Schedule of Fees and Charges
Note: Auto Debit Return Fees and Foreclosure Charges have been revised and will be applicable from June 01, 2024.
Processing fee |
Rs 199 + Goods and Services Tax (GST) applicable. Processing fees will be charged which is non-refundable |
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Auto-Debit return fee |
Rs. 500 + Goods and Services Tax (GST) |
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Interest Rate |
Interest rate is 16% PA. The rate of interest may be changed at the sole discretion of ICICI Bank. |
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Interest Charges |
In case of a default, interest charges may increase up to a maximum of 1.33% per month (16% per annum). |
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Late Payment Charges (LPC) |
The LPC on account will be a function of the total outstanding balance and will be as follows:
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Fore closure charges |
3% of the outstanding Principal Amount + Goods and Services Tax (GST) applicable and Next Month EMI interest charges applicable in advance while foreclosure. |
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Cash transaction charges for repayment of EMI dues at Bank Branches. |
Rs 100 + Goods and Services Tax (GST) applicable |
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Coral+ Debit Cards
![Sapphiro Debit Cards](/content/dam/icicibank/icici-assets/personal-banking/sapphiro.jpg)
Sapphiro Debit Cards
![Rubyx Debit Card](/content/dam/icicibank/icici-assets/personal-banking/card-rubyx-debit.jpg)
Rubyx Debit Card
![Coral Paywave Contactless Debit Card](/content/dam/icicibank/icici-assets/personal-banking/coral-paywave-card-thumbnail.png)
Coral Paywave Contactless Debit Card
Eligible customers will see this option on the payment page during checkout for online transactions or SMS DCEMI_xxxx(last four digits of yourdebit card) to 5676766.
You have to visit Flipkart/Amazon website or their respective mobile app or mobile site. Select the product and add it to cart. Choose “EMI” option for payment, select “ICICI Bank-Debit Card” under “Easy Instalments”, enter the Debit Card details and complete the transaction.