BENEFITS OF EMI ON DEBIT CARD
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No documentation

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No need for security deposit or down payment

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One click transaction and conversion to EMI

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Easy re-payments from linked Savings/Current Account.

How it works

  • Visit merchant store, website, mobile site or mobile app.
  • Choose your favourite product and proceed to payment.
  • Choose 'ICICI Bank Debit Card EMI' option.
  • Choose between tenures 3 months, 6 months, 9 months and 12 months.
  • For online purchase, authorise the transaction using your Debit Card details like Debit Card number, expiry date and CVV.
  • Authenticate yourself using an OTP or 3D Secure PIN to complete the purchase.
  • Check your Debit Card EMI limit: SMS DCEMI<space><last 4 digits of Debit Card number> to <5676766>.
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To keep your account secure and to receive important updates, please ensure that your mobile number and e-mail ID are correctly updated.

Benefits of updating mobile number and e-mail ID:

  • Receive instant alerts of any suspicious or unauthorised transactions that are carried out using your Debit Card

  • Get real-time updates for all your transactions

  • Updates on personalised offers, upgrades etc.

Receive alerts from the Bank whenever information regarding your existing account is reported by the Bank to the Credit Information Companies (CICs). CICs will send alerts through SMS/ e-mail when your Credit Information Report (CIR) is accessed.

Popular FAQs

If you are unable to transact on your debit card, you may call our Customer Care between 7:00 a.m. and 9:00 p.m. from your registered mobile number. To know the local Customer Care numbers, please click here.