NRI Fixed Deposits (NRE FD & NRO FD)
Higher Returns, Complete Security
ICICI Bank offers NRE Fixed Deposits for minimum tenure of 1 year and NRO Fixed deposits for minimum tenure of 7 days
How Much Amount Do You Want To Invest in Fixed Deposit?
When Would You Like To Receive The Interest?
Find The Best Interest Rates And Duration
Interest Rate
7.25%
The actual annual return on your Fixed Deposit, including compounding effects.
7.56%
₹27,355
₹2,355
1Y 3M 1D
16 May 2026
Interest Rate (w.e.f. from June 27, 2024)
Select Amount
Select Withdrawal Facility
Tenure | With Premature Withdrawal | |
---|---|---|
NRI |
Senior Citizen |
|
7 to 29 Days |
3.00% |
3.50% |
30 to 45 Days |
3.50% |
4.00% |
46 to 60 Days |
4.25% |
4.75% |
61 to 90 Days |
4.50% |
5.00% |
91 to 184 Days |
4.75% |
5.25% |
185 to 270 Days |
5.75% |
6.25% |
271 Days to < 1 Year |
6.00% |
6.50% |
1 Year to < 15 Months |
6.70% |
7.20% |
15 Months to < 18 Months |
7.25% |
7.85% |
18 Months to 2 Years |
7.25% |
7.75% |
2 Years 1 Day to 5 Years |
7.00% |
7.50% |
5 Years 1 Day to 10 Years |
6.90% |
7.40% |
5Y (Tax Saver FD) |
7.00% |
7.50% |
Original Tenure of Deposit | Penal rates for deposit less than ₹5.0 crore |
Less than 1 year | 0.50% |
1 year & above but less than 5 years | 1.00% |
5 years and above | 1.00% |
NRI Fixed Deposits – Features and Benefits
Create a Fixed Deposit (FD)
in 60 Seconds!- 01. Log in to your account via Internet Banking or iMobile.
- 02. Select your investment amount and tenure.
- 03. Set your payout plan, and you’re done!
How to Renew Your Fixed Deposit?
![](/etc.clientlibs/icicibank/clientlibs/clientlib-base/resources/images/icons/ac-plus.webp)
![](/etc.clientlibs/icicibank/clientlibs/clientlib-base/resources/images/icons/ac-minus.webp)
Auto-Renewal:
Automatically renew your FD for the same period at the interest rate applicable on the day of maturity.Manual Renewal:
Renew manually through Internet Banking or iMobile if Auto-Renewal is not selected.
Need funds immediately?
Get an overdraft against your FD.
Avail up to 90% of your FD’s principal of INR deposits to meet urgent financial needs.
![Get an Overdraft against FD at ICICI Bank](/content/dam/icicibank/india/managed-assets/revamp-pages/fixed-deposit/img/optimized/need-funds-immediately-get-an-overdraft-against-fd.webp)
Documents Required for Opening Fixed Deposits (FD)
Frequently Asked Questions About Fixed Deposits
What is a Fixed Deposit?
![](/etc.clientlibs/icicibank/clientlibs/clientlib-base/resources/images/icons/ac-plus.webp)
![](/etc.clientlibs/icicibank/clientlibs/clientlib-base/resources/images/icons/ac-minus.webp)
A Fixed Deposit (FD) is an investment offering guaranteed returns based on the interest rate at the time of deposit. Interest rates may vary depending on the tenure and deposit amount.
What types of FDs does ICICI Bank offer?
![](/etc.clientlibs/icicibank/clientlibs/clientlib-base/resources/images/icons/ac-plus.webp)
![](/etc.clientlibs/icicibank/clientlibs/clientlib-base/resources/images/icons/ac-minus.webp)
ICICI Bank offers:
Traditional FD: Interest paid quarterly or monthly.
Cumulative FD: Interest added to the principal and paid at maturity.