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iWish Goal Based Savings Interest Rates
Tenure Wise iWish Goal Based Savings Interest Rates
| Tenure / Maturity Period | Rate of Interest# (% p.a.) w.e.f 16th Jan, 2025 | |
|---|---|---|
| General | Senior Citizen | |
| 6 months | 4.75% | 5.25% |
| 7 months - 8 months | 5.75% | 6.25% |
| 9 months | 6.00% | 6.50% |
| 10 months - 11 months | 6.00% | 6.50% |
| 12 months only | 6.70% | 7.20% |
| 13 months < 15 months | 6.70% | 7.20% |
| 15 months < 18 months | 7.25% | 7.85% |
| 18 months - 24 months | 7.25% | 7.75% |
| 25 months - 3 years | 7.00% | 7.50% |
| 37 months - 5 years | 7.00% | 7.50% |
| 5 year 1 day - 10 years | 6.90% | 7.40% |
*Subject to revision without further notice.
iWish Goal Based Savings Interest Rates on Premature withdrawal
- Interest will be calculated at the rate applicable for the period the deposit has actually remained with ICICI Bank.
- Penalty will be levied on the rate applicable as per the table below
| Original Tenure of Deposit | Penal Rates* |
|---|---|
| Less than ₹ 5.0 crore | |
| Less than 1 year | 0.50% |
| 1 year & above but less than 5 years | 1.00% |
*Subject to revision without further notice.
