Annual Report 2021-22
Independent Auditors’ Report – Financial Statements
Financial Statements of ICICI Bank Limited
Independent Auditors’ Report – Consolidated Financial Statements
Consolidated Financial Statements of ICICI Bank Limited and its Subsidiaries
Standalone Total Assets
Core Operating Profit*
Profit After Tax*
Net Interest Income*
Net Interest Margin*
Period-end Deposits
Period-end Advances
Total Capital Adequacy Ratio
*During fiscal 2022; others at March 31, 2022
6.3 million activations of iMobile Pay by non-ICICI Bank account holders till March 31, 2022.
Over 90% of savings account transactions (financial and non-financial) are done through digital channels.*
InstaBIZ, an app that enables Small and Medium Enterprises (SMEs) to link account of any bank, has over one million active customers. The value of financial transactions through InstaBIZ increased by 71% year-on-year in fiscal 2022.
Value of transactions on Trade Online increased by 76% year-on-year in fiscal 2022.
Value of credit card transactions in fiscal 2022 was over twice the value of credit card transactions in fiscal 2021.
ICICI Bank continues to be the leading bank in electronic toll collections through FASTag with a market share of close to 33%. Our electronic toll collections through FASTag increased by 51.9% year-on-year in fiscal 2022.
The value of UPI person-to-merchant transactions in fiscal 2022 was 2.3 times as compared to fiscal 2021.
ICICI Bank has provided loans to over nine million women beneficiaries through more than 692,000 Self-Help Groups (SHGs) till March 31, 2022. Of these, 3.8 million were first-time borrowers.
51% of the Bank’s branches are in rural and semi-urban areas with 649 branches in villages that were previously unbanked.
ICICI Foundation for Inclusive Growth, CSR arm of ICICI Group, has trained over 750,000 less privileged individuals in the country since inception.
*Digital transactions include transactions on internet, iMobile Pay, point-of-sale, touch-banking, phone banking and e-commerce.