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    Instant Personal Loan Benefits & Features

     

    Affordable interest rates
    Affordable interest rates

    ICICI Bank’s instant loans offer affordable interest rates without the hassle of applying for loans and documentation.
    High loan amount
    High loan amount

    Applicants can get a significant loan amount of up to 25 lakh.
    Zero collateral
    Zero collateral

    instant loans do not need any collateral or guarantor.

    Instant Personal Loan: Eligibility & Document

    Eligibility criteria and documents required for a instant Personal Loan are as follows:

    Eligibility criteria

    Details

    Good credit score

    A track record of timely repayments and a good CIBIL score

    Existing ICICI Bank customer

    Accessible through the iMobile Pay app orwww.icicibank.com.

    Instant Personal Loan: Amount & Tenure

    The instant Personal Loan amount differs for every individual. The maximum instant amount can go up to Rs 25 lakh after taking into consideration the customer’s credit history as well as the loan repayment cycle. To repay the loan, you can opt for a tenure ranging from 12 months to 72 months which will make the loan repayment process easy for ICICI Bank customers.

    Sample Personal Loan Calculation

    Loan amount

    Rs 10,00,000

    Interest rate

    11.25% per annum

    Loan term

    60 months

    Monthly EMI

    Rs 21,867

    Processing Fee

    2.00% of the loan amount plus GST

    *The values shown here are for representation purposes only. Actual values may differ.

    Follow these simple steps to download the iMobile app and apply for an instant Personal Loan:

    Step 1: Download iMobile and log in using your MPIN or fingerprint

    Step 2: Navigate to ‘Get Instant Loan’ and click on 'Apply now' in the Personal Loan section

    Step 3: Enter your required loan amoun

    Step 4: Validate all the details of your loan

    Step 5: Accept the Terms and Conditions by checking the box and click on ‘Disburse Now’

    Step 6: Authenticate through Aadhaar-based eSign and then click on ‘Submit’

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    Never leave your dreams hanging!

    Get a Personal Loan now with minimum documentation.

    Apply now
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