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Steps to Apply for the RuPay Credit Card

  1. Visit ICICI Bank website.
  2. Go to "Cards" and choose "Credit Cards.
  3. Go to the ICICI Bank RuPay Credit Card page
  4. Select the RuPay Credit Card for which you want to apply.
  5.  Complete the application online.
  6. Alternatively contact the ICICI Bank customer care or visit the ICICI Bank branch and complete the necessary paperwork (proof of identification, address, and evidence of income, such as ITRs or pay slips). Post verification of details, you credit card will be setup within 5 days

 

Rupay Credit Card Benefits & Features

RuPay Credit Cards from ICICI Bank offer a variety of advantages. Here are the key RuPay Credit Card rewards that you can count on for maximum benefits:

  1. Personal Accident Cover: The cardholder is entitled to Personal Accident Cover of up to Rs. 2 lakh.

  2. Concierge Service: 24x7 Concierge Service is available. To contact the Concierge team, please call 1800-26-78729. 

Credit Card Name 

Offers 

Rubyx RuPay Credit Card 

Welcome vouchers for shopping and travel expenses. 

MakeMyTrip RuPay Credit Card 

Earn Rewards points on flights and hotels booked via MakeMyTrip, along with complimentary lounge access. 

Sapphiro RuPay Credit Card 

Complimentary access to select airport lounges, golf course privileges, and exclusive dining benefits. 

Coral RuPay Credit Card 

Reward Points on transactions. 

HPCL Super Saver RuPay Credit Card 

Discount on movie tickets and fuel transactions. Earn accelerated Reward points on utility and departmental store purchase 

Rupay credit card - features and benefits

Rupay Credit Card Fees & Charges

Card Type

Joining Fee

Annual Fee

Coral Rupay Credit Card

₹500 + GST

₹500 + GST

HPCL Super Saver Rupay Card

₹500 + GST

₹500 + GST

Rubyx Rupay Card

₹3000 + GST

₹2000 + GST

Sapphiro Rupay Credit Card

₹6500 + GST

₹3500 + GST

Note: The Annual Spending is calculated on basis of the spending from the date of Card issued. Example : If card is issued on the 07-07-2023, the year will be considered as 07-07-2023 to 06-07-2024

Other Charges

RuPay Credit Card: Savings on Spending

Discover how your ICICI Bank Coral RuPay Credit Card can deliver savings of Rs 11,150 every year.

Savings on your Spends
On-going benefits & savings on yearly spends of Rs 3,60,000 Savings (in Rs)
25% discount on movie tickets with BookMyShow and Inox* 2,400
Cash rewards on annual spend of Rs 3,00,000# 1,400
Milestone rewards on a spend of Rs 3,00,000 750
Access to Airport Lounge$ 4,000
Waiver of 1% fuel surcharge on Rs 5,000 spent every month on fuel@ 600
Complimentary access to Railway Lounge in India% 2,000
Total Savings 11,150

*This is based on the assumption that the cardholder will avail the offer twice in a month and the total cost of two tickets, per transaction, is ₹400. The capping on discount, per transaction, is ₹100. The actual rate of ticket may vary for every movie theatre.

#This is based on the assumption that the cardholder will spend 10% of the total spending on utilities and insurance. On these categories, one Reward Point is accrued on every ₹100 spent on the Card.

$This is based on the assumption that the cardholder is visiting 1 RuPay affiliated Airport Lounge, every quarter.

@1% fuel surcharge waiver, where the transaction amount is more than ₹400 and up to ₹4,000 with maximum monthly capping of ₹250 at all HPCL Petrol Pumps.

%This is based on the assumption that the cardholder is visiting affiliated railway lounges, once, every quarter.

Disclaimer: The above chart is purely for illustration purposes and is merely indicative in nature. The information provided regarding products, services, offers, benefits, reward programmes, etc. of ICICI Bank/third party are governed by the detailed Terms and Conditions, internal policy guidelines as specified by ICICI Bank/third party from time to time and are subject to applicable laws and regulations. Actual benefits/savings/rewards will be based on the total spends on the Credit Cards and spends on various reward categories by the cardholders. Cardholders are requested to conduct an independent analysis and their own assessment, evaluation and judgement on the information mentioned here and above. The benefits, offers, reward points, etc. will be available only on those merchant establishments with whom ICICI Bank and RuPay have a tie up.

The information provided, here and above, does not amount to an offer, sponsor or advice with regards to any product or services of ICICI Bank or any of its group companies or third parties and is not intended to create any rights or obligations in this regard. ICICI Bank does not undertake any liability or responsibility for the details, accuracy, completeness, not-errors or correctness of any content or information provided here and above. Any dispute or claim regarding the goods, services brought about by the third party must be resolved by the cardholder, with the third parties directly without any reference to ICICI Bank. 

Coral Rupay credit card is valid for international transactions.

Eligibility Criteria to Apply the RuPay Credit Card Variants HPCL, CORAL, Sapphiro, MakeMyTrip & Rubyx

Credit Card Name

Eligibility Criteria

ICICI Bank Coral RuPay Credit Card, ICICI Bank HPCL Super Saver Credit Card 

Age: 21 years and above, monthly income: Rs. 20,000 and above, Indian citizens, available for salaried or self-employed individuals.

ICICI Bank Rubyx Credit Card, ICICI Bank Sapphiro Credit Card, ICICI Bank MakeMyTrip Credit Card 

Age: 21 years and above, monthly income: Rs. 75,000 and above, Indian citizens, available for salaried or self-employed individuals.

 

 

Rupay Credit Card on UPI

Link your RuPay Credit Card to UPI for effortless transactions. With ICICI Bank's integration, enjoy secure Person-to-Merchant transactions, online shopping, bill payments and more. Simplify payments with iMobile, ensuring convenience and security in every transaction.

RuPay Credit Card FAQs

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EMI On Call

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