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To get started with Cardless Cash Withdrawal, you need your Internet Banking User ID & password and be registered for ICICI Bank Mobile Banking Services.
Steps to use Cardless Cash Withdrawal service
Request for Cardless Cash Withdrawal at www.icicibank.com
- Log in to www.icicibank.com with your Internet Banking user ID and password
- Register a Payee for Cash Withdrawal
- Go to 'manage payee' section and select 'add Cardless Cash Withdrawal payee'
- Enter recipient mobile number, name and address
- Confirm recipient registration by entering Unique Registration Number (URN) received on your registered mobile number
- Create Cardless Cash Withdrawal transaction
- Go to 'Fund Transfers' section and select 'Cardless Cash Withdrawal'
- Select an account to make a payment and select Cardless Cash Withdrawal recipient from the registered recipient list
- Enter transaction amount
- Authenticate transaction using your debit card grid
- Your selected account will get debited
SMS from ICICI Bank
- You will receive a unique 4-digit code on your mobile from ICICI Bank
- Please share the 4-digit code with recipient
- The recipient will also receive a SMS with a unique 6-digit code on their mobile phone from ICICI Bank
Cash withdrawal from ICICI Bank ATM by recipient
- You will receive a unique 4-digit code on your mobile from ICICI Bank. Please share the same with recipient
- Recipient has to visit a specified ICICI Bank ATM and enter the following details:
- The recipient mobile number
- The 4-digit code (as received by the sender)
- The 6-digit code (as received by the recipient)
- The amount to be withdrawn (in INR)
- Cash will be dispensed on successful authentication of all these four parameters. The entire amount needs to be withdrawn by the recipient as a one-time transaction
- If there is any mismatch in the details entered by the recipient, the Cardless Cash Withdrawal transaction will be blocked and the amount will be returned to the sender's account
