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Credit Cards

What are the main Credit Card types?

The main Credit Card types are Platinum, Coral, Rubyx and Sapphiro Credit Cards. But there are several Credit Cards available on the ICICI Bank website, such as the Amazon Pay ICICI Bank Credit Card etc. You can learn more about them by exploring the ICICI Bank website.

What are the advantages of using a Credit Card?

The three main advantages of using a Credit Card are getting additional benefits through Reward Points, increasing your spending power and building a credit history.

What is the lowest Credit Card limit?

The lowest Credit Card limit can vary depending on the card issuer. So check with the ICICI Bank Customer Service and get your doubts resolved.

Where can I see the annual fees of my credit card?

To know the details of annual fee on your Credit Card, you may call our Customer Care  between 7:00 a.m. and 9:00 p.m. from your registered mobile number.

To know the local Customer Care numbers, please click here

Or you may write to us at customer.care@icicibank.com with last 4 digits of your Credit Card number from your registered email ID.

What is the status of my credit card?

If you have applied for a credit card through our website, you can track the status by clicking on "Track Application Status"

You will then be asked to enter information such as your application Id, Mobile number, PAN and Date of Birth. If these details match with what we have in our records, you will be able to see the status of your credit card application.

If you have applied for a credit card through the branch or any other channels, you can check the status of the application by calling our Customer Care.

Are there any charges for redemption of reward points?

With effect from June 12, 2014, Redemption Fee as handling charges has been introduced on every redemption request for reward points earned on your ICICI Bank Credit Card.

  1. For Credit Card members on Hand-picked Rewards Scheme and ICICI Bank Rewards Scheme, a Redemption Facilitation Fee of Rs.99.00 with Goods and Service Tax (GST) will be levied for every redemption request.
  2. For Credit Card members on PAYBACK Rewards Scheme:

For Catalogue based redemption on PAYBACK Rewards Scheme, a Redemption Facilitation Fee of Rs.99.00 with Goods and Service Tax (GST) will be levied on each redemption.

For Online and in-store redemption on PAYBACK Rewards Scheme, a Redemption Facilitation Fee of Rs.25.00 with Goods and Service Tax (GST) will be levied on each redemption on PAYBACK Partner Brands like www.bookmyshow.com and www.makemytrip.com and in-store partners like Big Bazaar and HPCL.

This Redemption Fee with Goods and Service Tax (GST) will be charged to your monthly Credit Card statement.

My credit card is going to expire. When will I receive the renewal card?

You can place a request for replacement of your credit card by following ways.

You will receive the renewal card 10 days before the expiry of your old card. The old card will be valid till last day of the month mentioned on credit card.

If you do not receive the card You may place a request for non receipt of renewal Credit Card through the below mentioned channels.

Internet Banking: 

Please login to your Internet Banking Account > Customer Service > Service Request > Credit Card > More > Credit Card Dispatch Related > Replacement/Renewal Card Not Received.

Customer Care :

You may call our Customer Care between 7:00 a.m. and 9:00 p.m. from your registered mobile number. 

To know the local Customer Care numbers, please click here

The first delivery attempt will be done within 5 working days from the date of request.

How do I use my credit card?

To use your credit card at merchant outlet, please follow the following instructions:

  1. The merchant will dip your card at a PIN enabled POS terminal
  2. The merchant will enter the amount to be paid by you
  3. The POS terminal will prompt for the PIN
  4. Enter your 4 digit Credit Card PIN on the POS terminal. Pull out the card once the transaction is complete

To use your credit card for online transaction, please follow the following instructions:

  1. Make sure you are using a secure site while making payments through the Internet. Look for a lock icon in the status bar of your web browser. This icon indicates that a site is employing an encryption technology during the transmission of your sensitive data.
  2. Never respond to phishing e-mails that falsely claim to be from a bank and ask you to disclose your personal and bank related confidential details. ICICI Bank will never ask you to send your personal banking details.
  3. Get yourself enrolled for 3D Secure (Verified by Visa (VbV)/ MasterCard SecureCode (MCSC)). This is now mandatory for carrying out online transactions.
  4. Avoid accessing your Internet banking account on unsecured public computers (e.g. internet cafes).
  5. Once you have completed your online banking transactions, remember to log-off by clicking on the "log-off" option. Close your browser and lock your computer if it is left idle.

What are the reward redemption options under the Hand-picked Rewards programme?

The Hand-picked Rewards catalogue offers you a wide range of options from fine brands across apparel, accessories, books, dining, and many more categories. We also offer a wide selection of gift vouchers so you have the flexibility to use your well-earned rewards the way you choose to.

I have multiple Cards under the Hand-picked Rewards programme. From which of my Cards will points be debited when I redeem?

The reward points are redeemed from your consolidated rewards account.

Can I order gifts other than those mentioned in the catalogue?

You can order only those gifts listed in the catalogue. However, our constant endeavour is to provide a selection of gifts to meet your expectations. We also invite your feedback in improving our catalogue.

Please write to us through the 'Email Us' option.

Is there a way to view all the options quickly instead of browsing through the catalogue?

Yes. Click on 'Rewards at a Glance' option in the left hand navigation bar in the 'View Rewards' section.

Can I change the item I have ordered if the number of reward points being redeemed are the same?

Sorry. You cannot change the item you have selected after the order has been placed.

What are the benefits provided by ICICI Bank credit card?

ICICI Bank Credit Cards are loaded with a host of benefits, offers & features.

Some of them are listed below:

Life style benefits – Discounts on shopping, dining & movies, complimentary round of golf every month, etc.

Travel benefits – Complimentary airport lounge access, fuel surcharge waiver, fuel discounts

Other benefits – Cash rewards, PAYBACK offers, 24x7 concierge service & many more

There are lots of regular offers that are available on ICICI Bank debit and credit cards. Click Here To check all offers

Can I make the payment of amount due on card deducting the refund received from merchant?

Refund / Failed / Reversed Transactions: Any merchant refund, income reversal, chargeback / fraud credit (permanent) received by cardholder will be considered as payment.

The refund received will be adjusted with further transactions made on credit card.

Can I use my credit card for international transactions?

All the credit cards issued by ICICI Bank are active for international transactions. If you are unable to use the card for international transactions, you may call our Customer Care between 7:00 a.m. and 9:00 p.m. from your registered mobile number. To know the local Customer Care numbers, please click here

Why has my credit card application been rejected?

The application for a new credit card is evaluated on a combination of parameters such as income, credit history, payment track record of other loans and credit cards (if any), etc.

Alternatively, you can visit the nearest ICICI Bank Branch and apply for an Insta Credit Card which is issued to you against opening a Fixed Deposit. The card will be handed over to you instantly, over the counter.

Regular usage and timely payment on this card will help you maintain a good credit track record and you also earn safe returns at competitive interest rates on your Fixed Deposit.

To locate the nearest ICICI Bank Branch, visit maps.icicibank.com/mobile .

I want to convert a transaction into EMI. What are the EMI tenure options available?

All retail Credit Card transactions of Rs 1500.00 and above can be converted into EMI within 30 days from purchase date, for a tenure of 3, 6, 9, 12, 18 & 24 EMIs. However, cash, jewellery and fuel purchase transactions are excluded from EMI conversion.

Want to know why interest charges are levied on my credit card?

Interest will be charged if the Total Amount Due is not paid by the payment due date. Interest will be charged on the Total Amount Due and on all new transactions (from the transaction date) till such time as the previous outstanding amounts are paid in full. Also, interest will be levied on all cash advances from the date of the transaction until the date of payment.

I came across a transaction on my account using a debit card which was not attempted by me? How do I report this transaction?

We require few more details of your transaction. We request you to call our Customer Care between 7:00 a.m. and 9:00 p.m. from your registered mobile number. Please prefix the number with the STD code of your city.

To know the Customer Care numbers, we request you to check the below link:

https://www.icicibank.com/customer-care.page?

Alternatively, you may write to us at customer.care@icicibank.com for further assistance.

When will the customer get the credit card?

Customer gets the card instantly from the branch or from the sales executive after filling up the Fixed Deposit form and providing KYC documents.

Is existing fixed deposit accepted as “guarantee” for ICICI Bank Insta Credit Card?

Existing fixed deposit can be accepted as “guarantee” for issuing ICICI Bank Insta Credit Card. Original Fixed Deposit Receipt (FDR) should be submitted to branch along with application form.

