Personal Loan on Credit Card

It is a Loan offered by ICICI Bank to eligible Credit Card holders that allows them to borrow money depending on the credit limit on the Card.

A Loan on Credit Card is offered without any documentation, with low interest rate and processing fee. The Loan can be disbursed instantly to ICICI Bank savings account.

A healthy credit score and a good repayment history.

Apply through the iMobile app, Internet Banking or by calling our Customer Care on 1800 1080.

Download and log in to the iMobile app > click on the ‘My Cards’ option > scroll down and select the ‘Personal Loan on Credit Card’ offer.

Yes, you can. For customers who don’t have a Savings Account with ICICI Bank, the funds will be transferred to their respective bank Savings Account, details of which need to be provided by the customer.

The funds will be disbursed within a few seconds for customers who have an instant offer. Others will receive the funds within 3 days.

ICICI Bank offers a flexible repayment tenure of up to 60 months.

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The lowest Credit Card limit varies depending on the card issuer. You need to check with the ICICI Bank Customer Care. Call 1800 1080 to get your queries resolved.

Log in to iMobile app to view your details.

Experience seamless redemption of Credit Card reward points with ICICI Bank. First, log in to ICICI Bank Internet Banking or the iMobile app. In the rewards section, you can redeem your ICICI Bank Reward Points across multiple categories such as Electronics, Lifestyle, Luxury, Shopping & Travel.

You can do it online by visiting the Bank's website and selecting a Card that best suits your needs. Make sure to check the eligibility criteria. Fill out the application form with your details. You can also visit a branch, where a representative will help you with the process. Keep your documents like ID proof, address proof and income statements ready.