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Bank Accounts

What happens to the proceeds on maturity?

On maturity, the proceeds will be credited to your NRO Savings Account with ICICI Bank

Can I have a nominee for the account?

Yes, you have the right to specify different nominations for your accounts by completing the appropriate forms. Further, you are at liberty to change the nominee during the course of your deposit period, through a declaration to that effect in the appropriate form.

Can I close my NRO Recurring deposit prematurely?

Yes, you can close your NRO Recurring deposit before maturity. Interest will be calculated at the rate applicable for the period the Deposit has actually remained with ICICI Bank plus applicable penalty.

Is there any penalty in case of delay in payment of instalment for NRO Recurring deposit?

In case of delay in payment of any instalment for NRO Recurring deposit account, a penalty of INR 12/- per thousand per instalment will be levied.

What is the tenure for which I can open NRO Recurring Deposit?

Minimum Tenure: 6 months and thereafter in multiples of 3 months.

Maximum Tenure: 10 years