by the platform.

iLens platform for mortgages, enhanced to personal loan and education loan

iLens, ICICI Bank’s lending solution, is an industry-first end-to-end digital lending platform covering the entire loan life cycle. It is a single interface that allows employees, third party agencies and sourcing channels to collaborate to facilitate faster turnaround of loan applications, greater transparency of loan status and an enriched customer experience. In addition to mortgages, the platform is now extended to personal and education loan offerings.

An infographic showcasing the diverse range of financial services offered by ICICI Bank, including personal banking, corporate banking, investment services, insurance, and digital solutions. The image features various icons representing each service category, interconnected to illustrate the integrated and customer-centric approach of the bank. The design incorporates ICICI Bank's signature colors of orange and blue, maintaining brand consistency.

Over 70% digital trade transactions

Of all the eligible trade transactions processed through the Bank, over 70% were done digitally.

A graphic by ICICI Bank illustrating a 34% year-on-year increase in UPI P2M (Person to Merchant) transactions. The image features an icon of a fast-moving arrow in orange, symbolizing the rapid growth and adoption of UPI transactions facilitated by ICICI Bank.

34% y-o-y increase in UPI P2M transaction

The volume and value of UPI person-to-merchant (P2M) transactions increased by 34.4% and 76.4% respectively year-on-year in fiscal 2024.

A banner highlighting that there are over 4,600 APIs, displayed on a red background with white text. An icon representing a mobile phone with arrows indicating data exchange is shown on the left side of the text.

Over 4,600 APIs

The Bank has over 4,600 APIs to manage more than 160 million financial and non-financial transactions per day.

A banner stating '16 million cards in force' on a red background with white text. An icon representing two credit cards is displayed on the left side of the text, indicating the large number of cards in circulation.

16 million cards in force

Over 16 million credit cards in force as at March 31, 2024. Overall credit card spends grew by 28% year-on-year in fiscal 2024.

An image showcasing ICICI Bank's widespread presence across India, represented by the text Presence across the country in bold red font. The image includes an icon of a computer monitor displaying a bar chart with a rising trend, symbolizing the bank's extensive reach and growth in various regions.

Presence across the country

The Bank has a network of 6,523 business centres, 17,190 ATMs and Cash Recycling Machines, and 570 Insta Banking Kiosks across the country.

A graphic representation by ICICI Bank highlighting that 35% of the total energy consumed by the bank is sourced from renewable energy. The image includes an icon of an energy bolt in orange, symbolizing the bank's commitment to sustainability and its efforts to reduce its carbon footprint by relying on renewable energy sources.

35% of total energy consumed is from renewable sources

The share of renewable energy in total energy consumption from grid and on-site solar increased to 35% in fiscal 2024 as compared to 9% in the previous year.

A graphic by ICICI Bank illustrating a 34% year-on-year increase in UPI P2M (Person to Merchant) transactions. The image features an icon of a fast-moving arrow in orange, symbolizing the rapid growth and adoption of UPI transactions facilitated by ICICI Bank.

₹ 12 billion committed to Tata Memorial Centre

ICICI Bank has committed a contribution of ₹ 12 billion to Tata Memorial Centre. The money will be utilised for setting up cancer care facilities in Maharashtra, Punjab and Andhra Pradesh.

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