Education Loan Interest Rates
Interest Rates | Information |
---|---|
[REPO* + 3.75%(Spread)] onwards |
|
Unsecured Loan Amount – Up to ₹ 1 Crore |
Education Loan Eligibility
Particulars | Eligibility |
---|---|
Nationality |
Indian |
Age |
Minimum - 16 years and Maximum - 35 years |
Academic record |
Proven - good |
Qualification |
Completed 10+2 (12th Standard)/Diploma |
For Pursuing |
Graduation/Postgraduate Degree or a PG Diploma in Professional Education. |
University Applied to |
Listed, Recognised and Accredited Institutes in India and Overseas |
Loan can be sanctioned based on |
|
Loan Amount |
|
Co-borrower |
Father, Mother, Brother, Sister, Spouse (Husband/Wife), Grandparents, Parents-in-law, Maternal/Paternal Uncle. |
Security |
Property i.e. House or Flat, Fixed Deposit, Existing ICICI Bank Home Loan for cross-collateral. |
Required Documents for Education Loan
How to Apply For Education Loan
Why to Choose ICICI Bank for Education Loan?
Special Product offering
for Canada, UK & Germany
No margin for Premium
Institutes
No Branch Visits/ Complete
digital Journey
Pre- admission
sanction
Education Loan FAQ
What is the eligibility criteria to apply for an Education Loan?
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For Education Loan Eligibility, Indian citizens must be 16 to 35 years of age with a good academic record and should have completed 10+2 or diploma. If the applicant is enrolled in a recognised institute in India or overseas, loans are sanctioned based on pre-admission, entrance exam scores, 12th/HSC results or confirmed admissions.
What are the courses for which one can avail an Education Loan?
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Graduate/Postgraduate/Diploma courses in professional education from recognised and accredited institutes in India and overseas.
Can I avail partial fee as Study Loan?
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Yes, you can avail partial fee as Loan at any point of time during your studies.
Apply for Educational loan
at your convenience
- Mobile Banking
- Net Banking
- WhatsApp Banking
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Apply for Educational loan
at your convenience
Mobile Banking | Net Banking
WhatsApp Banking
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