| Joining fees for primary card member and for add-on card member |
NIL |
NIL |
RS 8,000 |
| Annual membership fees for primary and add-on card members |
- NIL
- Add-on card: Not Applicable
|
- RS 999
- Add-on card: Not Applicable.
|
- RS 1,000 for Business Ascent and RS 1500 for Business Ascent Platinum
- Add-on card: Not Applicable
|
| Cash advance fee |
2.5% subject to a minimum of Rs 300. |
2.5% subject to a minimum of Rs 300 |
2.5% subject to a minimum of Rs 300. |
| Service charges levied for certain transactions |
- Duplicate Statement Fee: Rs 100
- Cheque/ECS Return Fee: Rs 250
- Foreign Currency Transactions: Mark-up of 3.5%**
- Chargeslip Retrieval Fee: Rs 100
- Outstation Cheque Processing Fee: 1% of the value of the cheque subject to a minimum of Rs 100
|
- Duplicate Statement Fee: Rs 100
- Cheque/ ECS Return Fee: Rs 250
- Foreign Currency Transactions: Mark-up of 3.5%**
- Chargeslip Retrieval Fee: Rs 100
- Outstation Cheque. Processing Fee: 1% of the value of the cheque subject to a minimum of Rs 100.
|
- Duplicate Statement Fee: Rs 100.
- Cheque/ECS Return Fee: Rs 250.
- Foreign Currency Transactions: Mark-up of 3.5%.**
- Chargeslip Retrieval Fee: Rs 100.
- Outstation Cheque. Processing Fee: 1% of the value of the cheque subject to
|
|
- Railway Booking Surcharge: 1.80% for Internet transactions and 2.5% for other bookings.
- Dial-a-draft Transaction Fee: 2.5% of the value subject to a minimum of Rs 250
|
- Railway Booking Surcharge: 1.80% for Internet transactions and 2.5% for other bookings.
- Dial-a-draft Transaction Fee: 2.5% of the value subject to a minimum of Rs 250
|
- Railway Booking Surcharge: 1.80% for Internet transactions and 2.5% for other bookings.
- Dial-a-draft Transaction Fee: 2.5% of the value subject to a minimum of Rs 250
|
| Interest-free (grace) period illustrated with examples below |
- Up to a maximum of 48 days of interest-free credit period
|
- Business Secured Card: Up to maximum of 50 days of interest-free credit period.
- BCCL/BCSL/BCIL: Up to maximum of 48 days of interest-free credit period
|
- Up to a maximum of 48 days of interest-free credit period.
|
| Finance charges cash advances |
- Cash Advance: 3.4% monthly And 40.8% annually
|
- Business Secured Card: 2.5% monthly and 30% annually
- BCCL/BCSL: 2.75% monthly and 33% annually
- BCIL: 3.4% monthly and 40.8% annually
|
- 3.4% monthly and 40.8% annually
|
| Overdue interest charges on a monthly and annualised basis |
- 3.40% monthly and 40.8% annually.
|
- Business Secured Card: No revolving facility
- BCCL/BCSL: 2.75% monthly and 33% annually
- BCIL: 3.40% monthly and 40.8% annually.
|
- 3.4% monthly and 40.8% annually
|
| Charges in case of default |
- 30% of the Minimum Amount Due subject to a minimum of `400 and a maximum of Rs 700
|
- Business Secured Card: 3% of the Total Amount Due subject to a minimum of Rs 400
- BCCL / BCSL / BCIL: 30% of the Minimum Amount Due subject to a minimum of Rs 400 and a maximum of Rs 700
|
- 30% of the Minimum Amount Due subject to a minimum of Rs 400 and a maximum of Rs 700
|
| Fuel Surcharge |
- 2.50% of transaction value or Rs 10 whichever is higher
- Surcharge waiver of 2.5% of transaction value on HPCL petrol pumps on select cards (this offer is valid on a maximum transaction of Rs 5,000, when the payment is made by swiping the card on ICICI Bank swipe machines).
- Surcharge waiver capped at Maximum Rs 500 in a month/card
|
- 2.5% of transaction value or Rs 10 whichever is higher.
- Surcharge waiver of 2.5% of transaction value on all petrol pumps (this offer is valid on a maximum transaction of Rs 5,000
- Surcharge waiver capped at Maximum 500 in a month / card.
|
- 2.5% of transaction value or Rs 10 whichever is higher.
- Surcharge waiver of 2.5% of transaction value on all petrol pumps (this offer is valid on a maximum transaction of Rs 5,000.
- Surcharge waiver capped at Maximum Rs 500 in a month / card.
|
| Replacement Fee |
RS 100 |
Rs 100 |
RS 100 |
| Fee on cash payment at branches |
Rs 100 |
Rs 100 |
Rs 100 |
| Service Tax |
As may be applicable from time to time, presently @14.5% which includes Swachh Bharat Cess @ 0.5% w.e.f Nov 15, 2015. |
As may be applicable from time to time, presently @14.5% which includes Swachh Bharat Cess @ 0.5% w.e.f Nov 15, 2015. |
As may be applicable from time to time, presently @14.5% which includes Swachh Bharat Cess @ 0.5% w.e.f Nov 15, 2015. |
