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NRI Fixed Deposits Interest Rates
Higher Returns, Complete Security
ICICI Bank offers FD interest rates as high as 7.25% p.a.
How Much Amount Do You Want To Invest?
When Would You Like To Receive The Interest?
Find The Best Interest Rates And Duration
Interest Rate
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The actual annual return on your Fixed Deposit, including compounding effects.
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1Y 3M 1D
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Why Choose ICICI Bank Fixed Deposit?
Fixed Deposit Interest Rates for NRE FDs (minimum tenure 1 year), NRO FDs (minimum tenure 7 days) (w.e.f. from Jan 4, 2025)
Select FD Amount
Select Withdrawal Facility
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Disclaimer:
FD interest rates are subject to change without prior notice
Revised rates apply to both new and renewed FDs.
FD interest payouts will be subject to Tax Deducted at Source (TDS) as per Income Tax Laws
If you change from a Non-Resident to a Resident status, the Resident Deposit rates will apply.
NRE FD rates are applicable for tenure of 1 year or more.
Senior Citizen FD rates are not applicable for NRIs.
The rules below apply as per the Reserve Bank of India (RBI) guidelines in addition to the regular FD rules T&C. In case of a conflict, these terms shall prevail
Penalty on Premature/Partial Closure for NRO & NRE FDs:
In case of premature withdrawal, interest on the deposit shall be paid for the period that it has remained with the bank at the rate that prevailed at the time of booking for the actual tenure of the Term Deposit and not at the contracted rate and post deduction of applicable penalty.
No interest will be paid if the entire deposit amount is withdrawn within 7 days (Domestic and NRO FDs).
No interest will be paid if NRE FD is withdrawn before 1 year from the date of deposit.
Penalties for premature withdrawal are applicable as mentioned below
| Actual tenure of deposit (Fund held with Bank) | ||
|---|---|---|
| Less than Rs. 5 cr | Rs. 5 Cr and above | |
| Less than 1 year | 0.50% | 0.50% |
| 1 year and above but < 5 years | 1.00% | 1.00% |
| 5 years and above | 1.00% | 1.50% |
Penalty and Rules for FDs Without Premature Withdrawal Facility (NRO & NRE):
These FDs cannot be closed before the pre-determined tenure. Premature closure may only be allowed in special cases (e.g., regulatory directions, deceased claims).
In cases of early closure, no interest will be paid and any credited interest will be recovered from the principal.
Overdraft against Fixed Deposit (ODFD) is unavailable for non-withdrawable deposits.
Auto-renewal facility is not available for these FDs.
Minimum term for traditional NRO FDs without premature withdrawal: 3 months.
Maximum term for traditional NRO FDs without premature withdrawal: 10 years.
Minimum term for cumulative NRO FDs without premature withdrawal: 6 months.
Maximum term for cumulative NRO FDs without premature withdrawal: 10 years.
Minimum term for NRE FDs: 1 year.
For FD without premature withdrawal, please contact your Relationship Manager or visit any ICICI Bank branch.
| Lorem Ipsum has been the industry's standard | Lorem Ipsum has been the industry's standard |
| Less than 1 year | 0.50% |
| 1 year & above but less than 5 years | 1.00% |
| 5 years and above | 1.00% |
FD Interest Rate FAQs
In what currency can my NRE Fixed Deposit be maintained?
NRE Fixed Deposits are maintained in Indian Rupees (INR).
Can I transfer funds from my existing NRO accounts to open an NRE/FCNR Fixed Deposit?
No, you cannot book an NRE/FCNR FD from an NRO account.
Are my NRO Fixed Deposit funds repatriable?
The principal amount is non-repatriable and can only be used for local payments. However, the interest earned is fully repatriable, along with other current incomes like pensions, dividends, and rent, subject to appropriate documentation from a Chartered Accountant.