Will I need a phone with Internet / GPRS connection on it?

No, there is no such requirement

Do I need to be using a specific Mobile handset to avail this service?

There is no specific handset requirement for using the Movida service. You do not require any GPRS / internet / data connectivity on your phone. You need not download any application to get started.

How can I know whether my mobile number is registered with ICICI Bank?

If you are currently receiving transaction alerts related to your ICICI Bank account / Card on the mobile phone it means that your mobile number is already registered with ICICI Bank.

You may also call our Customer Care on 1800 1080 between 7:00 a.m. and 9:00 p.m. from your registered mobile number to obtain this confirmation.

To know the Customer Care numbers, we request you to click here.

What is ICICI Bank Rewards?

ICICI Bank Rewards is a brand new rewards experience, on your ICICI Bank Credit & Debit Cards! We bring to you a programme tailor-made keeping in mind your lifestyle, with exciting redemption options ranging from merchandise, digital services and vouchers along with deals and subscriptions across local, regional and global brands! The points earned on ICICI Bank Credit Card or Debit Cards from 1st April 2022 will be accrued as a part of the new ICICI Rewards Programe.

How does the bank identify rent payment transactions from other transactions coming from these merchants/platforms?

Merchants/Platforms send these transactions to the Credit Card issuing banks as a specific merchant category code, which helps Banks identify rental payments.

For e.g., a rental payment transaction initiated at a merchant will come with a specific merchant category code compared to other transactions like a wallet load or bill payment.

I want to change the status in by CIBIL from Settled to Normal. Whom should I approach?

We will be unable to change the status in CIBIL as NORMAL for the settled credit card accounts.

You need to pay the entire waiver amount in a single instalment (payment). By doing this, the status in your CIBIL records will be changed from ‘Settled’ to 'Normal'.

Can I receive the ATM PIN through SMS facility?

Yes, the ATM PIN through SMS facility is available on your ICICI Bank Credit Card. The PIN is sent on your registered mobile number

How to utilise reward points?

You can redeem ICICI Bank Reward Points through

  • -Internet Bank> Cards & Loans > Redeem Reward Points
  • - iMobile> Cards & Forex > Click on the Credit card to view and redeem points

For points earned prior to March 31, 2022 kindly visit https://zillionrewards.in/. to redeem your points.

Can I prepay by loan availed on credit card?

You may prepay or foreclose the loan availed on credit card by calling our Customer Care from your registered mobile number. To know the local Customer Care numbers, please click on the below mentioned link.

https://www.icicibank.com/customer-care.page

Or

Write to us at customer.care@icicibank.com with last 4 digits of your Credit Card number from your registered e-mail ID.

Can I foreclose or prepay my loan on credit card?

To prepay or foreclose the EMI on credit card, please call our Customer Care from your registered mobile number. To know the local Customer Care numbers, please click on the below mentioned link.

https://www.icicibank.com/customer-care.page

Or

Write to us at customer.care@icicibank.com with last 4 digits of your Credit Card number from your registered e-mail ID.

What are credit card Usage Guidelines?

Using your ICICI Bank Credit Card is extremely simple. After making your purchase or availing of the service provided by the Merchant Establishment, present your ICICI Bank Credit Card.

Upon processing your Card transaction, the Merchant will request you to sign a charge slip (refer to the image alongside). This contains details about the amount to be billed to your ICICI Bank Credit Card. Please check and confirm that all details have been correctly filled in.

Should you wish to leave a tip or miscellaneous charge, you can do so by filling in the same on the charge slip. After filling in this section, in the interest of your own safety, we recommend that you write out the total amount in the charge slip before signing.

Please ensure that you sign on the charge slip in the same way you have signed on the reverse of the Card.

The Merchant Establishment will return the copy of the bill(s) and the charge slip along with your Card. Please match the amounts before leaving the establishment.

It is recommended to retain your copy of the charge slip and the corresponding bill till such time as the amount is reflected in you Card billing statement.

Please note: Jewellery and Electronics charges are approved selectively in the first six months of membership. For any assistance, please call the ICICI Bank 24-Hour Customer Care Centre.

What is a Chip and PIN Credit Card?

ICICI Bank Chip Credit Cards come with an embedded micro chip which provides additional security against counterfeiting / duplication of the card. It also provides an extra layer of security in the form of a Personal Identification Number (PIN). You will be required to enter your 4-digit PIN on the terminal for transactions at merchant outlets.

Can I use this PIN for cash withdrawals?

Yes, you can use the same PIN for cash withdrawals through ATMs. Please note that terms of the Cash Withdrawal facility will be as communicated at the time of delivery of your card. For more information on the same, please contact our Customer Care.

How can I view my reward points summary?

You can view details regarding your reward points by visiting:

iMobile Pay app:

Pre-approved Loans/Offers > Rewards OR Cards&Forex > Select your Credit Card > View your reward points in the Latest Bill Section

Internet Banking:

Cards & Loans > Credit Cards > Reward Points

How do I update my Email address for my credit card?

To update e-mail ID:

Internet Banking:

Login to your Internet Banking Account > My Accounts > Credit Cards > Alerts subscription > Submit

Customer Care:

You may call our Customer Care between 7:00 a.m. and 9:00 p.m. from your registered mobile number. To know the local Customer Care numbers, please click here

ICICI Bank Branch:

You may visit the nearest ICICI Bank branch along with your original photo ID proof and physical credit card. To locate the nearest ICICI Bank branch, visit maps.icicibank.com/mobile .

To locate the nearest ICICI Bank branch, visit maps.icicibank.com/mobile .

Can I cancel bookings on BookMyShow?

This is subject to BookmyShow terms and conditions, tickets once bought online are considered sold and cannot be cancelled, refunded or exchanged.

How can I reach i–Assist?

Simply call 1800 26 70731 (toll-free from MTNL/ BSNL lines) or 022 6787 2016 (standard call charges apply).

What methods of payments are accepted for Concierge Travel / Medical / Emergency?

Here are the different modes through which you can make a payment towards you ICICI Bank Credit Card Account:

  • Cheque or Draft payment
  • Cash Payment (Charges applicable Rs. 100.00 + 18% Goods and Service Tax (GST))
  • Auto-Debit facility
  • Internet Banking
  • National Electronic Funds Transfer (NEFT)
  • Click To Pay
  • ATM Payment
  • Visa Money Transfer
  • IVR Payment.

Who can be offered Credit Builder Program (CBP)?

Previously / Existing delinquent customers who pay off their waived off / entire outstanding amount respectively, can be offered this program.

What is waived amount under Credit Builder Program?

Waived amount is the amount of waiver or discount given to the customer during settlement. It includes principal waiver, interest waiver & income or charges reversal.

Can Insta Credit Card be given to a 3rd party?

No, it can be issued only to the primary Fixed Deposit account holder.

What type of Fixed Deposits are allowed for Insta Credit Card offer?

Both Traditional and Cumulative mode are allowed for ICICI Bank Insta credit cards. Also there should be no existing lien marked or partial withdrawal on the Fixed Deposit.

Why is the ICICI Bank Insta Credit Card not given to the secondary Fixed Deposit holder?

Because the KYC is done only for the primary Fixed Deposit holder, only he/she is eligible for the Credit Card.

Will I be / how will I be charged for this service / number I dial from my mobile phone?

For Voice Based Service no. 022 6612 6575 – Charges shall be as per the plan you have subscribed for with your Mobile Operator.

For SMS – Standard SMS charges shall apply.

Are there any charges for availing Set Limit service?

No. This service is free of cost.

What happens if the I miss the IVR Pin Entry call back?

You will need to initiate the transaction again by calling back the IVR number because Movida will terminate the session for security reasons.

What happens if there is a problem with the biller or a specific charge on a bill?

If you have an issue with a biller or a specific charge on a bill, you will need to contact your biller directly.

If you have paid through Movida and have a question about the payment you made, contact Movida on the Movida Help desk Number 91 22 6616 6575.

How do I avail of the wellness privileges?

When making the booking, please inform the particular spa that you hold a ICICI Bank Credit Card and are eligible for the said privilege. Payment will have to be made using your ICICI Bank Credit Card on which you are availing the privilege.

Will the rent payment fee be in addition to the platform/convenience fee charged by different merchants?

Yes, 1% fee will be in addition to the platform/convenience fee charged by various merchants facilitating rental payments with credit cards.

