PERSONAL LOAN

For Salaried Individuals:

1. Proof of Identity/Residence: Any one of the below Official Valid Documents (OVD) can be accepted as Current / Communication address proof only.

• Passport

• Driving License issued by Regional Transport Authority

• Voter's Identity Card issued by the Election Commission of India

• Letter from National Population Register containing details of name and address

• Proof of possession of complete AADHAR Card

• NREGA Card.

2. Latest 3 months* Bank Statement (where salary/income is credited)

3. Salary slips for the last 3 months*

B. For Self-Employed:

1. Proof of Identity/Residence: Any one of the below Official Valid Documents (OVD) can be accepted as Current / Communication address proof only.

• Passport

• Driving License issued by Regional Transport Authority

• Voter's Identity Card issued by the Election Commission of India

• Letter from National Population Register containing details of name and address

• Proof of possession of complete AADHAR Card

• NREGA Card

2. Income Proof :

• Audited financials for the last two years

• Latest 6 months* Bank Statement

3. Office address proof

4. Proof of residence or office ownership

5. Proof of continuity of business.

*Conditions applied as per policy.

*ICICI Bank reserves the rights to call upon additional documents at its discretion.

No, ICICI Bank offers its customers a collateral-free Personal Loan without any security. Visit our website to apply for an instant Personal Loan online.

ICICI Bank offers Personal Loans starting at Rs. 50,000 up to Rs. 50,00,000.

ICICI Bank currently offers a Personal Loan at interest rates ranging from 10.85% to 16.25%.

ICICI Bank Personal Loan repayment tenure ranges from 12 months to 72 months.

The Loan approval process at ICICI Bank is simple, quick and instant. Once a customer's Personal Loan is approved, it takes only 3 seconds for the amount to be disbursed into your Account.

The advantages of an ICICI Bank Personal Loan are:

• Attractive Interest Rates
• Flexible Tenure Options
• Low EMI Amount
• Easy Application Process
• Pre-Approved Offers
• No Collateral Required
• Quick Disbursement
• Quick Assistance
• Digital Process
• Minimal Documentation.

Personal Loan foreclosure facility is extended to all customers availing a Personal Loan with ICICI Bank. Customers can foreclose their Personal Loan after the payment of at least one EMI. However, foreclosure charges (and taxes) will be applicable as per the service charges.

No, there are no Tax benefits and Tax deductions on Personal Loans.