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Credit through BC
Financial Inclusion is the process of providing suitable financial products and services to the unbanked and under-banked segment. The products and services are provided at an affordable cost in a fair and transparent manner by mainstream institutional players. ICICI Bank offers credit facility to clients sourced by Business Correspondent Partners.
Key Features
- Nature of facility: Demand Loan/ Term Loan
- Loan Ticket Size: Rs. 10,000 - Rs. 50,000
- Loan Tenure: Minimum 12 months and Maximum 24 months
- Rate of Interest:
- Loan Amount - Rs. 15,000 and below - Rate of Interest 25.76%
- Loan amount - Above Rs. 15,000 - Rate of interest 25.12%
- Loans Post June 30, 2016 - Rate of interest 22.25% p.a.
- Processing Fees + Charges: No processing fee, foreclosure fee or renewal fee
- Security: No security/ collateral is required
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