Eligible cardholders need to present their valid, unexpired cards, and a valid air ticket or boarding pass for travel on the same or next day at the entrance of the participating Lounges to gain entry. An authorisation amount of Rs.2 shall be  charged on each eligible card presented at the entrance to the Participating Lounge. It's important to note that the free access is generally limited to the cardholder, any accompanying guest(s) may incur charge(s). This programme is provided by a third party and governed by such third party terms and conditions.

Starting Apr 01, 2024, you can enjoy One complimentary airport lounge access by spending Rs. 75,000 in the preceding calendar quarter. Spends made in the preceding calendar quarter will unlock access for the subsequent calendar quarter. To be eligible for complimentary lounge access in Apr-May-Jun, 2024 quarter, you need to spend a minimum of Rs.75,000 in the January-February-March, 2024 quarter and similarly for following quarters.

This updated criteria to avail complimentary domestic airport lounge access will be applicable for the cards in abovementioned table.

However for the other ICICI Bank credit card there is no change in the spending criteria.

DCC is the currency conversion service on real time basis. DCC allows you to make credit card payments in Indian Currency at International location or to merchants located in India but registered in a foreign nation. Although DCC simplifies the understanding of prices in Indian currency, it involves additional mark-ups / charges levied by merchants that maybe unfavourable for you.

Starting Feb 05, 2024, a DCC fee of 1% plus taxes will be applicable on each International transaction performed in Indian currency at International location or transactions performed in Indian currency with merchants located in India but registered in a foreign nation.

Example:

When you make a purchase at a store in an international country and use your ICICI Bank credit card to pay in INR on a POS machine, a DCC Mark-up fee of 1%, along with applicable taxes, will be applied to the transaction amount. Similarly, if you make a purchase in India from a merchant registered overseas and use your ICICI Bank credit card to pay in INR, a DCC Mark-up fee of 1%, plus taxes, will be charged on the transaction amount.

Credit card transactions with Merchant Category Code (MCC) 6513, 7349 are covered under Rental Payments.

A Merchant Category Code (MCC) is a four-digit number assigned to a merchant/business by the merchant’s acquiring bank. These are defined by networks e.g. Visa, MasterCard.