I want to check the CIBIL report. Whom should I contact?

Please write to info@cibil.com for your CIBIL report.

I have converted a transaction into EMI on credit card. I have not received the amortisation schedule of the EMI. Whom should I approach?

You may place a request for amortisation schedule through the below mentioned options:

Internet banking:
My accounts > Credit Cards >Service request > EMI Transaction Related > Queries related to EMI-on-Call Facility.

Customer care:
You may call our Customer Care between 7:00 a.m. to 9:00 p.m. from your registered mobile number. To know the local Customer Care numbers, please click on the below mentioned link.
https://www.icicibank.com/customer-care.page

Or

Write to us at customer.care@icicibank.com with last 4 digits of your Credit Card number from your registered e-mail ID.

Alternatively, you may view the amoritisation schedule from Internet Banking:

Log in to your Internet Banking Account > My Accounts > Credit Cards >View and manage my Credit Cards>Select 'Installment Summary' option and click on merchant name. (You can download the Amortization Schedule in PDF or XLS file).

From where can I get the auto debit form?

We request you to visit our website www.icicibank.com > Click on 'Form Center' (At the bottom of the screen under Others option) > Select Auto-Debit Facility under Credit Card.
You may also click here to download the auto debit form for credit card. 
Please send the duly filled in and signed form to the address given on the form. Alternatively, you can activate auto debit through the below mentioned channels:

Internet Banking:
You may activate auto debit facility online, if your savings account and credit card account are linked.
Login to your Internet Banking Account > My Accounts > Credit Cards > Auto Debit Setup > Follow the instructions on the screen (Opt for total or minimum amount due).
The auto debit will be effective from the same billing cycle and the payment will be debited on the due date, if the activation is done before the due date.

iMobile:
Login to iMobile app > Cards, Loans & Forex > Credit Card number > More Options > Register for Auto Debit > Follow the instructions on the screen (Opt for total or minimum amount due) and Submit.

Customer Care:
You may call our Customer Care between 7:00 a.m. and 9:00 p.m. from your registered mobile number. To know the local Customer Care numbers, please click here.

I have received my credit card recently. What is the statement generation date on my credit card?

To know the credit card statement generation date, please call our Customer Care between 7:00 a.m. and 9:00 p.m. from your registered mobile number. To know the local Customer Care numbers, please click here.
Or
Write to us at customer.care@icicibank.com mentioning the last 4 digits of your credit card number from your registered e-mail ID.

Whom should I approach regarding queries related to EDC machine?

You may write to merchantcare@icicims.com regarding queries related to EDC machine.

I want to convert a transaction into EMI. Will I be eligible for reward points on the transaction after conversion?

Transactions converted to EMI will not be eligible for reward points. The accrued points will be debited back on EMI conversion

How do I pay my credit card bill?

In our endeavour to make your experience with ICICI Bank Credit Cards even more convenient, we bring you multiple payment options that you can avail of to pay your ICICI Bank Credit Card bill. Please click here to know the payment options.

Can the ICICI Bank Insta credit card be given to the Secondary account holder in case of joining Fixed Deposit account?

"Only the primary Fixed Deposit holder is eligible for the ICICI Bank Instant Credit Card. "

How to place request for interest calculation sheet?

You may place a request either for soft copy or physical copy of interest calculation sheet through below mentioned channels:

Customer Care:
You may call our Customer Care between 7:00 a.m. and 9:00 p.m. from your registered mobile number. To know the local Customer Care numbers, please click on the below mentioned link.
https://www.icicibank.com/customer-care.page

Or

Write to us at customer.care@icicibank.com with last 4 digits of your Credit Card number from your registered e-mail ID.

E-mail or soft copy of interest calculation sheet will be sent only on registered e-mail ID and you will receive the same in 3 days from request initiation date.

Physical copy of interest calculation sheet will be sent at the mailing address registered on credit card within 7 days from request initiation date.

Where can I find the CVV (Card Verification Value) number?

The CVV (Card Verification Value) number is a 3 digit code mentioned on the back of the credit card. This value is required as a form of authentication for online and IVR transactions.

How to register the credit card for 3D Secure PIN?

To know the step-by-step process of creation or change of your 3D Secure PIN, please click here.

Any charges for online bill payment facility on credit card?

The bill payment facility from Internet Banking is free of cost and no charges are applicable from the bank.

Can I update separate mobile number for OTP alerts on add-on card?

You may update add-on card mobile number regarding OTP alerts for online transactions made on add-on card, However transactions alerts and payment due date alerts will be sent to Primary card holders Mobile Number only.

Can I close the credit card and have the fixed deposit account active?

You may cancel only the credit card account and can have the FD account active. For cancellation of credit card, complete amount due on card needs to be paid off.

Can I withdraw partial fixed deposit amount?

You will be unable to withdraw partial fixed deposit amount, as the complete fixed deposit is marked with lien against credit card.

What is the validity period of credit card

The credit card is valid for 4 years from the card issue date. The credit card will be automatically renewed and sent at your mailing address 10 days prior to the card expiry date.

Expiry date of the card will be mentioned on the front side of Credit card.

What are the different modes to pay credit card dues?

Here are the different modes through which you can make a payment towards you ICICI Bank Credit Card Account:

  • Cheque or Draft payment
  • Cash Payment (Charges applicable Rs. 100.00 Service Tax)
  • Auto-Debit facility
  • Internet Banking
  • National Electronic Funds Transfer (NEFT)
  • Click To Pay
  • ATM Payment
  • Visa Money Transfer
  • IVR Payment.

How often can I change my Credit Card limits?

There is no cap on the number of times the limit can be changed

Can I register 2 e-mail IDs/mobile numbers on credit card?

No. You can register only one e-mail ID and one mobile number for alerts facility on credit card.

I want the User ID and Password for my credit card login?

To know your credit card User ID please visit www.icicibank.com > Personal Banking >Click on 'Continue to login' > May I help you? > Get User ID.

Please follow the below process to generate Internet Banking Password online:
Click on 'Get Password' link on the login page.

Generate your Password online in 3 simple steps:
1. Enter your User ID and registered mobile number to receive unique number on your mobile.
2. Validate the unique number received on your registered mobile number.
3. Generate new Password.

Alternatively, you may call our Customer Care from your registered mobile number between 7:00 a.m. and 9:00 p.m. To know the local Customer Care numbers, please click here
Or 
Write to us at customer.care@icicibank.com from your registered e-mail ID for further assistance.

What is MITC and where can I check the details of MITC?

MITC is the Most Important Terms and Conditions of ICICI Bank Credit Cards.

To know the Most Important Terms and Conditions of ICICI Bank Credit Cards, please visit our website https://www.icicibank.com > Products > Credit Card > Quick links for your reference (Right hand side of the page) > MITC, T&C and FAQs.

I want to know the debit/ credit card winners list?

  1. To know the debit card offer winners list, please visit our website www.icicibank.com > Products > Cards > Debit Card > Debit Card Offer Winners (Left hand side of the page).
  2. To know the credit card winners list as per the 'Mega Festive Delights offer', please visit our website www.icicibank.com > Products > Cards > Credit Card > Credit Card Offer Winners (Left hand side of the page).

What is e-Welcome Kit or digitised Welcome Kit?

ICICI Bank has now digitised Welcome Kits as part of the Go Green initiative. The Welcome Kit includes the Membership Guide, Terms & Conditions and Most Important Terms & Conditions (MITC) in a downloadable PDF format.

Please click here to download the membership Kit of ICICI Bank Credit Cards:

Please provide me the details of offers available on debit and credit cards.

To know the details of all the promos and offers on ICICI Bank Credit and Debit Cards, please check our offer zone and Click on 'Brands A- Z' and select the specified offer.

Is there a balance transfer option available for ICICI Bank Credit Card?

Balance transfer facility is available for certain eligible customers and is offer based. If you have received an SMS to avail Balance Transfer on credit card, you may reply to the SMS and we will get in touch with you.

Alternatively, if you want to know your eligibility you may call our Customer Care To know the local Customer Care numbers, please click here.

I want my credit card delivery to be sent to my alternate address, what should I do?

Credit Card can be sent only to the mailing address updated in the records. In your absence, you can leave an authorisation letter with your family members along with a valid ID proof to accept the delivery.

How can I make a payment in my credit card loan account?

