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Pre-Approved Balance Transfer
Avail Pre-Approved Balance Transfer facility to transfer your existing Home Loan, Loan Against Property (LAP) or Commercial Property Loan with other Banks/Financial Institutions to ICICI Bank.
If you are an existing ICICI Bank customer, simply check your offer on iMobile and avail instant sanction of your loan with no documentation at sanction.
Features
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Instant sanction
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No documentation at sanction
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Repo Rate-linked rate of interest
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Balance Transfer facility is available for up to 4 mortgage loans
Watch the video to find out how to
avail your ICICI Bank Pre-Approved Home Loan
Balance Transfer Offer through iMobile Pay.
Why choose a Top-Up Loan with Balance Transfer?
You can avail a Top-up Loan for personal needs
Minimal documentation for application and loan approval
No additional collaterals are needed for loan approval
Simple and swift process for urgent funds with low EMI benefits
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FAQs
Instant Balance Transfer is a Pre-Approved Balance Transfer
facility for Salary & Savings Account holders of ICICI Bank.
You can avail instant sanctions on the transfer of Home Loans
or Loan Against Property outstanding balances, at lower
interest rates.
Pre-Approved customers of ICICI Bank can avail
a host of benefits by getting Home Loan Balance
Transfer offers, online. These include instant
online sanctions, attractive interest rates,
longer tenure, quick processing and affordable EMIs
As per ICICI Bank, the maximum tenure for a Home Loan is 20 years.
For Non-Home Loans, it is 15 years.