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ICICI Bank offers Personal Loans that can be used to take care of marriage expenses. With interest rates starting from 10.85%* per annum, you can apply a Marriage Loan ranging from ₹50,000 to ₹50 lakh that requires minimal documentation and zero collateral. A Wedding Loan allows you to fund a grand or simple wedding and create memories without financial stress, ensuring that you and your loved one can have a dream wedding.
MARRIAGE LOAN: BENEFITS & FEATURES
Easy application process
Interest rates starting from 10.85%* per annum
Loan amount ranging from ₹50,000* to ₹50 lakh
Minimal documentation
No security/collateral required
Apply for Personal loan with Ease
To apply for an instant Personal Loan digitally, follow these steps:
Step 1: Log into the iMobile app
Step 2: Navigate to ‘Get Instant Loan’ and click on 'Apply now' in the Personal Loan section
Step 3: Enter your required loan amount
Step 4: Validate all the details of your loan
Step 5: Accept the Terms and Conditions by checking the box and click on ‘Disburse Now’
Step 6: Authenticate through Aadhaar-based eSign and then click on ‘Submit
This digital loan approval process ensures a hassle-free experience
Interest rates and charges decide the total financial payback of your Loan. Here are the details of our competitive interest rates and charges:
| Feature | Details |
|---|---|
Interest Rates |
Starting from 10.85% per annum. Rates vary based on Loan tenure and applicant's profile. |
EMI Calculator |
Use ICICI Bank EMI Calculator for accurate monthly EMI calculations. |
Processing Fees |
Up to 2.00% of the Loan amount plus applicable taxes. |
Tenure |
Flexible tenure options from 12 months to 72 months. |
We need minimum paperwork for Loan approval. Here are the major documents that are required while securing a Personal Loan for Marriage:
| Documents required | Salaried individuals | Self-employed professionals |
|---|---|---|
Application form |
Required |
Required |
KYC |
Essential |
Essential |
Identity proof |
Aadhaar Card |
Aadhaar Card |
PAN Card |
Required |
Required |
Income proof |
Bank Statement or Salary slips for the last 3 months. |
Audited financials for the last 2 years or Bank Statement for the past 6 months. |
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Whatever your needs
may be, we have a
Personal Loan for you.
Starting at 10.85% p.a.
T&C Apply
Marriage Loan FAQs
A Marriage Loan is a type of Personal Loan to cover wedding expenses. It offers the borrowers a lumpsum amount that can be repaid in instalments (monthly EMIs) over a specified tenure.
To apply for a Marriage Loan, the applicant has to be an Indian citizen between 20 and 58 years of age with a stable source of income.
You can apply online through the iMobile Pay app or website. You can also visit any ICICI Bank Branch to apply for the loan and provide necessary documentation.
Commonly required documents for applying a Marriage Loan include:
- KYC documents such as Aadhaar Card, PAN Card etc.
- Address proof such as utility bills
- Bank statements for the last 6 months
- Passport-size photographs.
ICICI Bank charges a Processing Fee of up to 2% plus applicable taxes for Wedding Loans. For detailed information on fees and other charges, contact the Bank.
To calculate EMI for a Wedding Loan, use an online EMI calculator. Enter the loan amount, interest rate and tenure to get the monthly instalment you will have to pay.
Personal Loans are generally suitable for wedding expenses due to their flexible nature and minimal documentation.
Yes, women can apply for Marriage Loans with the required eligibility requirements to finance their weddings.
