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    How to activate
    ICICI PayLater?

    • 01.Log in to ICICI Bank Internet Banking or iMobile Pay
    • 02.Check your PayLater offer under ‘Pre-approved Loans/Offers’ section
    • 03.Click on ‘Activate Now’
    • 04.Start using your PayLater credit line!

    Choose your mode of usage

    Scan to Pay

    Scan to pay

    Scan any merchant QR and pay instantly with ICICI credit Line - PayLater

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    Net Banking

    Net Banking

    Choose PayLater in ICICI net banking for your online shopping needs.

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    UPI Collect

    UPI Collect

    Use exclusive PayLater UPI for quick payment at all merchant checkouts!

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    Link to all UPI Apps

    Link to all UPI Apps

    Choose ICICI Bank in Credit Line on UPI option

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    Online Merchants

    Online Merchants

    Shop on your favourite online merchants and choose PayLater as Payment option

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    Hassle-free
    repayment of dues

    Pay through auto-debit mandate, UPI, NEFT, IMPS, and BBPS.  

    ICICI PayLater can be used across
    many categories of merchants

    Tab 1 Icon Alt Text All
    Tab 2 Icon Alt Text Electronics
    Tab 6 Icon Alt Text Travel
    Tab 5 Icon Alt Text Recharge
    Tab 1 Icon Alt Text All

    How to use PayLater?

    How to use PayLater?

     
    To keep your PayLater Account secure and ensure that you receive important updates, please update your mobile number and e-mail ID correctly in the account.

    This also enables you to:

    • Receive instant alerts
    • Receive real time updates on your transactions
    • Be notified if any suspicious or unauthorised transactions are carried out on your PayLater
    • Receive updates on new promotions, personalised offers etc.
    • Credit Information Companies (CICs) shall send alerts through SMS/ email when your Credit Information Report (CIR) is accessed
    • Receiving alerts from the Bank whenever DPD in their existing account is reported by the Bank to CICs

    PayLater FAQs

    EXPAND ALL | COLLAPSE ALL

    What is ICICI Bank PayLater facility?

    ICICI Bank PayLater is a pre-approved Credit Line on UPI. Customers can check their offer eligibility under ‘Pre-approved Loans/Offers’ section on iMobile Pay. Customers can also check the eligible offers through Net Banking in the ‘Offers’ section and avail the required offers in just one click. 

    How can I get the PayLater facility?

    ICICI Bank PayLater facility is available to customers on an invitation basis only. Customers for whom the facility is available can activate it using iMobile Pay or Internet Banking:

    iMobile Pay > Pre-approved Loans/Offers > PayLater > Activate Now

    Internet Banking > Log in > Apply Online > Offers for you > PayLater > Activate Now

    What is the limit offered in ICICI Bank PayLater?

    The limit of your PayLater Account can range between Rs 7,500 to Rs 50,000, based on your eligibility. The limit is already set for the customers to whom the invite is sent.

    How to link the ICICI Bank PayLater Account to UPI payment apps such as BHIM?

    Go to settings/profile of the UPI app > Add Credit Line on UPI > Select ICICI Bank > Authenticate and it is done!

    Your ICICI Bank PayLater Account will be added as a payment option. You can transact for all your merchant needs like shopping, bill payments, recharge etc.

    *applicable only for customers with ICICI Bank Savings Account. For others this feature will be released soon.

    How to use ICICI Bank PayLater – Credit Line on UPI?

    Customers can use it through iMobile Pay or any UPI payment app:

    UPI

    Scan and Pay mode*

    Collect: Add the UPI ID for making online payments.

    PayLater is also available for ICICI Bank Internet Banking transactions.

    *EMI option on UPI Scan and Pay payments above Rs 10,000. Exclusive on iMobile Pay.
    *applicable for merchant transactions only.

    What is my PayLater VPA/UPI ID?

    Every PayLater Account created through the iMobile Pay app has a unique PayLater VPA (e.g. pl.XXXXXXXXXX@icici). You can check your PayLater UPI ID in the PayLater section of iMobile Pay.

    PayLater Account used through other UPI apps will have different PayLater VPA IDs. Please check the VPA ID in the app’s settings/profile section against your ICICI Bank Credit Line on UPI.

    It can be used to make various UPI payments such as online shopping, mobile recharge, flight/train/bus/taxi bookings etc.

    Where can I use the PayLater UPI ID for payments?

    Payments to all the merchant QR codes can be made through UPI Scan and Pay. Online merchant payments can also be made by adding PayLater UPI ID as a payment option (UPI Collect request).

    View More

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    Save Extra Credit this Festive Time with Buy Now and Pay Later Options
    5 Years Ago
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    What is PayLater Account and How it Works
    5 Years Ago
    Grab Special PayLater Offers this Festive Season

    Grab Special PayLater Offers this Festive Season
    5 Years Ago
    Advantages of Using PayLater Account

    Advantages of Using PayLater Account
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