Disclaimer*: Our Personal Loan EMI calculator offers estimated monthly installments which are indicative and tentative and are based upon the details populated by the user. Actual loan terms and eligibility are subject to bank approval. For precise loan details, consult our representatives before decisions based on these estimates.
Personal Loan: Benefits & Features
Personal Loan Interest, Documents & Eligibility
Multi-Purpose Personal Loan from ICICI Bank
Popular Personal Loan FAQs
What is a Personal Loan?
Personal Loan is an unsecured Loan and one of the best loans for marriage expenses, paying medical bills or planning your dream vacation. Personal Loans can act as a financial cushion for you at the time of emergency. Whatever your financial goals are, ICICI Bank Personal Loans cater to all your needs. Availing a Personal Loan is not restricted to just emergencies, you can apply for a Personal Loan to fund your vacation as well. You can also check Personal Loan EMIs with our Personal Loan EMI calculator.
You can apply for a Personal Loan online from our ICICI Bank website and meet your diverse financial needs. You can avail a Personal Loan up to Rs. 50 lakh and meet a sudden personal emergency. The process of Loan application is instant and convenient and can be done online from the comfort of your home. The instant Personal Loan approval process ensures you have a seamless and stress-free borrowing experience. Also, with our instant Personal Loan online services, you can get access to funds within 3 seconds.
How does one avail an instant Personal Loan online with ICICI Bank?
Visit our website to secure an instant Loan with ICICI Bank. After checking your Pre-approved Offer, check your eligibility, fill in and submit your Personal Loan application. Select the Loan amount and tenure as per your requirement. Check your Personal Loan approval status. You will receive an instant Loan approval and the amount will be disbursed into your Account immediately.
What are the required documents for a Personal Loan with ICICI Bank?
For Salaried Individuals:
1. Proof of Identity/Residence: Any one of the below Official Valid Documents (OVD) can be accepted as Current / Communication address proof only.
Passport
Driving License issued by Regional Transport Authority
Voter's Identity Card issued by the Election Commission of India
Letter from National Population Register containing details of name and address
Proof of possession of complete AADHAR Card
NREGA Card.
2. Latest 3 months* Bank Statement (where salary/income is credited)
3. Salary slips for the last 3 months*
B. For Self-Employed:
1. Proof of Identity/Residence: Any one of the below Official Valid Documents (OVD) can be accepted as Current / Communication address proof only.
Passport
Driving License issued by Regional Transport Authority
Voter's Identity Card issued by the Election Commission of India
Letter from National Population Register containing details of name and address
Proof of possession of complete AADHAR Card
NREGA Card
2. Income Proof :
Audited financials for the last two years
Latest 6 months* Bank Statement
3. Office address proof
4. Proof of residence or office ownership
5. Proof of continuity of business.
*Conditions applied as per policy.
*ICICI Bank reserves the rights to call upon additional documents at its discretion.
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