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Pay Credit Card Bills Online With

Internet banking

Option 1: Payment through internet banking

Log in to ICICI Bank Internet Banking to pay your Credit Card dues. For details, please  click here

Scan to Pay

Option 2: Pay through Scan to Pay

Scan any QR Code for quick and secure payment of your Credit Card dues. For details, please  click here

iMobilePay

Option 3:PPay through the iMobile Pay app

Log in to the ICICI Bank iMobile Pay app to pay your Credit Card dues.

For ICICI Bank customers - Please click here.
For Non ICICI Bank customers  – Please click here.

Pay through ATMs

Option 4: Payment through ATMs

Pay your Credit Card dues at any ICICI Bank ATM using your Debit Card. Swipe your Debit Card at any ATM, go to the ‘More Options’ section and pay the amount due on your Credit Card.

Click 2 Pay

Option 5: Payment through the ‘Click to Pay’ option

Pay your Credit Card dues through the ‘Click to Pay’ option available on the Internet Banking portal.

With ‘Click to Pay’ option, you can now use Internet Banking linked with accounts from other banks to pay your Credit Card dues. The payment will reflect in your Credit Card Account within three working days.

If you are using this feature then please pay your dues at least three working days prior to the due date, to avoid late payment charges.

Ways to make payments for non-ICICI Bank Account holders

 

NEFT

Option 1: Pay through NEFT

Pay your Credit Card dues through National Electronic Funds Transfer (NEFT). You can make payments using Internet Banking linked to the accounts of other banks (if they support NEFT transactions).

When you register your ICICI Bank Credit Card as the payee for fund transfer, enter the 15-digit number (in case of American Express Credit Card) or the 16-digit number (in case of Visa/Mastercard Credit Card) as the account number. In addition to this, you need to enter ‘ICIC0000103’ as the Indian Financial System (IFS) Code. For details, please  click here.

Click to Pay

Option 2: Payment using ‘Click to Pay’ option

With ‘Click to Pay’ option, you can now use internet banking linked with accounts from other banks to pay the bill on your ICICI Bank Credit Card. The payment will reflect in your credit card account within three working days.

For payments made using ‘Click to Pay’ feature, we request you to pay your dues at least three working days prior to the due date, to avoid late payment charges. Follow the steps given below to pay the bills on your ICICI Bank Credit Card

Scan to Pay

Option 3: Payment using ‘Scan to Pay’ option

Make the payments through a Unified Payments Interface (UPI) system that’s based on QR codes
For UPI payment, please click here

 

Log in to Internet Banking > Select the ‘Click to Pay’ option and then follow the steps given below to make the payment

If you would like to pay your ICICI Bank Credit Card dues right away, we have a simple solution for you. Read on to discover how you can pay the amount outstanding on your credit card in just four simple steps.

Step 1: Select your bank

From the dropdown menu at the end of ‘Click to Pay’ section, select the Bank through which you would like to make the payment. 

Step 2: Provide the details of your credit card

Select the type of Credit Card you own. Then, enter the 15-digit (in case of American Express Credit Card) or 16-digit (in case of Visa/Mastercard Credit Card) number and the amount you would like to pay. You will be redirected to the payment interface of the Bank you selected.

Step 3: Confirm the payment

Enter your authentication details (such as user ID and password to access your account or other equivalent details). Then, confirm the amount you need to pay and the same will be debited from your account instantly

Step 4: Receive the confirmation online

On successful completion of the transaction, you will receive a confirmation in the form of a Transaction Reference Number.

 

Select your bank

Popular Credit Card Bill Payment FAQ's

How can I pay my Credit Card bill?

You can pay your Credit Card bill through ICICI Bank Internet Banking, Scan to Pay (UPI), iMobile Pay app, ATMs or NEFT. For non-ICICI Bank customers, use NEFT, 'Click to Pay' with Internet Banking or ‘Scan to Pay’ for timely settlements.

Should I pay my Credit Card in full?

By paying the full Credit Card bill, you can avoid interest charges. It's always wise to settle the complete amount. If you are unable to pay the entire amount, pay at least the ‘Minimum Due, to avoid penalties.

Can I pay the Credit Card bill immediately after purchase?

Yes, you can pay the bill immediately after a purchase, but the amount due will reflect in the next billing cycle. Paying promptly can help manage expenses efficiently.

When should I pay my Credit Card bill?

You should pay your Credit Card bill before the due date to avoid late fees and interest charges. Early payment ideally in full, keeps your credit record healthy and minimises financial burdens.

What is the ‘Minimum Due’ on Credit Cards?

The ‘Minimum Due’ is the smallest amount you need to pay by the due date to maintain a good credit standing. It's a fraction of the total bill and includes interest, fees and a percentage of the outstanding balance.

How to make payments through a Credit Card?

To make payments through a Credit Card, you have to first initiate a transaction on your card. On doing so, the card details are shared with the recipient Bank. The Bank processes the transaction through a payment network and authorises the transaction further with the card issuer. The issuer then verifies the transaction for acceptance or non-acceptance. 

What is the ideal time to pay the Credit Card bill?

The Credit Card bill is generated every month, so it is recommended to pay the Credit Card bill every month before the due date, which is generally 15-20 days after the bill generation date. Timely payment of the Credit Card dues will help in maintaining a good credit score.

Can I pay the Credit Card dues through any other Bank Account?

Yes, you can pay your Credit Card dues through any other Bank Account, using the NEFT facility or other platforms like iMobile Pay.