  1. If PLCC account is different from credit card account, then credit card loan account payment should be made separately on loan account number. It cannot be clubbed with credit card payment.
  2.  If PLCC account number is same as credit card number, then the EMI will be billed in same statement.

What are the conditions of Auto Debit?

If the Auto Debit is active for minimum amount due and you have made a payment which is less than minimum amount, then the Auto Debit will take place only for the balance of the minimum amount due on the payment due date. The Auto Debit will not take place if the payment for minimum amount due is received 5 days before the payment due date.

If the auto-debit is active for total amount due and if we have received a part-payment towards the total amount due of a particular statement, the Auto Debit will take place only for the balance of the total amount due on the payment due date. The Auto Debit will not take place if the payment for the total amount due is made 5 days before the payment due date.

Do ICICI Bank Rewards expire?

The ICICI Bank reward points will expire in 36 months from the date of earn.

Can I pay my credit card bill through an ATM?

Yes, you can make a payment through an ATM only if the credit card is registered as a Biller under Bill Pay section on ICICI Bank website and the maximum amount which can be transferred in a day is Rs. 50,000.

Is there any SMS facility to check credit card balance details?

Yes, you can send the below sms from your registered mobile number to 5676766:

For balance inquiry - IBALCC(Space) Last 6 digits of your credit card

For payment due inquiry - IPDDCC(Space) Last 6 digits of your credit card

How do I check the details for non-receipt of my renewed credit card?

For non-receipt of renewed credit card, please raise a query through the below mentioned channels:

Internet Banking: 

Please login to your Internet Banking Account > Customer Service > Service Request > Credit Card > More > Credit Card Dispatch Related > Replacement/Renewal Card Not Received.

Customer Care:

You may call our Customer Care between 7:00 a.m. and 9:00 p.m. from your registered mobile number. To know the local Customer Care numbers, please click here

The first delivery attempt will be done within 5 working days from the date of request.

How can I change my credit card User ID?

To change your Internet Banking User ID for credit card, please log in to your Internet Banking Account > My Profile > Credit Cards > Update user ID.

The changes in user ID will be made immediately and you have to login with the changed user ID.

Please note:

  1. Change of user ID is a one time option.
  2. It is advisable to have an alphanumeric User ID to ensure security.
  3. First two characters of Internet Banking User ID should be alphabets.
  4. Please choose a User ID that you can remember easily.
  5. Please ensure that your User ID is not obvious to others. Avoid using your name/nickname etc. in your User ID.
  6. ICICI Bank strongly recommends that you read and follow our Safe Banking Tips.

I have blocked my credit card. How can I get a replacement card?

You can place your request for replacement of your Credit card by calling our Customer Care.

Customer care:

Please call our Customer Care between 7:00 a.m. and 9:00 p.m. from your registered mobile number. Please prefix the number with the STD code of your city. To know the local Customer Care numbers, please click here.


The first delivery attempt will be done within 5 working days from the date of request.

How can I update my international mobile number in my credit card for transaction and OTP alerts?

International mobile numbers in your credit card account can be updated only for OTP alerts. For this, you need to visit any of our bank branches and get it enabled. However, transaction alerts cannot be sent on an International Mobile Number.

How can I remove the Auto Debit facility on my credit card?

To deactivate Auto Debit, you can call our Customer Care between 7:00 a.m. and 9:00 p.m. from your registered mobile number.

To know the local Customer Care numbers, please click here.

Alternatively, you may write to us at customer.care@icicibank.com with last 4 digits of your Credit Card number from your registered email ID.

How can I change the Auto Debit option in Credit Card from minimum amount due to total amount due or vice versa?

To change the Auto Debit option from minimum amount due to total amount due or vice versa, you need to call our Customer Care by authenticating your card number & PIN.

Please call our Customer Care between 7:00 a.m. and 9:00 p.m. from your registered mobile number. 

To know the local Customer Care numbers, please click here.

I made an excess payment to my credit card by mistake. How can I get it back?

The excess payment will be automatically adjusted towards future transactions. However, you may call our Customer Care between 7:00 a.m. and 9:00 p.m. from your registered mobile number.

To know the local Customer Care numbers, please click here.

Alternatively, you may write to us at customer.care@icicibank.com with last 4 digits of your Credit Card number from your registered email ID.

What if I made an excess payment in two different transactions for the same card number?

Any credit balance due to excess payment cannot reversed. You can utilize the same by doing transactions using your card.

How can the customer cancel the credit card?

ICICI Bank Credit Cards offer a host of features and offers specially designed for our esteemed customers. We request you to reconsider your decision of cancelling your credit card.

In case you want to go ahead with the cancellation, we request you to clear the outstanding amount due as on date and redeem the reward points accumulated against your credit card.

Please note that reward points will not be redeemable after the card has been cancelled."

Queries related to Insurance Policy on my credit card?

For queries related to insurance policies, please contact ICICI Lombard on toll-free no.18002666.

You may also write to:

ICICI Lombard General Insurance Company Ltd,

Customer Support Team,

4th Floor, Interface 11,

Office No 401 & 402,

New Link Road,

Malad (W),

Mumbai - 400064.

You may also login at www.icicilombard.com and click on "Customer Support" and then on "Grievance Redressal" to communicate your complaint.

What if I cross credit limit on my credit card?

If you make a transaction that exceeds your available credit limit, ICICI Bank will use its discretion and decide whether or not to approve the transaction. If the transaction is approved, an over-limit charge would be levied to the card account. The over-limit charge is 2.5% of the amount by which the credit limit is exceeded (subject to a minimum charge of Rs.500).

What is a temporary credit-limit enhancement on my credit card?

There will be times when you feel the need for an increase in your credit limit to enable you to make increased purchases on your card. To avail of temporary credit-limit enhancement, all you need to do is call our Customer Care Centre and make your request. ICICI Bank can increase your credit limit at its discretion.

Please note that this facility is available only after 9 months of membership and based on credit history

When will the interest charge stop on my credit card?

If complete outstanding dues are paid as per the statement and within due date, the interest charges will cease to apply immediately.

How do InterMiles earned on my Business Advantage Card get transferred to my JetPrivilege account?

All InterMiles that you earn on your Business Advantage Card accrue automatically into your Jet Privilege account each month within 30-45 working days of your valid card transaction. The InterMiles accrued will be basis the Miles Split Ratio Module (MSRM) chosen by the Company.

How and where will the auto recharge get triggered for Namma / Bangalore Metro Card?

The auto recharge will automatically get triggered when you tap the card at the entry gate at Bangalore Metro stations, if the balance on your Namma Metro Transit Chip is lower than the threshold limit. You will be able to view the updated balance on your Namma Metro Transit Chip at the station gate when you exit at your destination station.

Is there a limit on the price of the free movie ticket on BookMyShow?

ICICI Bank Buy 1 Get 1 offer - The free ticket price cannot exceed Rs 500 per ticket under this offer for below cards:

  1. ICICI Bank Sapphiro Credit Cards
  2. ICICI Bank Signature Credit Card
  3. InterMiles ICICI Bank Sapphiro Credit Cards.

Maximum discount of 25% per ticket up to INR 150 on purchase of minimum two tickets, up to two times in a month for below cards:

  1. ICICI Bank Rubyx Credit Cards
  2. ICICI Bank MakeMyTrip Signature Credit Cards
  3. ICICI Bank Ferrari Signature Credit Cards
  4. InterMiles ICICI Bank Rubyx Credit Cards
  5. ICICI Bank Manchester United Signature Credit Cards

Maximum discount of 25% per ticket up to INR 100 on purchase of minimum two tickets, up to two times in a month for below cards:

  1. ICICI Bank Coral Credit Cards
  2. InterMiles ICICI Bank Coral Credit Cards
  3. ICICI Bank Ferrari Platinum Credit Cards
  4. ICICI Bank MakeMyTrip Platinum Credit Cards
  5. ICICI Bank Manchester United Platinum Credit Cards

There is no cap on the free ticket price for ICICI Bank Diamant Credit Card.

Do I have to carry my credit card while collecting the tickets?

Yes, you have to carry your credit card while collecting the tickets. Also, once the booking is completed, the confirmation mail/ SMS received from www.bookmyshow.com needs to be displayed at the ticket counter at the movie hall.

What all can i-Assist help me with?

We offer a range of services listed in this section for your reference. Depending on the ICICI Bank Credit Card you hold, you are entitled to a specific bouquet of services. Please refer to your Card page to know the services available on your card.

