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Inspired by the gemstone 'Ruby', ICICI Bank presents "Rubyx Debit Card", designed to deliver superior value through exciting features, offers and convenience of cashless payments for shopping, entertainment etc.
Card enabled for contactless payments. You can enable contactless payments on your iMobile. (iMobile->Debit Card-> enable Tap and Pay) & Retail Internet Banking (Card & Loans -> Debit/ATM Card -> manage card limits)
- Discount amount cannot exceed Rs 100 per month.
- The cardholder can avail the offer for a maximum of 2 discounted transactions, per month and on the purchase of a minimum of 2 tickets, per transaction.
- This offer is available on first come first serve basis, with daily quota managed by ICICI Bank.
- For more details, click here
- Discount amount cannot exceed will be Rs. 75 per month.
- The card holder can avail the offer for a maximum of 2 discounted transactions, per month and on the purchase of a minimum of 2 tickets, per transaction
- This offer is available on first come first serve basis, with daily quota managed by ICICI Bank.
- Offer valid on tickets purchased online at inoxmovies.com as well as on bookings at INOX Movies Multiplex Box Office
- Kindly note that this feature has been discontinued on Carnival Cinemas multiplexes.
- For more details, click here
A tailor-made plan that protects all your bank cards in your wallet against fraud, misuse and loss, powered by OneAssist.
| Product Features | |
|---|---|
| PLAN FEATURES | DETAILS |
| ONE CALL ASSISTANCE | One Number to Call to block all Bank cards (credit/debit/prepaid /forex) |
| One Number to Call to block SIM & report loss of Smartphone | |
| COMPREHENSIVE FRAUD PROTECTION | Pre-reporting Fraud cover up to 7 days and INR 50,000 & complete protection post reporting loss. Cover against unauthorised usage at POS, E-com, ATM, including skimming & counterfeit cards. Available across all Bank Cards |
| Complete protection post reporting card loss to OA | |
| EMERGENCY TRAVEL ASSISTANCE | |
| Hotel Bill Payment Assistance anywhere in the world (Repayable in 28 days) | Up to ₹40,000 for domestic & Up to ₹80,000 for international travel |
| Emergency Ticketing Assistance anywhere in the world (repayable in 28 days) | Up to ₹40,000 for domestic & Up to ₹80,000 for international travel |
| Emergency Cash Assistance in INDIA Only (repayable in 28 days) | Up to ₹25,000 |
| LOST PHONE PROTECTION | |
| SIM Insurance protection against misuse of Lost/Stolen Phone | Insurance cover of up to ₹3000 on misuse up to 12 hours prior to reporting loss of phone to OneAssist |
| PAN CARD REPLACEMENT | FREE PAN replacement, in case of loss of Wallet |
| PERSONAL DIGITAL VAULT | |
| Store personal documents & Data of all cards for safe, secure, easy access from anywhere in the world, while on the move | Register all your cards i.e. Passport, DL, PAN, Aadhar,Mediclaim & loyalty cards |
| Online Locker - DOCUSAFE to store all personal document |
Fuel surcharge would not be applicable for the transactions done on ICICI Bank swipe machines at selected government fuel petrol outlets (HPCL/ IOCL/ BPCL).
ICICI Bank Debit Card holders who transact on Non-ICICI Bank swipe machines at any fuel petrol outlet would be levied surcharge amount at the discretion of the member/ acquiring bank and the surcharge shall be reversed once we receive the refund from the respective acquiring bank.
For list of fuel outlets pumps where surcharge will not be levied, click here.
- Maximum 2 complimentary access per calendar quarter per card at participating airport lounges, subject to minimum spends of Rs. 10,000 on your card in the previous calendar quarter.
- If you spend Rs.10000 in July 2024 to Sep 2024, you will be able to use the complimentary longue in Oct 2024 to Dec 2024 and so on
- For more details, click here
Earn 3 ICICI Bank Reward Points on domestic transactions and 6 ICICI Bank Reward Points on international transactions on every Rs 200 spent using your ICICI Bank Rubyx Debit Card.
- For more details, click here
Note: You will not earn reward points on Mutual fund, Telecom, Education, Utilities, Insurance premium, Government Payments, Fuel and Post Office payment made through your ICICI Bank Debit Card
| Daily cash withdrawal limit at ATM | Daily purchase limit at retail outlets and on merchant websites | |
|---|---|---|
| Domestic | Rs. 1,50,000 | Rs. 7,50,000 |
| International | Rs. 1,50,000 | Rs. 2,00,000 |
Joining fee: Rs.1099 plus 18% GST
Annual fee:Rs.1099 plus 18% GST
- Annual fee will be charged from 2nd year onwards
- Joining fee will be only charged for the 1st year
- Re-issuance of a Rubyx debit card for any reason will attract re-issuance charges of Rs.200 plus 18% GST
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Popular FAQs
No. There is no fee for using your debit card for retail or online transactions. However, under certain merchant categories like railways and fuel, a fee may be levied by the merchant on every purchase.
To know international debit card transaction charges, please click here.
Currently your Debit Card can be used to make purchases from online merchants who have the Verified by Visa/ MasterCard SecureCode certification displayed on their web site.
