Regular Income Bond
Monthly Income Plan : Earn 10.40%*p.a. payable monthly for 5 years (Option I)
Or
Earn 11.00%* p.a. for 5 years (Option III)
Choose any/all of the following options:
| Option | I | II | III |
|---|---|---|---|
| Issue Price/Face Value (Rs.) | 5,000/- | 5,000/- | 5,000/- |
| Minimum Application | 3 Bonds | 2 Bonds | 1 Bond |
| Redemption Period | 5 years | 5 years | 5 years |
| Interest* (%) (p.a.) | 10.40 | 10.70 | 11.00 |
| Interest Payable | Monthly | Half-Yearly | Annually |
| Yield to Investor (%)*# | 10.9 | 11.0 | 11.0 |
* Subject to TDS as per the then prevailing tax laws.
# Rounded off to nearest multiple of 0.1
Rs. 5,000/- becomes Rs. 15,000* in 10 years 6 months
| Issue Price(Rs.) | 5,000/- |
| Redemption Period | 10 years 6 months |
| Face Value (Rs.) | 15,000/- |
| Minimum Application | 1 Bond |
| Yield to Investor (%)*# | 11.0 |
* Subject to TDS as per the then prevailing tax laws.
# Rounded off to nearest multiple of 0.1
- Regular Income Bond and Money Multiplier Bond - Preference in allotment, up to 70 percent of the Issue size after allotment of Tax Saving Bond, for applications for up to a total of 50 Bonds (not including Tax Saving Bond) by Individuals,Minors and Kartas of HUFs.
- Regular Income Bond and Money Multiplier Bond - Preference in allotment, up to 67 percent of the balance of the Issue size, after allotment of Tax Saving Bond and preferential allotment as above, for applications by private/public/religious/charitable trusts and any other investors requiring approved security status for making investments.
Save Capital Gains Tax u/s 54EA with Monthly Income of 9.50%** p.a. (Option I)
Or
Save Capital Gains Tax u/s 54EA and Earn 10.00%** p.a. (Option II)
Choose any/all of the following options :
| Option | I | II | III | |||||||||
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Tax Benefit under Section | 54EA | 54EA | 54EA | |||||||||
| Issue Price (Rs.) | 5,000/- | 5,000/- | 5,000/- | |||||||||
| Face Value (Rs.) | 5,000/- | 5,000/- | 6,825/- | |||||||||
| Redemption Period | 3 years | 3 years | 3 years 3 months |
|||||||||
| Interest (%)** (p.a.) | 9.50 | 10.00 | DDB@ (YTM 10.0%) |
|||||||||
| Interest Payable | Monthly | Annually | DDB@ | |||||||||
| Minimum Application | 3 Bonds | 1 Bond | 1 Bond | |||||||||
| Yield to Investor (%)**># (Including Tax Benefits) |
20* | 40* | 60* | 80* | 20* | 40* | 60* | 80* | 20* | 40* | 60* | 80* |
| 11.9 | 14.1 | 16.4 | 18.9 | 11.9 | 14.0 | 16.2 | 18.5 | 11.7 | 13.4 | 15.2 | 17.2 | |
@ Tax Saving Bond-Option III is in the nature of Deep Discount Bond (DDB), hence no periodic interest is payable.
* Percentage of Capital Gains in amount invested (assuming the amount invested is equal to net consideration realised on the sale of the long-term capital asset).
** Subject to TDS as per the then prevailing tax laws.
> It has been assumed that tax on capital gains is 20%. Further, it has been assumed that a surcharge of 15% of tax is payable in case of all ptions.
# Rounded off to nearest multiple of 0.1