What is a Concierge Medical / Travel / Emergency Service?

A concierge service is a speciality service designed to provide assistance in managing your daily personal and professional tasks, or "to do" lists. It operates as your very own personal assistant and offers myriad day-to-day or specific services depending on your needs.

Why do I need a concierge?

At i-Assist, we help to save time, eliminate stress and help you relax while we take care of the finer details. We aim to service your requests to your satisfaction using our extensive network of vendors and professionals.

What are the services that concierge can help me with?

We offer a range of services. These are listed in this section for your reference. Depending on the ICICI Bank Credit Card you hold, you are entitled to a specific bouquet of services. Please refer to your Card page for details on the services available on your card.

What are your service hours for Concierge Travel / Medical / Emergency ?

The concierge team is available 24x7, 365 days a year.

How much do you charge for Concierge Travel / Medical / Emergency ?

Concierge is a complimentary service available to you as a valued ICICI Bank Credit Card member. You do not pay us any extra costs for our services and referrals. In case you choose to make a booking or place an order through concierge, you need to pay only towards the cost of the purchase/ order.

How will I know in case of any charges while using Concierge Travel / Medical / Emergency?

We provide the complete details of the applicable charges for any bookings/ purchase through concierge prior to initiating the payment process.

What is the credit limit of Insta credit card?

Credit limit will be 85% of the Fixed Deposit amount but cannot exceed Rs 3 lacs (Rs Three Lacs).

Other credit cards get interest free credit period. Will ICICI Bank Insta Credit Card offer same benefits?

ICICI Bank Insta Credit Card also offers interest free credit period as applicable on other ICICI Bank credit cards to the cardholder along with all other benefits which are offered by similar ICICI Bank Gold Credit Cards. Details of the offers will be available in the welcome kit given to customers.

How is the customer consent taken on marking lien on a fixed deposit for ICICI Bank Instant Credit Card?

For ICICI Bank Insta Credit Card the applicant needs to sign the terms and conditions before taking the card.

When will the FD get liquidated in case of default?

If the credit card payment is not paid for 60 days past due date or if the credit card outstanding becomes more than 95% of the Fixed Deposit amount, the Fixed Deposit will be liquidated.

Does customer gets a personalized credit card?

Yes, Once the Instant credit card is active customer can apply for personalised credit card, Personalized credit card will have a Fee of Rs.100.

How do I apply for a Dreamfolks Card?

The Dreamfolks Card is offered on a complimentary basis on the following ICICI Bank Credit Cards:

  • ICICI Bank Corporate Platinum Card
  • ICICI Bank Emeralde Credit Card
  • ICICI Bank Diamant Credit Card
  • ICICI Bank Sapphiro Credit Cards
  • ICICI Bank Signature Credit Card
  • InterMiles ICICI Bank Sapphiro Visa Credit Cards
  • MakeMyTrip Signature Credit Card by ICICI Bank

The Dreamfolks Card will be dispatched within 30 days of the card set up to the eligible customers.

Can I apply for Add on card for My Spouse?

Yes, Customer can apply up to 3 supplementary cards at no extra charge. With Supplementary Add on Credit Card form, you will be required to enclose a copy of separate self attested proofs of identity and residential address of the proposed add on card holder.

In the event of cardholder’s death, how can one request for card cancellation & FD closure?

Fixed Deposit nominee can request the Bank branch for card cancellation & Fixed Deposit closure. Copy of death certificate of primary card holder should be presented and attached with Insta Credit Card cancellation request form.

From when will fee be applicable on rent payments using ICICI Bank Credit Card?

Rent payment fee will be effective from Oct 20, 2022.

How do I set the desired credit limit on my credit card?

You can set the desired credit limit on your credit card through any of the following channels:

Internet Banking:
Login to Internet Banking > My Accounts > Credit Cards > View and manage your Credit Cards > Manage Credit Card Limits > Select Credit Card Number > Click on Go > Enter desired credit limit > Submit.

Customer Care:
You may call our Customer Care between 7:00 a.m. and 9:00 p.m. from your registered mobile number.

To know the local Customer Care numbers, please click here.

What should I do if I lose my Credit card?

You may block the Credit Card through any of the following channels:

Internet Banking:
Login to www.icicibank.com with user ID and password > Navigate to My Accounts > Credit Cards > Service Requests > Credit Card Dispatch Related >Block Credit Card

iMobile:
Login to iMobile > Smartkeys & Services > Card Services> Block credit card> Enter the required details and Submit.

Customer Care :
You may call our Customer Care from your registered mobile number.
To know the local Customer Care numbers, we request you to click here

You can also write to us at customer.care@icicibank.com for further assistance

ICICI Bank Branch:
Visit the nearest ICICI Bank branch along with original photo ID proof. To locate the nearest ICICI Bank Branch, visit maps.icicibank.com/mobile

How do I get my Savings Account statement for Credit Card?

Credit Card Statement

The facility to view and download your Credit Card statement has been moved to the logged-in section.

Login with your User ID and Password to view and download your Credit Card statement.

You can call our Customer Care, authenticate yourself and choose the ‘Self Banking’ option to get your User ID. Once you have your User ID, please click here to generate your password instantly online.

I have canceled my credit card. However my credit card is still showing in Internet Banking.

To place a request for deletion of canceled credit card from your Internet Banking, please call our Customer Care between 7:00 a.m. and 9:00 p.m. from your registered mobile number. To know the local Customer Care numbers, please click on the below mentioned link.

https://www.icicibank.com/customer-care.page

Or

Write to us at customer.care@icicibank.com with last 4 digits of your Credit Card number from your registered e-mail ID.

Where can I check my registered billers in Internet Banking?

You may check the billers registered through the given path: www.icicibank.com --> Login --> Payments and Transfer --> Manage Billers --> My registered billers.

When will the payment made through IMPS will be credited in credit card account.

The payment made through IMPS mode will be credited within 24 hours on your ICICI Bank Credit Card Account.

Where can I find the list of participating Banks for IMPS payment?

To view the list of Banks participating for IMPS Merchant Payment, visit our website www.icicibank.com>Payments>Click to Pay>IMPS Credit Card Payment.

How do I pay through IMPS?

Process to make payment of credit card amount outstanding through IMPS:

Step 1:

A. Download the Mobile Banking Application provided by your Bank and login to Mobile Banking

Step 2:

A. Click on Bank Account.
B. A separate link for IMPS will be available.
C. Click on IMPS and then select Merchant Payment.

Step 3:

A. Enter your Bank Account Number to be debited under 'Source Account' field: xxxxxxxxxxxx
B. Enter the Merchant Mobile Number 7506612221 for ICICI Bank Credit Cards
C. Enter the Mobile Money Identifier (MMID) 9229001 for ICICI Bank Credit Cards
D. Enter the Amount (INR) that you wish to pay: xxxx.xx
E. Enter your ICICI Credit Card Number under ‘Payment Reference Number’ field: xxxx xxxx xxxx xxxx

Step 4:

A. Select Go
B. You will receive the transaction confirmation on your screen.

Step 5:

A. Click on Confirm.
B. Post confirmation, the Transaction details will be displayed on the screen.
C. You will receive an SMS confirming the transaction.

The payment will be credited within 24 hours on your ICICI Bank Credit Card Account.

To view the list of Banks participating for IMPS Merchant Payment, visit our website www.icicibank.com>Payments>Click to Pay>IMPS Credit Card Payment.

How can I earn points quickly?

Simply follow these five easy steps:

  1. Remember to use your ICICI Bank Credit Card everyday for everything from grocery shopping to eating out and online shopping. Your points will keep adding up.
  2. Enroll your Card for automatic payment of recurring monthly expenses like utility bill payments. Not only do you earn points, you also do not have to worry about attending to these monthly errands.
  3. Use your Card for high-value purchases such as purchasing jewellery and making your travel and holiday bookings and watch your points grow even faster.
  4. Use your Card when you travel internationally.
  5. Gift up to 2 Supplementary Cards to your family members above 18 years of age and you will earn points on those Cards too. For more information or to request a Supplementary Card application, please call our 24-hour Customer Care.

Where can I find/ view the details of bill payments / transactions made from Internet Banking?

You may view the details of online bill payments / transactions made from Internet Banking by logging into your

Path: Internet Banking Account > Payments &Transfer> Transaction Status > Completed Transactions and select the period From and TO in the drop down.

