To qualify for an online Personal Loan, applicants must meet the following criteria:

● Profession: Salaried employees, self-employed professionals and non-professionals

● Age: 20 years to 58 years for salaried employees, 28 years to 65 years for self-employed professionals and 25 years to 65 years for doctors

● Income: Minimum Rs 30,000 for salaried individuals, minimum turnover of Rs 15 lakh for self-employed professionals and turnover of at least Rs 40 lakh for non-professionals

● Experience: At least two years of job experience for salaried applicants, at least five years for business owners and at least three years for doctors

● Duration in the Current Residence: At least one year

● Minimum Profit: At least Rs 2 lakh for self-employed individuals and proprietorship firms and Rs 1 lakh for non-professionals after tax.

The interest rates for ICICI Bank Personal Loans range from 10.85% to 16.25% per annum. The tenure spans from 2 months to 72 months, providing borrowers with flexibility in choosing a repayment period that aligns with their financial capacity. To find the most suitable repayment plan for an ICICI Bank Personal Loan, it's advisable to use the ICICI Bank Personal Loan EMI Calculator. Here's a quick example to illustrate:

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