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BEST FOR

Ideal for Indian Defence & Paramilitary Personnel

  • Defence Services Title embossed on Card

  • Airport Lounge Access

  • Accelerated Reward Points

  • Complimentary Golf Access

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Parakram Select Credit Card FAQs

Who should use the Parakram Select Credit Card?

The ICICI Bank Parakram Select Credit Card is designed for Indian Defence and Paramilitary personnel.

What are the benefits of the Parakram Select Credit Card?

The ICICI Bank Parakram Select Credit Card gives benefits like reward points on CSD purchases, complimentary golf access & airport lounge access, insurance benefits and fuel surcharge waiver, specially for Defence personnel.

What rewards can be earned on everyday purchases with the Parakram Select Credit Card?

Earn 2 ICICI Bank Reward Points for every ₹100 spent using the Card on certain categories of spends. Also earn 10 ICICI Bank Reward Points per ₹100 spent at grocery stores, department stores and CSDs, with maximum 1,000 reward points earned per month.

 

Can I make an online purchase with the ICICI Bank Parakram Select Credit Card?

Yes. You can easily make online purchases across India and in select overseas stores using the ICICI Bank Parakram Select Credit Card.

What are the lounge benefits that the Parakram Select Credit Card offers?

The ICICI Bank Parakram Select Credit Card gives 2 complimentary lounge accesses at international airports every year and 2 complimentary lounge accesses at domestic airports every quarter. 

What are the golf round benefits?

The ICICI Bank Parakram Select Credit Card offers a complimentary golf round every month on spends of
₹50,000 the previous month.

What are the insurance benefits of the Parakram Select Credit Card?

The ICICI Bank Parakram Select Credit Card gives personal accident insurance cover of ₹2 lakh and Air Accident cover of ₹20 lakh to the Cardholder.

What are the criteria for availing domestic lounge access?

To enjoy complimentary domestic lounge access, you must spend ₹75,000 or more on your Parakram Select Credit Card in a calendar quarter. This entitles you to avail the lounge access benefit in the following calendar quarter. The benefit is exclusively applicable to the primary Cardholder.

Please note that the airport lounge access benefit is available only for primary Cardholders. For more details on the criteria, click here. To view the complete list of lounges, click here.

What fraud protection benefits are available to Cardholders?

Cardholders are protected against fraudulent transactions with Counterfeit Card Liability, ensuring coverage against unauthorised usage. Additionally, the Card provides an Account Takeover Cover, which safeguards you in case your personal information is accessed or misused by a third party without your consent.

What security features are provided by the chip and PIN?

The Credit Card comes with an embedded microchip that provides enhanced security against counterfeiting and duplication. For transactions at merchant outlets, customers must enter a Personal Identification Number (PIN) to complete the payment. However, this PIN is not required for online transactions. To know more about Chip and PIN security, please click here

What is the fuel surcharge waiver offered to Cardholders?

Cardholders can avail of a 1% fuel surcharge waiver on all fuel transactions of up to ₹4,000 at any fuel outlet in India. This benefit applies to both the primary Cardholder and the Plus (supplementary) cardholder, helping them save on regular fuel expenses. The waiver is automatically applied when the eligible transaction is completed using the Credit Card.

What are the golf privileges and eligibility criteria?

As a Parakram Select Credit Cardholder, you are eligible for a complimentary round or lesson of golf for every ₹50,000 spent on retail purchases in the previous calendar month. You can avail of a maximum of 1 complimentary rounds per month. The benefit can be booked through the Golftripz website. Simply visit www.teetimes.golftripz.com and create a Golftripz account using the same e-mail ID as registered against your ICICI Bank Credit Card. Benefits will be credited to your account by the 10th day of the following month, available for use in the next two months.

To view the updated list of golf courses, please click here. For complete details on the Golf programme and the associated terms and conditions, please click here. You may also call iAssist, the 24x7 concierge service on 1800-26-70731 (toll free for MTNL/ BSNL lines) or 022-67872016 (standard call charges applicable) for assistance with online booking.

Take a word from our Customers

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