Will I be eligible for reward points on Cash withdrawal transactions on Credit Card?

No, Cash withdrawals will not be eligible for reward points.

Can I swap my mailing address from office to home or vice versa?

To change the mailing option on credit card, please call our Customer Care between 7:00 a.m. and 9:00 p.m. from your registered mobile number. To know the local Customer Care numbers, please click on the below mentioned link.

https://www.icicibank.com/customer-care.page

Where can I find the list of restaurants under the ICICI Bank Culinary Treats program?

Please visit www.culinarytreats.com for the list of restaurants and for more details of the offer. You can also download the ICICI Bank Culinary Treats mobile app from Apple iStore or Google Play.

What is the dining discount I get on my Coral Credit Card?

With ICICI Bank Culinary Treats programme, you can save a minimum of 15% on dining bill at over 800 participating restaurants.

How many months statements can I view Online.? Do you have any threshold?

You will be able to see the following details of your statements:

Current Statement
This shows the transactions that are done on the card account after the Last Statement was generated. These transactions will be sent to you in your next credit card statement. Transactions done on replacement and add-on cards are segregated for better understanding. Thus, you need not wait for a statement to check your recent transactions.

  • Last Statement
    This is a replica of the most recent printed statement that has been sent to you. You can thus, make payments by looking at this statement.
  • Past Statement
    You can see your statements as old as 2 years.

You may also Select the statement period From and TO in the drop down to choose the desired statement.

You may check your Credit card statement details through following modes:

Internet banking:
logging into your Internet Banking Account > My Accounts > credit cards > Credit card statement request- E-mail > Choose the date required

I-Mobile:

Login to i-mobile> Click on >Select Credit card Number> Click on card Number> Click on More options> Select the Last/past Statement> Choose the Statement date and View/Send e-mail.

How can I increase Credit limit on my Fixed deposit Insta card?

Credit limit on your ICICI Bank Instant Credit Card is assigned based on your Fixed Deposit (FD) amount.

If you wish to have higher limit on your ICICI Bank Instant Credit Card, you may close or cancel this existing FD and credit card and may apply for the new FD with the higher amount.

Can I request the credit card to be shipped to an alternate address?

The credit card will be sent only at the mailing address registered on your credit card account.

What will be the limit on the Insta card applied on basis of by Fixed Deposit account?

The credit limit on the Fixed Deposit Credit card shall be eighty five percent (85%) of the fixed deposit amount, subject to minimum credit limit of Rs. 17,000.00 and maximum credit limit of Rs.5,00,000.00. The said credit limit may be subject to change at the sole discretion of ICICI Bank from time to time.

Where to check the offers available on credit card?

You may check the offers for ICICI Bank Credit Card by visiting our website http://www.icicibank.com. Select ‘Credit Cards’ under Products > Click on 'Know More' .

What are the minimum ICICI Bank Rewards / Hand Picked Rewards I need to start redeeming?

You do not need a minimum number of reward points to start redeeming your rewards.

What are the documents required for processing add-on card request?

With Supplementary Add on Credit Card form, you will be required to enclose separate copies of proof of identity and residential address of the proposed add on card holder.

List of identity proof documents (any one of the following): Passport/Voter’s ID/Driving License/PAN Card/Photo Ration Card/Government ID Card.

Proof of residential address (any one of the following): Passport/Voter’s ID/Latest Electricity Bill/Latest Telephone Bill (Mobile/Landline)/Ration Card.

How many times can I change the present limit on card?

There is no CAP for change of Preset limit on credit card.

The preset option will work according to the calendar month.

Can you deliver the credit card to my family as Iam travelling and will be unable to collect the card personally?

To protect the interest of the credit card holder, the credit card will be delivered only to him/her.

If card holder is not going to be available at mailing address, card holder may provide an authorisation letter in the name of:

Parents (mother/father), Spouse, Children (above 18 years), Grand Parents, Siblings (brother/sister, above 18 years)

The bearer of the letter can take the delivery of the card by producing the authorisation letter given by card holder along with an Identity Proof to the courier representative, at the mailing address. Otherwise, the card will be returned to us.

How can I withdraw a dispute initiated on credit card?

To withdraw the dispute initiated on your credit card, you may call our Customer Care from your registered mobile number. To know the local Customer Care numbers, please click here.
Or

Write to us at customer.care@icicibank.com with last 4 digits of your Credit Card number from your registered e-mail ID.

Whom to contact for the status of dispute initiated on credit card.

You may know the status of disputed initiated on credit card through the below mentioned channels:

Internet Banking:
Log in to your Internet Banking Account > My Accounts > Credit Cards > Service request > Transaction Dispute Related> Dispute Status

Customer Care:
Call our Customer Care from your registered mobile number. To know the local Customer Care numbers, please click on the below mentioned link.
https://www.icicibank.com/customer-care

Or

Write to us at customer.care@icicibank.com with last 4 digits of your Credit Card number from your registered email ID.

How can I avail benefit of Credit free period?

For example: If the statement generation date is 14th of every month, all purchases done before 14th will be billed in that particular month's statement. On the same token, a purchase done on 15 th of that month will be billed in the next month's statement(14th of next month) and thereby you get 18 days to make payment. Here you get 48 credit free days.

In summary, any transaction that is done when your monthly statement date is nearing, you will have lesser number of credit free days. We request you to plan your purchases to avail 48 days of credit free period.

The credit free period without interest will be valid only if we receive total amount outstanding of the statement.

What are the minimum points required for redeeming?

You do not need minimum reward points for redemption.

How to update mobile number for OTP alerts on add-on card?

We request you to visit the ICICI Bank branch and update the add-on card mobile number by submitting the 'Stay Connected' form.

Please carry your original photo ID proof and physical credit card to the Branch.

Can I apply for credit limit enhancement on Instant credit card?

Credit limit on your ICICI Bank Instant Credit Card is assigned based on your Fixed Deposit (FD) amount.

If you wish to have higher limit on your ICICI Bank Instant Credit Card, you may close or cancel this existing FD and credit card and may apply for the new FD with the higher amount.

Can I close Fixed deposit account and keep the credit card active?

The credit card has to be cancelled, if you want to close the fixed deposit account

How do I avail BookMyShow offer?

  • Please visit www.bookmyshow.com.
  • Go through the regular ticketing flow for selecting the city, movie, date, cinema and show of your choice.
  • Confirm your details by providing your email address & mobile number as this information will be used for confirming your transaction.
  • Proceed to the secure payment page, enter your 16-digit ICICI bank Credit Card number in the box, name on the card, expiry and CVV card details.Please check yes to accept terms, conditions & booking policy.
  • To avail offer, check 'Avail Discounts & Offers' at the bottom left side of the page. Select 'Offers', select ICICI Bank Credit Card Offer from the list.
  • Click on the 'Apply Offer' button to successfully avail your offer.

Do you have any charges on registering for alerts facility on credit card?

The e-mail and mobile alerts facility on your ICICI Bank Credit Card is free of cost and no charges are applicable.

I need an NOC for my credit card.

NOC will be issued only on Cancelled Card accounts where there are no pending dues payable.

Why are two numbers mentioned on my credit card statement?

An Account number is generated at the time of issuing your credit card. In due course of time, you may have received an upgraded card or a renewal card, however the account number of the cards remains the same. 

The credit card statements are generated with your ICICI Bank Credit Card Account number. The charges will be debited on your credit card account number however transactions will reflect on the credit card number. 

Your credit card number will be different from your credit card account number. You may make the payments on either your ICICI Bank Credit Card Account number or on the credit card number.

For any clarification or more information, you may call our Customer Care from your registered mobile number. To know the local Customer Care numbers, please click here

Or you may write to us at customer.care@icicibank.com with last 4 digits of your Credit Card number from your registered email ID.

I received a call regarding outstanding amount due on my credit card. What should I do?

Regarding the call received for due amount outstanding on Credit Card , please call our Customer Care  between 7:00 a.m. and 9:00 p.m. from your registered mobile number.

To know the local Customer Care numbers, please click here

Or you may write to us at customer.care@icicibank.com with last 4 digits of your Credit Card number from your registered email ID.

What is the validity of credit card OTP/ security code?

For all online transactions, a One Time Password (OTP) will be prompted and the same has been introduced for additional security of customer's credit card account.

