Features of NRI Premia Program
Step 1
Sign up for an NRI Account:
Fill your details to receive a call from ICICI Bank.
Step 2
Live Assistance from Team ICICI Bank!
ICICI Bank will call and assist you in filling the Account Opening form and KYC documentation.
Step 3
NRI Account Opened!
Account is opened post free courier pick up and successful scrutiny of KYC documents.
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Power to choose
Experience financial security and peace of mind with our salary account. It's a step towards worry-free financial freedom!
- Salary : designed for working professionals.
- Virtu: non-interest bearing accounts those who prefer interest-free banking.
- Seafarer : designed to manage your finances while you are away.
- Sparsh : designed for healthcare heroes.
Exclusive banking benefits for your family
As NRI Premia banking customer, you enjoy a host of privileges that enrich your lifestyle and banking services. Now make it more rewarding by extending these advantage to your family members.
- A single bank to all members in the family
- Extend benefits of premia program to your family by linking their saving accounts.
- Family includes spouse, parents, children, siblings, in-laws, grandparents and grandchildren. A maximum of 6 members can enjoy these perks.
- Allows flexibility to maintain balances across Saving Account & Fixed Deposit Accounts under one family
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NRI Premia World Debit Card
With master world debit card, enjoy higher benefits and rewards.
- Higher withdrawal, transaction limits, reward Points
- Exciting offers on dining, shopping, travel etc
- Insurance cover to take care of you in case of emergencies. Know more
- For detailed card features, Click here
Access to Airport lounges
Now wait in luxury before flying, with our complimentary international & domestic airport lounge access.
International airports: Get two complimentary lounge access in a calendar year. To know participating lounges refer *http://www.loungekey.com/icicibank
Things to note when availing International lounge access by Premia Customers:
- Mention ‘Loungekey’ to the Airport lounge operator when availing the service, ensure that Loungekey terminal is being used by the lounge operator
- International Ecom & POS flag is enabled prior via Internet Banking/Mobile app
- A $35 pre-authorization amount is generally deducted by Service provider and refunded thereafter, hence maintain sufficient balance in card linked NRE account
- Only the cardholder visit is free. Any additional guests will be charged.
- Card type, utilization limits, lounge TnCs as applicable
Domestic airports: Get two complimentary lounge access per quarter at domestic airport/terminals in India. Click here to see the list of lounges.
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Competitive rates on remittance & loans
Offers on money transfers via Money2India, Money2World, & Wire Transfer, discounts on loan processing fees & more.
- Eligible currencies under Money2India are USD,AED & SGD. For more information Click here
- For offers on Wire Transfer to India, the eligible currencies are: USD, GBP, EUR, AUD, CHF, SGD, AED & CAD
- Transfer money online from any bank in India to any bank around the world, with ICICI Bank Money2World. Click to Know More
- Special rates & offers on Home Loans, Auto Loans, etc
- Discounts on loan processing fees.
Concierge services & assistance
Now get assistance and priority in making reservations for dining, hotels, events and much more.
- Reservation assistance – Hotels, Railways. Hotel & Dining referrals
- Golf course and reservation assistance
- Airport pick up/drop services
- Special events and performance
- Spa, fitness and sport center information and referral assistance
- Flower and gift delivery services
To avail, contact on 022-42320256 or write to
icicinripremia@aspirelifestyles.com
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Get privileges & discounts
Get privileges & discounts on various non-banking needs.
- Taxation solutions, advisory services
- Real estate consultancy, property management
- Inheritance planning, estate planning, will drafting assistance
- Elderly healthcare support services
- For detailed offers, Click here
- Your requests get priority processing at all our 24X7 call centers.
Eligibility
You are eligible for the ICICI Bank NRI Premia Program if you :
Hold atleast one NRE or NRO Savings account, singly or jointly operated, with ICICI Bank and Minimum monthly average balance of INR 5 Lacs (effective Sept’2021) in your Current & Savings (CASA) accounts
- Or INR 25 Lacs in CASA + FD
- Or INR 50 Lacs in your CASA + Deposit + Loans* + Demat**+ Credit card Spends***
- Or INR 100 Lacs in Home Loan~
*ICICI Disbursed value of Auto loans, Education Loans, Personal Loans, Loan against Securities, Loan on Mutual Funds, Business Loans,
~ICICI Disbursed value of Home Loans
**Only equity portfolio.
***Average spends of credit cards of last 12 months.
CASA level: Cumulative minimum average balance in all Saving/Non-interest bearing accounts under same customer ID.
Documents required for the application
- Passport Copy
- Visa Copy
- Overseas Address proof
Forms to download for the application
- Existing Customer - Upgrade form
- Family Banking - Family ID Creation form
- The NRI Premia Program can be opened under both NRO & NRE Account variants.
- For Product term and condition Click here
Service & Penal Charges
To explore ICICI Bank's complete list of service & penal charges, please click here for detailed information and transparency.
Click here for product terms and conditions.