![industrial-property](/content/dam/icicibank/icici-assets/personal-banking/industrial-property.png)
Industrial Property
![warehouse-property](/content/dam/icicibank/icici-assets/personal-banking/warehouse-property.png)
Warehouse
![school-property](/content/dam/icicibank/icici-assets/personal-banking/school-property.png)
School
![hotels-property](/content/dam/icicibank/icici-assets/personal-banking/hotels-property.png)
Hotels
![marriage-garden-heading](/content/dam/icicibank/icici-assets/personal-banking/marriage-garden-heading.png)
Marriage Garden
![marriage-hall-property](/content/dam/icicibank/icici-assets/personal-banking/marriage-hall-property.png)
Marriage Hall
![hotels-property](/content/dam/icicibank/icici-assets/personal-banking/hotels-property.png)
Hospital/Nursing Home
Loan Against Specialised Property Eligibility
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Resident Indian |
Self Employed |
Any resident Indian can apply for a Loan Against Specialised Property |
Any self-employed individual with a minimum age of 25 to a maximum of 65 years, can apply |
- You can apply for the loan, individually or jointly
- All property owners need to be co-applicants. However, it is not necessary that the co-applicants need to be co-owners
- Self-employed professionals can be doctors, lawyers, chartered accountants, architects, consultants, engineers or company secretaries
- Self-employed non-professionals can be hospital operators/owners, trusts, societies, private or public limited companies, partnership firms or proprietorship firms.
Proof of Identity and Residence
- PAN Card
- Aadhaar Card
- Passport
- Voter ID
- Driver’s License
Proof of Income
- Income Tax Returns, along with income computation for the last 3 years
- Last 3 years Balance Sheet and Profit & Loss account statements of the business entity, attested by a CA
- Last 6 months bank statements of the business entity
Property Documents
- Copy of the Buyer Agreement
- Title deeds of the property, including the previous chain of documents from previous owners
Other Documents
- Details of ongoing loans of the borrower and the business, including outstanding amount, security, purpose, instalments etc.