Pre-qualified Loans Faqs

Online Pre-qualified* Loan / Credit Card is a programme exclusively for existing customers of the ICICI Bank. It enables them to avail of Pre-qualified* Loans / Credit Cards online on ICICIBank.com subject to internal verification.

The loan can be repaid over a period of 12 to 60 months.

• Logon to ICICIBank.com.
• Click on “Loans” and choose “Pre-qualified* Loans” from the left side list of choices.
• Click on the “click here” button at the bottom of the page to apply.

Existing ICICI Bank Customers

• Click on the “I am an Existing ICICI Bank Customer” option.
• Click on “Yes” if you have your ICICI Bank Internet banking user ID and Password handy.
• Login and check to see if you have a Pre-qualified* Loan / Credit Card.

New ICICI Bank Customers

• Click on the “I am a New Customer” option.
• Click on the button “Apply Now” to apply for your loan.
• Select the type of loan from the popup and click on “Apply Now”.
• Fill the form in detail.
• Call our 24-hour Customer Care to pick-up the form and required documents from your home.

After the submission of loan details and contact details by you online, a credit check is carried out by the bank. If the application is qualified, a sales executive will contact you to collect the pre and post sanction documents.

If the application is declined, you would be intimated in writing through a letter.

• Quicker sanction.
• Simple & minimum documentation.
  ( Only ID proof, Age proof, Residence proof and Signature Verification required).
• Convenience of your home / office.
• Quick processing of applications.
  (Subject to fulfilling internal verification).

*Loans are at the sole discretion of ICICI Bank Ltd.