Steps to Apply for the RuPay Credit Card
- Visit ICICI Bank website.
- Go to "Cards" and choose "Credit Cards.
- Go to the ICICI Bank RuPay Credit Card page
- Select the RuPay Credit Card for which you want to apply.
- Complete the application online.
- Alternatively contact the ICICI Bank customer care or visit the ICICI Bank branch and complete the necessary paperwork (proof of identification, address, and evidence of income, such as ITRs or pay slips). Post verification of details, you credit card will be setup within 5 days
Rupay Credit Card Benefits & Features
RuPay Credit Cards from ICICI Bank offer a variety of advantages. Here are the key RuPay Credit Card rewards that you can count on for maximum benefits:
Personal Accident Cover: The cardholder is entitled to Personal Accident Cover of up to Rs. 2 lakh.
Concierge Service: 24x7 Concierge Service is available. To contact the Concierge team, please call 1800-26-78729.
Credit Card Name |
Offers |
Rubyx RuPay Credit Card |
Welcome vouchers for shopping and travel expenses. |
MakeMyTrip RuPay Credit Card |
Earn Rewards points on flights and hotels booked via MakeMyTrip, along with complimentary lounge access. |
Sapphiro RuPay Credit Card |
Complimentary access to select airport lounges, golf course privileges, and exclusive dining benefits. |
Coral RuPay Credit Card |
Reward Points on transactions. |
HPCL Super Saver RuPay Credit Card |
Discount on movie tickets and fuel transactions. Earn accelerated Reward points on utility and departmental store purchase |

Rupay Credit Card Fees & Charges
Card Type |
Joining Fee |
Annual Fee |
Coral Rupay Credit Card |
₹500 + GST |
₹500 + GST |
HPCL Super Saver Rupay Card |
₹500 + GST |
₹500 + GST |
Rubyx Rupay Card | ₹3000 + GST |
₹2000 + GST |
Sapphiro Rupay Credit Card |
₹6500 + GST |
₹3500 + GST |
Note: The Annual Spending is calculated on basis of the spending from the date of Card issued. Example : If card is issued on the 07-07-2023, the year will be considered as 07-07-2023 to 06-07-2024
Other Charges
- For other charges, please refer to the Most Important Terms & Conditions (MITC).
RuPay Credit Card: Savings on Spending
Discover how your ICICI Bank Coral RuPay Credit Card can deliver savings of Rs 11,150 every year.
Savings on your Spends | |
---|---|
On-going benefits & savings on yearly spends of Rs 3,60,000 | Savings (in Rs) |
25% discount on movie tickets with BookMyShow and Inox* | 2,400 |
Cash rewards on annual spend of Rs 3,00,000# | 1,400 |
Milestone rewards on a spend of Rs 3,00,000 | 750 |
Access to Airport Lounge$ | 4,000 |
Waiver of 1% fuel surcharge on Rs 5,000 spent every month on fuel@ | 600 |
Complimentary access to Railway Lounge in India% | 2,000 |
Total Savings | 11,150 |
*This is based on the assumption that the cardholder will avail the offer twice in a month and the total cost of two tickets, per transaction, is ₹400. The capping on discount, per transaction, is ₹100. The actual rate of ticket may vary for every movie theatre.
#This is based on the assumption that the cardholder will spend 10% of the total spending on utilities and insurance. On these categories, one Reward Point is accrued on every ₹100 spent on the Card.
$This is based on the assumption that the cardholder is visiting 1 RuPay affiliated Airport Lounge, every quarter.
@1% fuel surcharge waiver, where the transaction amount is more than ₹400 and up to ₹4,000 with maximum monthly capping of ₹250 at all HPCL Petrol Pumps.
%This is based on the assumption that the cardholder is visiting affiliated railway lounges, once, every quarter.
Disclaimer: The above chart is purely for illustration purposes and is merely indicative in nature. The information provided regarding products, services, offers, benefits, reward programmes, etc. of ICICI Bank/third party are governed by the detailed Terms and Conditions, internal policy guidelines as specified by ICICI Bank/third party from time to time and are subject to applicable laws and regulations. Actual benefits/savings/rewards will be based on the total spends on the Credit Cards and spends on various reward categories by the cardholders. Cardholders are requested to conduct an independent analysis and their own assessment, evaluation and judgement on the information mentioned here and above. The benefits, offers, reward points, etc. will be available only on those merchant establishments with whom ICICI Bank and RuPay have a tie up.
The information provided, here and above, does not amount to an offer, sponsor or advice with regards to any product or services of ICICI Bank or any of its group companies or third parties and is not intended to create any rights or obligations in this regard. ICICI Bank does not undertake any liability or responsibility for the details, accuracy, completeness, not-errors or correctness of any content or information provided here and above. Any dispute or claim regarding the goods, services brought about by the third party must be resolved by the cardholder, with the third parties directly without any reference to ICICI Bank.
Coral Rupay credit card is valid for international transactions.
Eligibility Criteria to Apply the RuPay Credit Card Variants HPCL, CORAL, Sapphiro, MakeMyTrip & Rubyx
Credit Card Name |
Eligibility Criteria |
ICICI Bank Coral RuPay Credit Card, ICICI Bank HPCL Super Saver Credit Card |
Age: 21 years and above, monthly income: Rs. 20,000 and above, Indian citizens, available for salaried or self-employed individuals. |
ICICI Bank Rubyx Credit Card, ICICI Bank Sapphiro Credit Card, ICICI Bank MakeMyTrip Credit Card |
Age: 21 years and above, monthly income: Rs. 75,000 and above, Indian citizens, available for salaried or self-employed individuals. |
Rupay Credit Cards
Rupay Credit Card on UPI
Link your RuPay Credit Card to UPI for effortless transactions. With ICICI Bank's integration, enjoy secure Person-to-Merchant transactions, online shopping, bill payments and more. Simplify payments with iMobile, ensuring convenience and security in every transaction.