PERSONAL LOAN ELIGIBILITY CALCULATOR

ICICI Bank provides Personal Loans to both salaried and self-employed individuals. To determine the eligibility, existing ICICI Bank customers can check for the pre-approved Personal Loan offers through the iMobile app or Internet Banking.
iMobile > Log in to iMobile  > Pre-approved loans/offers’.
Internet Banking > Log in to Internet Banking > Cards & Loans > Loans.

To increase your eligibility, focus on improving your credit score by making timely bill payments and reducing existing debts. Showcasing a consistent income or having a co-applicant with a stable income can also positively impact your eligibility.

Yes, salaried applicants can get a Personal Loan from ICICI Bank with a minimum monthly salary of Rs 30,000. However, the minimum salary required may also differ depending on the applicant’s profile - nature of employment, employer, whether the employer has any relationship with ICICI Bank and so on.

Depending on your salary, credit score and employment status, you can get a Personal Loan starting from Rs 50,000 up to Rs 50 lakh, subject to ICICI Bank's internal policy. The amount is decided based on your age, income and other factors. This amount can also be increased depending on certain factors. It is best to get in touch with ICICI Bank directly to explore all your options.

ICICI Bank Personal Loans are available to salaried applicants aged between 20 and 58 years. On the other hand, self-employed applicants must be aged between 23 and 65 years (at the end of the tenure) to be eligible for a Personal Loan from ICICI Bank. The applicants should fall within a specific age group, as this indicates a higher likelihood of having a steady income and the ability to repay over a longer period.