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Eligibility Criteria for Privilege Banking Customers
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ICICI Bank offers Home Loans to Resident as well as Non Resident Indians.
- You must be at least 21 years of age on sanction of the loan
- The loan must terminate before or at 65 years of age or age of retirement, whichever is earlier
- You must be salaried or self-employed with a regular source of income
- Minimum age of co-applicant should be 18 years
How to enhance your eligibility
- If your spouse is an earning member, you can make him/ her the co-applicant. Their income will be considered to enhance the eligibility
- In case of co-owners, they must necessarily be co-applicants