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Schedule of Fees and Charges
Processing fee |
Rs 199 + Goods and Services Tax (GST) applicable. Processing fees will be charged which is non-refundable |
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Auto-Debit return fee |
Rs. 500 + Goods and Services Tax (GST) |
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Interest Rate |
Interest rate is 16% PA. The rate of interest may be changed at the sole discretion of ICICI Bank. |
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Interest Charges |
In case of a default, interest charges may increase up to a maximum of 1.33% per month (16% per annum). |
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Late Payment Charges (LPC) |
The LPC on account will be a function of the total outstanding balance and will be as follows:
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Fore closure charges |
3% of the outstanding Principal Amount + Goods and Services Tax (GST) applicable and Next Month EMI interest charges applicable in advance while foreclosure. |
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Cash transaction charges for repayment of EMI dues at Bank Branches. |
Rs 100 + Goods and Services Tax (GST) applicable |
Coral+ Debit Cards
Sapphiro Debit Cards
Rubyx Debit Card
Coral Paywave Contactless Debit Card
Eligible customers will see this option on the payment page during checkout for online transactions or SMS DCEMI_xxxx(last four digits of yourdebit card) to 5676766.
You have to visit Flipkart/Amazon website or their respective mobile app or mobile site. Select the product and add it to cart. Choose “EMI” option for payment, select “ICICI Bank-Debit Card” under “Easy Instalments”, enter the Debit Card details and complete the transaction.
