Documents Required | Salaried | Self-Employed | Self-Employed Professional |
---|---|---|---|
KYC and other documents required for all categories | |||
Application Form with photograph duly signed | ✓ | ✓ | ✓ |
Identity, residence and age proof | ✓ | ✓ | ✓ |
Processing fee cheque | ✓ | ✓ | ✓ |
Office address proof | - | ✓ | ✓ |
Copy of title documents for the property being mortgaged | ✓ | ✓ | ✓ |
Proof of business stability/existence | - | ✓ | ✓ |
Business profile | - | ✓ | ✓ |
Additional documents for Balance Transfer | |||
---|---|---|---|
List of documents with existing financier | ✓ | ✓ | ✓ |
Latest Outstanding Letter from existing financier | ✓ | ✓ | ✓ |
Repayment Track Record | ✓ | ✓ | ✓ |
Income documents required | |||
---|---|---|---|
Latest 6 months’ bank statement (salary account for salaried, Current Account for self-employed) | ✓ | ✓ | ✓ |
Latest 3 months’ salary slips | ✓ | - | - |
Form 16/ Income Tax Returns | ✓ | ✓ | ✓ |
Educational qualification certificate | - | ✓ | - |
Latest 3 years’ Financials – a) Computation of Income b) Balance Sheet and Profit & Loss Accoun (with Schedules and Audit Report) – Audited or CA certified |
- | ✓ | ✓ |
RTR for existing loans for last 12 months | ✓ | ✓ | ✓ |
*SEP – Self-Employed Professionals
**SENP – Self-Employed Non Professionals