5 Hidden Benefits of Your Credit Card

As a Credit Card user, you may often focus on earning cashback, reward points, discounts, etc. Apart from these, there are other perks you might not know about. Let’s get to know the hidden benefits of your Credit Card.

Every other person owns a Credit Card, as it gives them the freedom to use the card whenever they want, to purchase anything they want. Be it a local shop or a supermarket or a restaurant or travel; various types of Credit Cards let you enjoy the services first and pay later. Have you ever thought of Credit Card benefits, other than rewards? While buying a card, you check for its purchasing limit and are keen on knowing the exciting perks associated with it. However, we often overlook the extremely valuable merits beyond the traditional rewards programme.

Let’s get to know the unique Credit Card benefits you can avail, by holding the right card.

• Credit Card protection: Get your card protected against theft, damage and other threats. For instance, ICICI Bank offers Credit Protection Plan that offers a comprehensive protection service. The service can be used for financial and non-financial cards, encompassing Debit, Credit and Membership Cards, with CPP card protection
• Roadside assistance: A few banks offer emergency roadside assistance on Credit Cards. Unlike Auto Insurance that offers end-to-end security against any damage or accident, the Credit Card roadside assistance can be useful if your vehicle is stranded, due to a dead battery, flat tyre or has run out of fuel, among other issues. If you own a vehicle that is prone to break-downs, a Credit Card roadside assistance offered by banks at a minimal cost, can serve as a backup plan
• Emergency travel benefit: One of the hidden benefits of a Credit Card is getting an emergency security for all your travel needs. These advantages can be utilised in case your baggage is lost or if your flight gets delayed or if you get hurt while travelling. To avail the benefit, you need to purchase a Credit Card to leverage the travel perks
• Extended warranty: This advantage enables us to extend the warranty for an additional two years. However, the extension of the warranty period differs from bank to bank. This feature is generally comprehensive and it is included in many Credit Cards, at no extra cost. You can check with your Credit Card issuer to learn more about the extended warranty
• Airport lounge access: You can enjoy free lounge access at the airport and railways if you have purchased a specific travel-related Credit Card. If you are a frequent traveller, such Credit Cards can be useful for you, as you can avail a travel holiday voucher, on joining.

These are some of the hidden benefits you can avail on your Credit Card. In order to leverage the benefits, you need to choose a card that suits your requirements. Whether you’re an avid shopper, movie buff or a travel enthusiast, there is a Credit Card to meet your specific needs; if you’re looking to purchase a Credit Card, head over to the ICICI Bank website and choose from an extensive range of Credit Cards.

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