Balance Sheet

at March 31, 2022

₹ in ‘000s

	Schedule	At 31.03.2022	At 31.03.2021
CAPITAL AND LIABILITIES
Capital	1	13,899,662	13,834,104
Employees stock options outstanding		2,664,141	31,010
Reserves and surplus	2	1,688,555,941	1,461,226,736
Deposits	3	10,645,716,132	9,325,221,605
Borrowings	4	1,072,313,597	916,309,564
Other liabilities and provisions	5	689,827,947	587,703,739
TOTAL CAPITAL AND LIABILITIES		14,112,977,420	12,304,326,758

ASSETS
Cash and balances with Reserve Bank of India	6	601,208,198	460,311,902
Balances with banks and money at call and short notice	7	1,077,015,434	870,970,599
Investments	8	3,102,410,024	2,812,865,399
Advances	9	8,590,204,390	7,337,290,904
Fixed assets	10	93,738,159	88,775,806
Other assets	11	648,401,215	734,112,148
TOTAL ASSETS		14,112,977,420	12,304,326,758

Contingent liabilities	12	38,676,758,717	26,486,406,690
Bills for collection		751,508,328	546,434,215
Significant accounting policies and notes to accounts	17 & 18

The Schedules referred to above form an integral part of the Standalone Balance Sheet.

As per our Report of even date.

For M S K A & Associates
Chartered Accountants
ICAI Firm Registration no.:
105047W

Tushar Kurani
Partner
Membership no.: 118580

For Khimji Kunverji & Co LLP
Chartered Accountants
ICAI Firm Registration no.:
105146W/W100621

Gautam Shah
Partner
Membership no.: 117348

For and on behalf of the Board of Directors

Girish Chandra Chaturvedi
Chairman
DIN-00110996

Vishakha Mulye
Executive Director
DIN-00203578

Rakesh Jha
Group Chief Financial Officer

Uday M. Chitale
Director
DIN-00043268

Anup Bagchi
Executive Director
DIN-00105962

Ranganath Athreya
Company Secretary

Sandeep Bakhshi
Managing Director & CEO
DIN-00109206

Sandeep Batra
Executive Director
DIN-03620913

Rajendra Khandelwal
Chief Accountant

Mumbai
April 23, 2022