OTP for online transactions is valid for 15 minutes only. In case it exceeds more than 15 minutes, please re-attempt the transaction.

Please provide the correct OTP number received on your registered mobile number for successful process of the transaction.

Will the limit of Add-on card be over and above the limit of the primary card?

No, the Add-on card holder needs to use the same limit allotted to Primary Card.

The total credit limit has to be shared between the primary and add-on card holders.

I have update my new mobile number in my credit card account but still the OTP is received on my previous mobile number. What should I do?

If your new mobile number is already updated in the credit card account, to receive OTP alerts on the new mobile number you need to follow below process:

Log on to www.icicibank.com> Personal > Apply online > Cards > 3D Secure PIN for Debit Card > Register > New User - Register Now> I Accept > Enter debit card number > Next > Select OTP > Next >

If your old mobile number reflecting under ' Below is the information stored in our database ' then select ' My details do not match' option under ' Please select your preferred option to receive the OTP ' > Next > your new mobile number will be updated.

After this process every time while you making the transaction OTP will be sent only on your new register mobile number.

Will autodebit get activated on my credit card automatically if I link my Savings account to my credit card?

No, it will not get automatically activated on linking. You have to follow the Auto Debit registration process. Linking will help to view both savings account and credit cards details together.

What should I write on the cheque while making a credit card payment?

You have to mention complete and correct card number on the cheque for making cheque payment eg. 'ICICI Bank Credit Card No XXXX XXXX XXXX XXXX'

How can I get my Internet Banking User ID for my credit card?

To know your Internet Banking User ID for credit card, please call our Customer Care, authenticate yourself and choose the 'Self Banking' option to get your User ID.

  • Steps to get your User ID through Self Banking:
  • Call our Customer Care and select language option
  • Select option 2 for Credit Card
  • Enter 16 digit Credit Card number and 4 digit PIN number
  • Know your Credit Card balance and select option 1 for Self Banking
  • Select option 1 to know User ID
  • Select option 3 to reset User ID

Please call our Customer Care between 7:00 a.m. and 9:00 p.m. from your registered mobile number. Please prefix the number with the STD code of your city. To know the local Customer Care numbers, please click here

Can anyone call the customer care or visit Branch and change the limit on my card?

No. Third party caller cannot make changes to a customer's account. Authentication of the account holder will be done before limit change request is accepted.

ICICI Bank has a unique feature whereby the customer can choose the limit on his/ her debit card. Just follow the below steps to change your limit:

Customer Care:
You may call our Customer Care from your registered mobile number.
To know the local Customer Care numbers, please click here

ICICI Bank branch:
Please visit the nearest ICICI Bank branch along with your original photo ID proof and make a request for Internet Banking User ID. To locate the nearest ICICI Bank Branch, visit maps.icicibank.com/mobile

Note:

  1. Request for change in debit card daily cash withdrawal or transaction limit.
  2. Inform if limit change needs to be done temporarily for one day or permanently.
  3. A service request will be raised and your debit card limits will be changed within 24 hours.

My credit card is undelivered and returned back to the Bank. How can I get it re-dispatched?

You can place re-dispatch request of your card through the below mentioned options:

p> 

Internet banking:

My accounts > Credit Cards > Service request > Re-dispatch request for Undelivered Card

 

Customer care:

Please call our Customer Care between 7:00 a.m. and 9:00 p.m. from your registered mobile number.To know the local Customer Care numbers, please click here

The first delivery attempt will be done within 5 working days from the date of request.

Will there be any extra charges if alerts facility is enabled for credit card?

No, there will be no extra charges for alerts facility.

Can I update multiple mobile numbers for alerts facility in my credit card?

No, for credit card alerts you can update only 1 mobile number. The alerts can be sent to only 1 registered mobile number.

How can I subscribe for e-mail alerts on my credit card account?

You can subscribe for e-mail alerts facility on your credit card account through any of the mentioned channels:

 

Internet Banking:

My accounts > Credit Cards > Alerts subscription > Submit

 

Customer Care:

Please call our Customer Care between 7:00 a.m. and 9:00 p.m. from your registered mobile number. To know the local Customer Care numbers, please click here.

How can I register American Express Credit Card as a biller?

If you wish to register ICICI Bank American Express Credit Card as a Biller, please follow these steps:

Visit www.icicibank.com and login to your account ? Payment & Transfer ? Manage Billers ? Register Biller.

Mention the Nickname which you remember and give the complete 16-digit Credit Card number you wish to register and click the check box to accept the terms and conditions -> click on "Next" and Submit for the Credit Card to be registered successfully.

How can I give request to print my name on credit card?

Single name cannot be embossed on the card. Embossed name on the card will be of 19 characters including spaces, with first name and last name being mandatory.

You may place a request for pesonalisation of Instant credit card with your name embossed by calling or customer Care. Charges applicable for personalized credit card Rs. 100.00 plus 18% Goods and Service Tax (GST) w.e.f. July 1, 2017 will be applicable.

The charges will be levied post replacement in your subsequent month statement.

Name to be embossed on card should be 19 characters including spaces.

You may call our Customer Care between 7:00 a.m. and 9:00 p.m. from your registered mobile number. To know the local Customer Care numbers, please click here

Alternatively, you may write to us at customer.care@icicibank.com with last 4 digits of your Credit Card number from your registered email ID for further assistance.

How can I get a physical PIN for my credit card?

You can generate a physical Credit Card PIN by logging into Internet Banking with your User ID and Password > My Accounts > Credit Cards > Request for Physical PIN.

How can I change or update my communication address in my credit card account?

To change your address in credit card account, we request you to visit the nearest ICICI Bank branch alongwith the ID and address proof.

Below are list of document which can be collected:

  1. Valid Passport with photograph and signature.
  2. Driving licence (Handwritten or laminated) issued by regional transport authority.
  3. PAN Card issued by Income Tax Dept/ UTITSL/ NSDL.
  4. Voter ID card issued by the Election Commission of India.
  5. Job card issued by NREGA duly signed by an officer of the State Government.
  6. Aadhaar card/ E-Aadhaar issued by Unique Identification Authority of India (UIDAI).

ID Proof: Identity card with applicant's Photograph issued by:-

  1. Central/ State Government Departments.
  2. Statutory/ Regulatory Authorities.
  3. Public Sector Undertakings.
  4. Scheduled Commercial Banks.
  5. Public Financial Institutions.
  6. Letter issued by Gazetted Officer.

Address Proof:

  1. Property Tax bill - not older than 1 year.
  2. Municipal Tax receipt – not older than 1 year.
  3. Bank account statement – within 3 calendar months. For more than 3 months, cheque leaf is required.
  4. Pension or family pension payment orders if they contain the address.
  5. Letter of allotment of accommodation from employer - from Govt bodies, financial institutions and listed companies.
  6. Documents issued by Government departments of foreign jurisdictions or letter issued by Foreign Embassy or Mission in India such document/s should not be more than six months old.

Utility Bills:
Below mentioned utility bill which is not more than two months old of any service provider:-

  1. Electricity bill.
  2. Telephone bill.
  3. Post-paid mobile phone.
  4. Gas bill.
  5. Water bill.

How can I update my PAN details in my credit card account?

You can update your PAN details by calling our Customer Care between 7:00 a.m. and 9:00 p.m. from your registered mobile number.

To know the local Customer Care numbers, please click here.

How can I change/ correct my Date of Birth (or) surname on my credit card?

You can change/ correct the details like Date of Birth, name correction(spelling) on your card by call our Customer Care between 7:00 a.m. and 9:00 p.m from your registered mobile number.

To know the local Customer Care numbers, please click here.

How can I generate or change the 3D Secure PIN for my credit card?

To know the step-by-step process of creation or change of your 3D Secure PIN, please click here.

How should I set up Auto Debit on my credit card?

To setup an Auto Debit facility on your credit card account, you may choose any one of the below mentioned alternatives:
 
Internet Banking ID:
You may activate the Auto Debit facility online, if your savings account and credit card account are linked through the following path:
www.icicibank.com > Login > My Accounts > 'Credit Card' > 'Auto-Debit' setup > follow the instructions on the screen (Opt for total or minimum amount due).
 
The Auto Debit will be effective from the same billing cycle and the payment will be debited on the due date, if the activation is done before the due date.
 
Customer Care:
You may choose to call our Customer Care between 7:00 a.m. and 9:00 p.m. from your registered mobile number. 

