Documents Required For Home Loan

Home Loan Documents by Employment Type:

1. For Salaried Individuals:

1. Aadhaar Card, Passport, Voter ID or any other government issued ID for identity proof
2. Utility bills, Passport, Aadhaar Card or Voter ID for address proof
3. Form 16, Salary slips of last 3 months and Bank statements of last 6 months
4. Sale deed, Title deed, approved building plan and other occupancy documents
5. Recent passport size photographs
6. Duly filled and signed loan application form

2. For Self-Employed Individuals:

1. Aadhaar Card, Passport, Voter ID or any other government issued ID for identity proof
2. Utility bills, Passport, Aadhaar Card or Voter ID for address proof
3. Audited financial statements of last 2 years including Balance Sheets and Profit & Loss Statements. ITR documents will also be required
4. GST registration, trade licence, partnership deed, Articles of Association, SEBI registration certificate and ROC registration certificate
5. Bank statements of last 6 months
6. Recent passport size photographs
7. Duly filled and signed loan application form.

Post Loan Closure: Documents for Property Handover

• Power of Attorney format for collection of original property documents
• In case of death of Loan Account holder:
  • Request letter from the Legal Heir/ Claimant/ Nominee(s) for handover of property documents
  • Letter of relinquishment for relinquishing right (Nominee/ Legal heir) in favour of Legal Heirs/ Nominees/ surviving owners for handover of property documents.