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Defence Salary Accounts Fees & Charges
| Facility | Other Ranks below JCO/ Equivalent Ranks | Junior Commissioned Officers & Equivalent Ranks | Commissioned Officers - Lieutenant & above Ranks |
| Debit Card Variant | Gold | Titanium | World |
| Point of Sale/Merchant Establishment daily Limit on Debit Card | 1.25 Lac | 1.5 Lac | 2 Lac |
| Purchase Protection on Debit Card | NA | NA | NA |
| Daily ATM Cash withdrawal limit | 75,000 | 1 Lac | 1 Lac |
| Flexibility to further enhance the daily limit on ATM | Yes | Yes | Yes |
| Free DD/Bankers Cheque (Daily limit) | 1 Lac | 1 Lac | Unlimited |
| Concession in locker charges | 30% | 40% | 50% |
| Priority Processing for Phone Banking | Yes | Yes | Yes |
| Wealth Management Programme | No | No | Yes, World Masterchip Debit Card is additionally provided to Defence Wealth customers |
| Access to Wealth Lounges at branches | No | No | Yes |
| Other features in ICICI Bank Defence Salary Account across all Ranks | |||
| Zero Balance Salary Account | No Minimum Balance Requirement | ||
| Zero Balance Account for family | Available, for upto 4 members in the family | ||
| ATM cum Debit Card | Free International ATM cum Debit Card | ||
| Unlimited free transactions at ICICI Bank ATMs as well as other bank ATMs in India | |||
| No annual maintenance charges | |||
| Free Add-on card for family member | |||
| Other features | Government Schemes like PPF/NPS facility available. | ||
| E KYC device account opening / Express Tab account opening | |||
| Tax assist | |||
| Dedicated Relationship Manager | |||
| Microsite | Exclusive microsite will be created wherein employees will be able to see information regarding latest ICICI Bank offers and solutions on Salary Account, Loans, Investments, Payments, Cards, etc. | ||
| Employees will be able to apply and avail ICICI Bank services digitally through the link mentioned in the microsite. | |||
| List of Location specific ICICI Bank FPR will also be mentioned for any support required by Personnel. | |||
| Saving Account Portability facility | Yes, Retain the same account number and debit card/cheque book upon transfer of account to any other branch in India | ||
| Internet Banking | Internet Banking can be availed for banking services at no additional cost. | ||
| Transactions at Non-base branches | Available, Free | ||
| Cheque Book | Unlimited Free Multi-city cheque book | ||
| RTGS (Online) | Free | ||
| NEFT (Online) | Free | ||
| Preferential allotment of Lockers | Yes, subject to availability | ||
| Utility Bill Payments through Internet/ Mobile banking | Free | ||
| Money Multiplier Scheme (Manual sweep-in & Auto Sweep-out Facility) | Earn higher interest with Money Multiplier feature in ICICI Bank Salary Account with Auto reverse sweep out facility in case balance in your Salary Account falls below INR 10,000 . It can be activated digitally using ICICI iMobile Pay App or Internet Banking. | ||
| Passbook | Free - Available on request | ||
| Credit Cards | Life time free credit card variants for personnel basis ranks | ||
| Preferential rates on Loans | Yes | ||
| Processing Fee on Personal Loans | Defence customers are offered NIL Processing Fee for Personal Loan when availed through our Bank Branch. | ||
| Salary Overdraft Account | Pre-approved Overdraft limit up to 4 times your net monthly income. Offer amount between 30k to 20L | ||
| Monthly interest payable only on the limit utilized for the no. of days limit utilized for. | |||
| Auto sweep and rev sweep, as per availability of funds for reduced monthly interest. | |||
| Zero foreclosure charges. | |||
| Pension Account | Available | ||
| New Pension System(NPS) | Available | ||
| Sukanya Samriddhi Yojana (SSY) Account | Available. For more details on SSY Account refer below link https://www.icicibank.com/Personal-Banking/investments/sukanya-samriddhi-yojana-account/index.page |
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| Net Banking Facility | Free | ||
| Mobile Banking Facility | Award winning iMobile Pay App with 350+ services. | ||
| Standing Instructions Facility | Free | ||
| Traveler’s Cheque Facility | Available | ||
| Travel Card | Free | ||
| Reward Program on Debit and Credit Cards | Available | ||
| Offers on Debit Cards | Exciting offers on favourite brands - https://www.icicibank.com/offers | ||
| I-Direct (3-in-one account: Demat, share trading and Savings account) | ICICI Direct Prime 299D Ø Special M52 Prime brokerage offer for Defence Personnel; Ø Defence personnel can now access ICICI direct Prime 2999 plan for just INR 299; | ||
| Ø eATM facility - Instant payout to the account within 5 minutes of selling shares; | |||
| Ø Special reduced 'interest rates' on Buy Now Pay Later / Margin Trading Funding (MTF). | |||
| SMS Alert Facility | Free | ||
| Dedicated Helpline Number | Yes, Toll Free Number 180010 80 is available to resolve all queries. Dedicated Helpline for Defence / CAPF personnel. | ||
Note:
- Common service charges applicable to all Savings Account variants except for Wealth Management / ICICI Bank Private Banking and the ones mentioned above. Click here.
- Taxes at prevailing rates as per Govt rules shall be applicable over and above the mentioned charges.The charges indicated above are subject to periodic revision.
- *With effect from April 1, 2015: In the event of non-maintenance of minimum MAB, the bank will notify the customer by SMS/e-mail/ letter etc. that in the event of the minimum balance not being restored in the account in the subsequent month, non-maintenance of MAB charges will be applicable.
In case the customer has not maintained MAB for any consecutive month, non-maintenance of MAB charges shall be applicable for all consecutive months. The Bank will notify the customer in the initial month only in case of non-maintenance of MAB in consecutive months.It will be the responsibility of the customer to have a valid e-mail ID, mobile number and address updated with the Bank at all times,failing which,customer may not receive the notifications.
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