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ICICI BANK AT A GLANCE

ICICI Bank offers a range of financial products and services to retail, rural, small and medium enterprises and corporate customers. The Bank delivers products and services through various channels including branches, ATMs, mobile phones and the internet. The Bank aims to offer a seamless omni-channel experience to customers.

₹ 14,112.98billion

Standalone Total Assets

₹ 383.47billion

Core Operating Profit*

₹ 233.39billion

Profit After Tax*

₹ 474.66billion

Net Interest Income*

3.96%

Net Interest Margin*

₹ 10,645.72billion

Period-end Deposits

₹ 8,590.20billion

Period-end Advances

₹ 19.16%

Total Capital Adequacy Ratio

*During fiscal 2022; others at March 31, 2022

iMobile Pay – built for
all, built for scale

6.3 million activations of iMobile Pay by non-ICICI Bank account holders till March 31, 2022.

Over 90% digital
transactions

Over 90% of savings account transactions (financial and non-financial) are done through digital channels.*

More than one million
customers on InstaBIZ

InstaBIZ, an app that enables Small and Medium Enterprises (SMEs) to link account of any bank, has over one million active customers. The value of financial transactions through InstaBIZ increased by 71% year-on-year in fiscal 2022.

76% increase in
trade online transactions

Value of transactions on Trade Online increased by 76% year-on-year in fiscal 2022.

Credit card transactions
more than doubled

Value of credit card transactions in fiscal 2022 was over twice the value of credit card transactions in fiscal 2021.

Market leader in
FASTag

ICICI Bank continues to be the leading bank in electronic toll collections through FASTag with a market share of close to 33%. Our electronic toll collections through FASTag increased by 51.9% year-on-year in fiscal 2022.

UPI transactions was
2.3 times

The value of UPI person-to-merchant transactions in fiscal 2022 was 2.3 times as compared to fiscal 2021.

Working towards
inclusion

ICICI Bank has provided loans to over nine million women beneficiaries through more than 692,000 Self-Help Groups (SHGs) till March 31, 2022. Of these, 3.8 million were first-time borrowers.

Rural
outreach

51% of the Bank’s branches are in rural and semi-urban areas with 649 branches in villages that were previously unbanked.

Over 750,000
individuals trained

ICICI Foundation for Inclusive Growth, CSR arm of ICICI Group, has trained over 750,000 less privileged individuals in the country since inception.

*Digital transactions include transactions on internet, iMobile Pay, point-of-sale, touch-banking, phone banking and e-commerce.

ICICI BANK AT A GLANCE

₹ 14,112.98billion

₹ 383.47billion

₹ 233.39billion

₹ 474.66billion

3.96%

₹ 10,645.72billion

₹ 8,590.20billion

₹ 19.16%

iMobile Pay – built for all, built for scale

Over 90% digital transactions

More than one million customers on InstaBIZ

76% increase in trade online transactions

Credit card transactions more than doubled

Market leader in FASTag

UPI transactions was 2.3 times

Working towards inclusion

Rural outreach

Over 750,000 individuals trained