- ₹
- ₹
- ₹
- ₹
₹
₹
- ₹5,00,000
- ₹3,00,00,000
- 1
- 21
- 12
- 360
- 1%
- 21%
- 12
- 360
Monthly EMI
You Save ₹10,201/month
Total Amount Paid
- ₹
- ₹
- ₹
- ₹
- ₹
- ₹
₹65,43,590
₹50,43,590
₹60,000
₹40,000
Documents required for Home Loan Balance Transfer
Transfer your existing Home Loan to ICICI Bank
As a home owner, it is important that you know about ways to save on loan repayment and manage your budget.
Home Loan Balance Transfer FAQs
How many times can I do a Home Loan balance transfer?
A borrower can transfer a Home Loan multiple times. However, you can only do a Home Loan balance transfer after the lock-in period ends. The lock-in period usually ranges from 6-12 months.
What is the minimum tenure for a Home Loan balance transfer?
You can apply for Home Loan Balance Transfer after paying EMI’s for 12-18 months on your loan. The minimum balance transfer amount is above Rs 15 Lakh. The minimum CIBIL score requirement is 700 for a Salaried, and 750 for Self Employed applicant
* On a case to case basis lower seasoning and CIBIL score can also be considered.
Is balance transfer a good option for a Loan?
Balance transfer can be a good option for a Home Loan. Transferring your Loan to another lender with a lower Home Loan interest rate can reduce the EMI and overall interest payment. For better research, use a Home Loan Calculator to compare different offers and ensure the savings outweigh any transfer fees.
Apply for Home loan
at your convenience
- Mobile Banking
- Net Banking
- WhatsApp Banking
Apply for Home loan
at your convenience
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With Digital Home Loans from ICICI Bank.