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Personal Loan in Mumbai
Mumbai a cosmopolitan metropolis, earlier known as Bombay, is the largest city in India and the capital of Maharashtra state. Mumbai is the financial, commercial and entertainment capital of India and is one of the predominant port cities in the country. The city houses important financial institutions such as the Reserve Bank of India, the Bombay Stock Exchange, the National Stock Exchange of India, the SEBI and the corporate headquarters of numerous Indian companies and multinational corporations.
Working capital for your business, setting up a new plant, short term loan for equipment purchase, holiday, home renovation– these are just some of the reasons ICICI Business Instalment Loans or Personal Loans, Mumbai may be applied for.
With ICICI Bank Business Instalment Loans, Mumbai, you can avail upto Rs 30 lakh and with ICICI Bank Personal Loans you can avail upto 15 lakhs at low interest rates between 11.59% to 22% at your doorsteps.. Easy repayment options like auto debit / ECS / PDC are available at your convenience.
ICICI Bank Business Instalment Loans, Mumbai can be easily availed from 168 branches across the city.
Documents needed to apply for ICICI Bank Personal Loans, Mumbai:
| Document Type | Document Required |
|---|---|
| Identity Proof (As per Revised KYC) | Passport, Voter ID, Driving License, PAN Card, Aadhar Card, ID card with applicant’s photograph issued by central/state government departments, statutory/regulatory authorities, PSUs, Scheduled commercial Banks and public financial institutions, Letter issued by gazetted officer with duly attested photograph of the person (Refer Annexure 1 for letter format to be used for certification by Gazetted Officer and Class of Gazetted Officers) |
| Declaration to be taken from Borrower in case of DOB mis-match | |
| Address Proof (As per Revised KYC) | Passport, Voter ID, Driving License (Driving license [DL] issued by State Regional Transport Office or any DL bearing exclusive disclaimer for not using the DL as residence proof will not be considered as an Address Proof), Aadhar Card, ID card with applicant’s photograph issued by central/state government departments, statutory/regulatory authorities, PSUs, Scheduled commercial Banks and public financial institutions, Letter issued by gazetted officer with duly attested photograph of the person (Refer Annexure 1 for letter format to be used for certification by Gazetted Officer and Class of Gazetted Officers) |
| If the current address in application form does not match with the address proof submitted as per point 2, then additional document to be collected from the 32 credit due-diligence documents | |
| Photograph | One latest Passport size |
| Residence Proof (if Owned) | Electricity Bill, Municipal Tax Receipt, (Share Certificate with Flat Number to be considered as Owned House Proof only) |
| Residence Proof (if Rented) | Registered Rent agreement (with utility bill), Land line bill,Post Paid Mobile Bill, Bank statement, Passport, Driving License, Voter ID |
| If Bachelor accommodation, Permanent address | Land line bills (Optional as per policy), Relationship Proof ( if bill is of relation as specified) |
| Landline Number at Residence | Latest bill |
| PAN Card | Photo Copy |
| Income | Latest salary slips, Bank Statement of last 3 months, Form 16 |
| Signature | Signature verification from bank, Passport, Driving License, PAN Card |
| Current Employment | Employment Offer letter, Salary Slips, Photo ID Card |
| Total Employment | Salary Slip with DOJ, Form 16 of current and previous companies , Previous company Appointment / relieving letter |
| Office address / e-mail ID and Personal e-mail ID | Addree and e-mail ID captured correctly, to mention in file if no external access to official e-mail ID |
| Bank Statement | 3 months |
Documents needed to apply for ICICI Bank Business Instalment Loan, Mumbai:
| Document Type | Documents Required |
|---|---|
| Identity Proof | Passport, Voter ID, Driving License, PAN Card, Aadhar Card, ID card with applicant’s photograph issued by central/state government departments, statutory/regulatory authorities, PSUs, Scheduled commercial Banks and public financial institutions, Letter issued by gazetted officer with duly attested photograph of the person (Refer Annexure 1 for letter format to be used for certification by Gazetted Officer and Class of Gazetted Officers) |
| Address Proof (As per KYC) | Passport, Voter ID, Driving License (Driving license [DL] issued by State Regional Transport Office or any DL bearing exclusive disclaimer for not using the DL as residence proof will not be considered as an Address Proof), Aadhar Card, ID card with applicant’s photograph issued by central/state government departments, statutory/regulatory authorities, PSUs, Scheduled commercial Banks and public financial institutions, Letter issued by gazetted officer with duly attested photograph of the person (Refer Annexure 1 for letter format to be used for certification by Gazetted Officer and Class of Gazetted Officers) |
| Photograph | One latest Passport size |
| Residence Proof (if Owned) | Electricity Bill, Title Deed, Municipal Tax Receipt, Share certificate (with Flat Number) for Owned House Proof only |
| Residence Proof (if Rented) | Registered Rent agreement, Land line bill,Post paid Mobile Bill, Bank statement, Passport, Driving License, Voter ID card |
| Proof of Education (Doctors) | Degree Certificate or Registration certificate with IMA |
| Landline Number at Residence | Latest bill |
| PAN Card | Photo Copy |
| Income | Latest 2 years ITR (for Doctor) / Audited Financials mandatory for non Doctor profiles |
| Signature | SV from bank, Passport, Driving License, PAN Cardtd> |
| Proof of Stability at profession / Continuity | Income Tax Return, Shop and Establishment Act Certificate , Letter of contract for usage of infrastructure, Title Deeds, Contract Letter with clinic for usage of infrastructure. Trade License, Sales Tax Certificate, Partnership Deed, Excise Duty Certificate, Bank Statement etc |
| Office Proof | Utility Bill (telephone, electricity, water), Lease Deed, Municipal Tax Receipt, Title Deeds, Contract Letter with clinic for usage of infrastructure. Trade License, Sales Tax Certificate, Partnership Deed, Excise Duty Certificate, Bank Statement etc |
| Bank Statement | 3 months (for Doctor) / 6 months |
