Documentation

Pre-sanction documents

• Filled-in application form
• Last 3 years' IT returns
• Last 3 years' audited balance sheet
• Last 12 months' bank statements for all operative accounts
• Proof for signature verification - passport / driving licence / PAN card /   Bank's verification
• Identity proof
• Address proof
• Constitutional documents
• Business licenses etc

Pre-disbursement documents

• Duly executed loan documents
• Property documents as applicable
• Title deeds (sale deed, lease deed, share certificates, etc)  and prior title deeds
• Land revenue records
• Property tax receipts
• Approved construction/building plan
• NOC from development authorities for lease properties

Sanction and Limit Set up Process

• Contact our Sales/ Relationship Manager
• Submit a filled-in application form and pre-sanction documents
• Once eligibility is assessed, a credit arrangement letter (CAL) is   dispatched
• Applicants submit property documents, Legal and technical   assessment of the property is undertaken by ICICI Bank
• Limit is set and the customer is ready to use his account

Benefits

• Minimum documentation and speedy loan sanction
• One-stop solution with bouquet of products
• Attractive rate of interest
• At-par multi-city cheque book
• Internet banking facility

Apply Now

• Preliminary Application Form-Rural Business Credit

• Terms & Conditions-Rural Business Credit