iFinance

With iFinance, you can:

• View balances of your linked Accounts from other banks

• See a summary of your top income and expenditure categories

• Get a category wise breakdown of your expenses for better financial insights

• Track your financial health by accessing daily inflow, expenses and balance analysis. 

Yes, we prioritise the security and privacy of your financial data. As a leading Bank, we follow industry-leading security standards to protect your information.

The accuracy of the data displayed on iFinance depends on the accuracy of information shared by other Financial Institutions like banks, CTAs, depositories, etc. (FIPs). We rely on the data provided by these FIPs and do not alter or modify it. It is essential to regularly review your transactions and balances to ensure accuracy.

De-linking will not delete the data previously received but basis your consent for future, fetching of new data will stop.

Yes, you may re-link the de-linked Accounts any time you want. You have to follow the same process as you did while initially linking the Accounts.

No, iFinance is intended to provide you with a consolidated view of your Bank Accounts. It does not provide investment or financial advice. Any financial decision you make should be based on careful analysis and consultation with financial experts, as well as considering other relevant factors beyond iFinance’s representation of data.

The data on iFinance is refreshed daily to provide you with up-to-date information. You may also manually refresh at an hourly interval. However, the frequency of updates may depend on the policies of consent provided by you, the respective FIPs and the availability of data from those institutions.

Yes, you have the flexibility to de-link your Accounts from other banks at any time. Simply go to iFinance and revoke consent using the link provided. This will remove the data of that Bank Account from iFinance.

As an ICICI Bank customer, the usage of iFinance is free of charge. However, please refer to the Terms & Conditions provided by ICICI Bank for any fees applicable to using specific features of iFinance from time to time.

If you come across any issues or have questions related to iFinance, you can contact ICICI Bank Customer Care for assistance or to address your concerns. We will provide you with the necessary guidance.

In case your Account linking or data updation fails, please contact ICICI Bank Customer Care.

Disclaimer: iFinance is a feature provided by ICICI Bank, in association with our Account Aggregator Technical Service Provider. iFinance presents the data provided by other banks (FIPs) that you voluntarily wish to link and give consent for. While we prioritise the accuracy and security of your financial information, we do not offer investment or financial advice. Data representation within iFinance is solely for informational purposes and any financial decision should be made independently after careful consideration and consultation with relevant experts.