Consolidated Balance Sheet

at March 31, 2020

` in ‘000s
  Schedule At
31.03.2020
At
31.03.2019
CAPITAL AND LIABILITIES      
Capital 1 12,947,649 12,894,598
Employees stock options outstanding   34,858 46,755
Reserves and surplus 2 1,216,618,065 1,129,592,715
Minority interest 2A 67,947,696 65,805,358
Deposits 3 8,007,844,610 6,813,169,361
Borrowings 4 2,138,517,821 2,103,241,208
Liabilities on policies in force   1,454,862,509 1,523,787,542
Other liabilities and provisions 5 874,149,115 739,401,370
TOTAL CAPITAL AND LIABILITIES   13,772,922,323 12,387,938,907
       
ASSETS      
Cash and balances with Reserve Bank of India 6 353,119,341 380,662,784
Balances with banks and money at call and short notice 7 925,409,876 493,246,169
Investments 8 4,434,726,298 3,982,007,553
Advances 9 7,062,461,122 6,469,616,813
Fixed assets 10 104,086,576 96,604,227
Other assets 11 893,119,110 965,801,361
TOTAL ASSETS   13,772,922,323 12,387,938,907
       
Contingent liabilities 12 30,030,535,324 26,120,719,378
Bills for collection   484,012,620 495,791,861
Significant accounting policies and notes to accounts 17 & 18    

The Schedules referred to above form an integral part of the Consolidated Balance Sheet.

As per our Report of even date.

For Walker Chandiok & Co LLP
Chartered Accountants
ICAI Firm Registration no.:
001076N/N500013

Sudhir N. Pillai
Partner
Membership no.:105782

Mumbai
May 9, 2020

For and on behalf of the Board of Directors

Girish Chandra Chaturvedi
Chairman
DIN-00110996
 

Vishakha Mulye
Executive Director
DIN-00203578

Rakesh Jha
Group Chief Financial Officer

Uday M. Chitale
Director
DIN-00043268
 

Anup Bagchi
Executive Director
DIN-00105962

Ranganath Athreya
Company Secretary

Sandeep Bakhshi
Managing Director & CEO
DIN-00109206
 

Sandeep Batra
President


Ajay Mittal
Chief Accountant