NRO Saving Account

Documents - NRI (Non-Resident Indian)

Documents required for the application - NRO Savings Account Documents.

1. When you submit an application for account opening (Download here) at any ICICI Bank Branch in India or overseas, you will need:

Photocopies of:

• Passport: First and last four pages of the passport (pages with your name, address, date of birth, date and place of issue, expiry date, photograph and signature)
• Valid work permit/Employment Visa/Residence Visa/Residence Permit
• PAN Card copy or Form 60 (If not applied for a PAN Card)
• FATCA/CRS Declaration
• CKYC Annexure
• The photocopies provided will require self-attestation i.e. signature of the applicant on it confirming that the document is a true copy and it belongs to the applicant
• Address proofs: View complete list of Indian and overseas address proofs here.

2. When you submit an application for account opening from outside India, you will need:

• Photocopies of the following documents which will require self-attestation by the document holder and additional attestation of documents by a Banker/Notary/Embassy Official/Consulate Official
• Passport: First and last four pages of the passport (pages with your name, address, date of birth, date and place of issue, expiry date, photograph and signature)
• Valid work permit/Employment Visa/Residence Visa/Residence Permit
• PAN Card copy or Form 60 (If not applied for a PAN Card)
• FATCA/CRS Declaration
• CKYC Annexure
• Address proofs: View complete list of Indian and overseas address proofs here

Additionally, funding from customer’s self-KYC complied account through cheque, DD, inward remittance (Wire, Vostro, Money2India) is mandatory. In case of cheque, ensure that signature on the cheque and the application form match. In case of DD, customer’s name should be mentioned as purchaser in the DD advice. In case of Inward remittance, customer’s name and country mentioned in the SWIFT message should match with the name and country of residence as per the Account opening form.

The photocopies provided will require self-attestation i.e. signature of the applicant and additional attestation of documents by a Banker/Notary/ Embassy Official/Consulate Official.

Forms to download for the application

1. When you submit an application for account opening at any ICICI Bank branch in India or overseas, you will need:

Photocopies of:

• Passport: First and last four pages of the passport (pages with your name, address, date of birth, date and place of issue, expiry date, photograph and signature)
• PIO card or past Indian passport of self/parent/grandparent along with a self-declaration about Indian origin OR self-declaration for PIO as given on the relationship form
• Valid work permit/employment visa if the country of residence is different from the Passport issuing country. If your visa has expired, acknowledged renewal requests made to the visa authorities will be accepted
• PAN Card copy or Form 60 (If not applied for a PAN card)
• FATCA / CRS Declaration
• CKYC Annexure
  The photocopies provided will require self-attestation i.e. signature of the applicant on it confirming that the document is a true copy and it belongs to the applicant.
• Address proofs: View complete list of Indian and overseas address proofs here.

2. When you submit an application for account opening from outside India, you will need:

• Photocopies of the following documents which will require self-attestation by the document holder and additional attestation of documents by a Banker/ Notary/Embassy Official/Consulate Official
• Passport: First and last four pages of the passport (pages with your name, address, date of birth, date and place of issue, expiry date, photograph and signature)
• PIO card or past Indian passport of self/parent/grandparent along with a self-declaration about Indian origin OR self-declaration for PIO as given on the relationship form
• Valid work permit/Employment Visa the country of residence is different from the Passport issuing country. If your visa has expired, acknowledged renewal requests made to the visa authorities will be accepted
• PAN Card copy or Form 60 (If not applied for a PAN card)
• FATCA / CRS Declaration
• CKYC Annexure
• Address proofs: View complete list of Indian and overseas address proofs here

Additionally, funding from the customer’s self-KYC complied account through cheque, DD, inward remittance (Wire, Vostro, Money2India) is mandatory. In case of cheque, ensure that signature on the cheque and the application form match. In case of DD, the customer’s name should be mentioned as the purchaser in the DD advice. In case of Inward remittance, the customer’s name and country mentioned in the SWIFT message should match with name and country of residence as per the Account opening form.

The photocopies provided will require self-attestation i.e. signature of the applicant and additional attestation of documents by a Banker/Notary/ Embassy Official/Consulate Official.

Others Documents DTAA

Submit the following physical documents for availing the DTAA benefits

Self Declaration

• Proof of Residency - Original or certified true copies* of the Tax Residency Certificate# (TRC) for financial year for which you are availing DTAA benefit
• Form 10F
• Self attested copy of PAN card (not required if PAN is upated in the account)

All the above documents are mandatory and can be submitted at any ICICI Bank branch in India or sent by courier or registered post at the following address:

ICICI Bank Limited,
NRI Cell, 5th Floor, A-Wing, Autumn Estates,
Chandivali Farm Road, Chandivali.
Andheri-East, Mumbai - 400072 INDIA

Please mention your full name and Account number / Customer ID on all the documents.

Please note that DTAA benefit would be effective post the date of last interest payout and will be valid for that Financial Year only or till last date of validity of the TRC whichever is earlier, only after receipt and acceptance of all necessary DTAA documents by ICICI Bank, India. Fresh documents need to be submitted every financial year. You will need to request for DTAA benefit to be applied to every new NRO FD or SB account subsequently opened.

#TRC can be issued by any government authority of the overseas country of residence. In case TRC is in local language, please provide the translated copy of the same in English.

*Attested by overseas local tax authority / overseas local banker / Indian embassy / Notary Authority.

Forms to download for the application

• Existing Customer - Upgrade form
• For Product Terms and Condition, Click here.

Service & Penal Charges

To explore ICICI Bank's complete list of service & penal charges, please click here for detailed information and transparency.

Click here for product terms and conditions.