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Debit Card Transactions Abroad

Know how to use your debit card while travelling overseas: fees, charges, and more are all on one page.

 

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Charges for Debit Card Transactions Abroad:

Activate your debit card transactions abroad option by enabling International transaction flag in iMobile/Internet Banking

 

Mark up Fee 3.5% + GST
DCC Fee 1%+GST

ATM Cash withdrawal Fee

abroad

 Rs. 125 + 3.5% Currency Conversion Charges + GST
Balance Enquiry abroad Rs. 25 + GST

 

How to activate international transaction

International transaction flag is off by default, in order to to do the transactions internationally you need to enable it from iMobile or Internet Banking, follow the steps

 

1) iMobile

  • Log in to iMobile App

  • Select a Debit Card

  • Go to Transaction setting

  • Click on 'International'

  • Enable the flag for Online and Merchant outlet

  • Set the Transaction limit

 

2) Internet Banking

  • Log in to ICICI Bank Internet Banking

  • Go to Dasboard

  • Click on I38Debit Card

  • Go to Transaction setting

  • Click on 'International'

  • Enable the flag for Online and Merchant outlet

  • Set the Transaction limit

Debit Card Transactions Abroad FAQs

Am I allowed to use my ICICI Bank Debit Card for transactions in countries outside India?

Your ICICI Bank Debit Card is in active state for ATM/POS usage. It is disabled for Ecommerce International contactless transactions as per RBI Guidelines, You will need to enable international transaction flag in I-Mobile/RIB.

How much does it cost to activate the debit card transactions abroad option on my ICICI Bank debit card?

There are no charges when you use the bank's iMobile app to enable the debit card transactions abroad option.

Can I make purchases in any currency after activating the debit card transactions abroad option on my ICICI Bank debit card?

Before travelling, ensure that the local currency of the place you are visiting can be converted to Indian rupees. When you make a debit card transaction abroad, money will be debited from your account in Indian rupees, depending on the exchange rate prevailing on that day.

Will all payment terminals request my ATM PIN for debit card transactions in foreign countries?

Only if the PIN authentication is enabled in the payment terminal will you be prompted for the same while making debit card transactions abroad. To withdraw money, you must input the PIN for your debit card at the ATM.

Even after I activate my debit card's international usage, would I still incur any additional fees?

Yes, you will incur foreign exchange conversion fees, markup fees, transaction fees, overseas ATM withdrawal fees, and GST.

Can I safely do debit card transactions abroad or on international shopping websites?

Yes, your debit card transactions abroad are safe. ICICI Bank debit cards are EMV chip-enabled which encrypts your card data and prevents fraud.

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