×

Consolidated Balance Sheet

at March 31, 2023

in ‘000s
  Schedule At
31.03.2023
At
31.03.2022
CAPITAL AND LIABILITIES      
Capital 1 13,967,750 13,899,662
Employees stock options outstanding 1A 7,608,859 2,664,141
Reserves and surplus 2 2,123,401,284 1,803,961,070
Minority interest 2A 66,867,526 59,808,935
Deposits 3 12,108,321,521 10,913,657,932
Borrowings 4 1,890,618,073 1,616,026,828
Liabilities on policies in force   2,388,673,665 2,288,271,963
Other liabilities and provisions 5 985,446,292 828,083,306
TOTAL CAPITAL AND LIABILITIES   19,584,904,970 17,526,373,837
       
ASSETS      
Cash and balances with Reserve Bank of India 6 686,489,413 1,096,307,069
Balances with banks and money at call and short notice 7 678,075,515 734,952,763
Investments 8 6,395,519,671 5,670,977,180
Advances 9 10,838,663,147 9,203,081,390
Fixed assets 10 109,690,036 106,054,107
Other assets 11 875,453,870 713,988,010
Goodwill on consolidation   1,013,318 1,013,318
TOTAL ASSETS   19,584,904,970 17,526,373,837
       
Contingent liabilities 12 50,359,511,032 45,523,411,167
Bills for collection   864,576,684 752,325,958
Significant accounting policies and notes to accounts 17 & 18    

The Schedules referred to above form an integral part of the Consolidated Balance Sheet.

As per our Report of even date.

For M S K A & Associates
Chartered Accountants
ICAI Firm Registration no.:
105047W

Tushar Kurani
Partner
Membership no.: 118580

For KKC & Associates LLP
Chartered Accountants
ICAI Firm Registration no.:
105146W/W100621

Gautam Shah
Partner
Membership no.: 117348

For and on behalf of the Board of Directors

Girish Chandra Chaturvedi
Chairman
DIN-00110996
 

Anup Bagchi
Executive Director
DIN-00105962

Anindya Banerjee
Group Chief Financial Officer

Uday M. Chitale
Director
DIN-00043268
 

Rakesh Jha
Executive Director
DIN-00042075

Prachiti Lalingkar
Company Secretary

Sandeep Bakhshi
Managing Director & CEO
DIN-00109206
 

Sandeep Batra
Executive Director
DIN-03620913

Rajendra Khandelwal
Chief Accountant

Mumbai
April 22, 2023