Fixed Deposit (FD)
Don’t leave your money idle in a Savings Account. Earn higher interest by opening a Fixed Deposit for as less as 7 days.
- Tax Saver FD option available for tax savings
- Benefits of FD is safety of capital and assured returns
iWish Goal Based Savings
Save for your family future with regular savings in iWish Goal Based Savings Account.
- Save any amount anytime
- No penalty on missed deposits
- Digitally track and manage your goals
- Add funds from any bank account
RD
Put aside a fixed sum every month in a Recurring Deposit (RD). Automatically transfer from Savings Account to RD
- Initial minimum deposit Rs 500
- Minimum tenure 6 months
- Loan against deposit
Education Loan
Looking to upskill or enhance your education? Our Education Loan helps relieve the financial burden.
- No collateral for select courses
- Rs 50 lakh for course in India
- Rs 1 crore for courses abroad
Personal Loan
Have an emergency? Or planning a quick getaway? Relax. You can get a Personal Loan to manage these expenses.
- Loan up to Rs 20 lakh
- Even freshers are eligible
Credit Card
Get a range of benefits as per your needs with our Credit Cards. Apply online for instant approval.
- Discounts on shopping, dining
- Chip card to prevent fraud
Expressions Debit Card
Personalise your Debit Card with 200+ designs to choose from. Comes with no surcharge on fuel and Reward points
- Joining benefits
- Exclusive dining offers
- Complimentary lounge access
Travel Card
Get yourself a travel card and save hassle of carrying foreign currency. Also avoid currency fluctuations.
- Available in 15 currencies
- Joining benefits and rewards
WhatsApp Banking
Add 8640086400 to your contacts and message Hi from your registered mobile number to initiate secure WhatsApp Banking.
- Get account balance
- Know last 3 transactions
Life Insurance
Life is unpredictable, but your finances shouldn't be. Start early with Life Insurance and stay ahead in securing your family.
- Tax benefits under Sections 80C and 80D
- Lesser premiums at a younger age
- Easy claim settlement
Health Insurance
Benefits of buying Health Insurance early in life:
- Bypass the waiting period on serious diseases: There is less scope of pre-existing diseases at a younger age leading to easier claims on serious diseases later in life
- Covers much more than just hospitalization: Covers day care procedures, OPD expenses etc.
Travel Insurance
Plan for your dream travel while being secured with ICICI Lombard Travel Insurance.
- Premium starting at Rs 60 per day
- Covers emergency hospitalisation
- Cover against passport or baggage loss, flight delays
Systematic Investment Plan
Start with an SIP early in your career and see the power of compounding work magic on your investments.
- 2,000+ mutual fund schemes
- Purchase or redeem online
Invest In Stocks
Start your investment journey by investing in a theme-based basket of stock portfolios, selected by an experienced research team from ICICIdirect called “One Click Equity Portfolios”. Open your Savings, Demat & Trading Account online to start investing.
PPF
Earn higher interest on your savings with a Public Provident Fund (PPF) Account. Partial withdrawal possible after 5 years
- Tax exemption under Section 80C
- Deposit as low as Rs 50
