Welcome to ICICI Bank Home Solutions
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Features
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Instant provisional sanction*
*T&C, Subject to correct upload of documents
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Long tenure
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Online loan application
Balance Transfer Calculator
Calculate your monthly savings
Outstanding Principal
Amount(₹)
₹5 Lakh₹3Cr.
Current Interest
Rate
5%20%
Current Outstanding
Tenure (Months)
12360
Revised Principal
Amount(₹)
₹5 Lakh₹3Cr.
Illustrative Interest
Rates (In %)
5%20%
Required Tenure (Months )
12360
Outstanding Principal
Amount(₹)
₹5 Lakh ₹3Cr.
Current Interest
Rate
5% 20%
Current Outstanding Tenure (Months)
12 360
Revised Principal Amount(₹)
₹5 Lakh₹3Cr.
Illustrative Interest
Rates (In %)
5%20%
Required Tenure (Months )
12360
DOCUMENTS
Recommended Products
FAQs
A borrower can transfer a Home Loan multiple times. However,
you can only do a Home Loan balance transfer after the lock-in period ends.
The lock-in period usually ranges from 6-12 months.
You can apply for Home Loan Balance Transfer after paying EMI’s for 12-18 months on your
loan.
The minimum balance transfer amount is above Rs 15 Lakh.
The minimum CIBIL score requirement is 700 for a Salaried, and 750 for Self Employed
applicant.
* On a case to case basis lower seasoning and CIBIL score can also be considered.
* On a case to case basis lower seasoning and CIBIL score can also be considered.
The penalty for Home Loan Balance Transfer ranges between 2-5% as per the Reserve Bank
of India (RBI) mandate.