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Plan Your Goals with iWish Calculator

The iWish Calculator from ICICI Bank is a powerful tool to help you visualise and achieve your financial goals. Just enter your desired savings amount, goal category and timeframe. The calculator provides the amount you must save monthly to achieve your goal in the stipulated time. It's a simple yet effective way to track your progress and stay motivated on your savings journey.

 

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About iWish Round-off Spends

What is iWish Round-off Spends?

iWish Round-off Spends is a convenient tool that helps you save automatically and effortlessly. By rounding up your daily transactions, you can automatically invest the difference in your desired iWish goal. Choose from round-off options of ₹ 50, ₹ 100 or ₹ 500. For example, if you enable Round-off Spends for ₹ 50 and make a transaction of ₹ 5,170, the amount will be rounded up to ₹ 5,200; The difference, i.e. ₹ 30 will be automatically transferred to your iWish goal.

What rate of interest will I get for my iWish if I enable Round-off Spends?

The interest rate for your iWish will remain the same, regardless of whether or not you enable Round-off Spends.

Can I cancel iWish Round-off Spends for a particular transaction?

No, you cannot cancel or disable iWish Round-off Spends for any particular transaction. Click here for details of the various transaction types for which iWish Round-off Spends can be enabled.

iWish Calculator FAQ’s

What is ICICI Bank iWish?

iWish is a unique deposit that allows you to save for specific goals, with the added benefit of contributing any amount at any time. You earn competitive interest rates on your iWish, just like a Fixed Deposit. Click here for interest rates.

Who is eligible to open an iWish?

Resident individuals or Hindu Undivided Families (HUFs) who have access to ICICI Bank Internet Banking and at least one resident Savings Account accessed through Internet Banking. This facility is not available for Minor Accounts or NRI Accounts.

How do I create a goal in iWish?

To create an iWish goal:

  • Log into your ICICI Bank Internet Banking account
  • Go to Bank Accounts > iWish Goals
  • Enter goal details (name, category, amount, timeframe)
  • Set up standing instructions (optional)
  • Click on ‘Create Goal’.

Note: Ensure that there are sufficient funds in your Savings Account for successful goal creation.

Take a word from our Customers

  • M

    Ms. Supriya Rathi

    4.2

    iWish made saving much enjoyable and different. My family contributed to my iWish goal and I am inching closer to it with each day

  • M

    Mr. Naresh Kumar

    2.5

    I have already achieved my first goal with iWish. Create iWish deposit, if you have the dream and passion to achieve your goal.

  • M

    Mr. Peruri Hemanth

    5

    I started saving for my goal with just Rs. 500 and added money whenever I had funds. The best feature of iWish is there are no penalties for missed payments.