To know the local Customer Care numbers, please click here.

Please authenticate yourself to activate the Auto Debit facility on your credit card account instantly without any documentation.
 
Download Auto Debit form:
www.icicibank.com > 'Forms' appearing at the bottom of the screen > Select Auto Debit facility under Credit Card
Please send the duly filled in and signed form to the address given on the form.

Can I activate Auto Debit on Personal loan on credit card account?

Yes, auto debit can be activated on PLCC account.

PLCC auto debit can be activated in both cases wherein a seperate PLCC account has got created or PLCC has been booked in the existing card account of the customer. The Link for downloading AD form from ICICI bank form center is is follows: https://www.icicibank.com/managed-assets/docs/form-center/cc_auto.pdf

How do I receive Credit Card Statements in my e-mail?

Please call customer care to register for e-mail statements.

You may call our Customer Care between 7:00 a.m. and 9:00 p.m. from your registered mobile number. Please prefix the number with the STD code of your city.

To know the local Customer Care numbers, please click here.

Alternatively, you may write to us at customer.care@icicibank.com for further assistance

How do I open my Credit Card e-statement?

To open your Credit Card e-statement, we request you to follow the below instructions:

The statement is password protected. The first four letters of your password are the first 4 letters of your name as displayed on your credit card followed by your date and month of birth (in DDMM format). The password is case sensitive (lowercase). Please do not include any special characters or spaces. For example, if the name on your credit card is Sujit Sawant and your date of birth is January 05, 1950, then your password will be suji0501.

If still you are unable to open your credit card statement, You may call our Customer Care on 1800 1080  between 7:00 a.m. and 9:00 p.m. from your registered mobile number for any specific query.

To know the Customer Care numbers, we request you to click here .

How can I view and download Credit Card statement?

You can view your credit card statement details through the following modes:


Internet banking:

Log in to your Internet Banking Account > My Accounts > Credit Cards > Service request > Credit card statement request- E-mail > Choose the date required (You can download the statement as a PDF)


Login with your User ID and Password to view and download your Credit Card statement.


iMobile:

Login to iMobile > Click on > Select Credit Card Number> Click on Card Number > Click on More options > Select the Last/past Statement > Choose the Statement date and View/Send e-mail.

Will I be asked for my Credit Card PIN at every POS terminal, be it domestic or international?

For all transactions in India you will be asked for a PIN. However, outside India, you will be asked for the PIN only if the POS terminal is enabled for PIN authentication. You need to enter your Credit Card PIN and complete the transaction.

How should I ensure safety of my card?

  • Keep the card in a safe place like your wallet or purse, where you can quickly notice if it is missing. Many times it is too late by the time cardholders come to know that the card is missing.
     
  • Note the contact numbers of your bank where it is readily available. Make a diary note of your card numbers for any time reference.
  • Ensure that the card you got back after a transaction is indeed yours, before putting it in the wallet. Many times, cards get exchanged at crowded merchant locations like service stations and malls or super markets.
  • When you use your card for purchases, ensure it is swiped in your presence and not swiped on multiple devices.
  • Ensure that your card number, card-expiry date and the three-digit security code on the back of the card (popularly known as CVV number) are not captured in writing anywhere. This can be done if you ensure the card is swiped in front of you at all times.
  • Do not hand-over your card to anyone, even if they claim to be representatives from your Bank.
  • If the card is to be cancelled, cut it in four pieces diagonally across the magnetic stripe and discard. This will ensure that the cancelled or expired card cannot be misused for counterfeit / skimming.
  • Do not use a replacement card before the Primary card is blocked.
  • Don't expose the card to excessive heat or keep close to a magnetic field.

What should I keep in mind while visiting High Risk countries?

  • Get your card replaced if you have used your card in a high-risk country. 'High-risk' countries have a track record of large number of fraudulent activities.

What should I keep in mind while doing online transactions?

  • Make sure you are using a secure site while making payments through the Internet. Look for a lock icon in the status bar of your web browser. This icon indicates that a site is employing an encryption technology during the transmission of your sensitive data.
     
  • Never respond to phishing e-mails that falsely claim to be from a bank and ask you to disclose your personal and bank related confidential details. ICICI Bank will never ask you to send your personal banking details.
  • Get yourself enrolled for 3D Secure (Verified by Visa (VbV)/ MasterCard SecureCode (MCSC)). This is now mandatory for carrying out online transactions.
  • Avoid accessing your Internet banking account on unsecured public computers (e.g. internet cafes).
  • Once you have completed your online banking transactions, remember to log-off by clicking on the "log-off" option. Close your browser and lock your computer if it is left idle.

What should I do when I receive my Credit Card?

As soon as you receive the consignment carrying your card, ensure that the card in the envelope has your name, and that it is spelt accurately. If there is any not-error, inform Customer Care immediately.

If you had applied for an add-on card also with the primary card, ensure that the add-on card is present in the same consignment as the primary card. If it is not present or you have any clarifications, please call Customer Care.

Sign on the reverse of the card immediately on receipt. This helps comparing your signature when you make payments at shops, hotels etc. Unsigned cards are invitations for misuse. You may call our Customer Care on 1800 1080 between 7:00 a.m. and 9:00 p.m. from your registered mobile number.

To know the Customer Care numbers, we request you to click here.

Are there any interest charges on my credit card ?

If you make a payment for the Total Amount Due before the Payment Due Date, no interest charges are applicable. Thus you can enjoy interest-free credit from the date of purchase to the date on which the payment is due. Interest-free period could range from 18 to 48 days.

Interest will be charged if you do not pay back the Total Amount Due of the previous month statement by the payment due date. Interest will be charged on the Total Amount Due and on all new transactions till such time as the previous outstanding amounts are paid in full. Also, interest will be levied on all cash advances from the date of the transaction until the date of settlement.

Where can I find credit card number?

Your credit card number is the 16-digit (15-digit in case of Credit cards on American Express network) number that is Embossed on the front of the credit card plastic issued to you by the Bank.

Can I use my Chip and PIN credit card overseas?

Yes, you can use your Chip and PIN Credit Card overseas. Please note that in a few countries, Chip and PIN cards are not the market norm and all the Point Of Sale (POS) terminals may not ask for the PIN. In such a scenario, you can continue to use your card by swiping the magnetic stripe.

Will I receive a separate PIN for my Add-on cards?

Yes, you will receive a separate PIN at your mailing address for each Add-on card that has been issued to you.

How do I enable online transaction on my ICICI Bank Credit Card?

As per RBI guidelines, International, Tap & Pay and Online transactions on your ICICI Bank Credit Card will be switched off, at the time of card issuance. You can enable your card for these transactions 24x7 through: ICICI Bank's iMobile Pay app and Internet Banking, by following these steps:

Log in to ICICI Bank's iMobile Pay app > Click on 'Cards & Forex' > Choose your Credit Card > Click on 'Manage Card' > Enable International/Online/Tap & Pay transactions

- Log in to ICICI Bank Internet Banking > Click on 'Cards & Loans' > Click on 'Credit Cards' > Click on 'Manage your Card' > Select the Credit Card Number > Under 'Manage Credit Card Usage' click on 'Edit' > Enable International/Online/Tap & Pay transactions > Enter the OTP triggered on your registered mobile number to complete the process

Would every POS terminal ask for a PIN?

All merchants in India are progressively moving towards Chip and PIN configuration on their terminals. If the terminal is already configured for a Chip and PIN card, it will prompt for a PIN for transactions on the Chip and PIN card. If the terminal is not configured for a Chip and PIN card, you can continue to use your card without entering the PIN.

How do I convert my existing magnetic stripe credit card to Chip and PIN Credit Card ?

Please call our Customer Care to convert your existing magnetic stripe Credit Card to Chip and PIN Credit Card.

I have applied for a credit card. When will I get it?

Processing of a new credit card may take up to 21 working days.

Once the credit card application is approved, the first delivery attempt will be done within 5 working days at your registered mailing address.

Query on Cash limit reduction on credit cards

As a standard banking practice, we review our cash withdrawal policies on credit cards regularly. Based on the recent review, cash limits for all ICICI Bank Credit Card customers are being reduced. However, the overall credit limits remain unchanged.

Query on Stop Bill Payment on my credit card

To help us process your request, please call our Customer Care Centre.

To know the Customer Care number, please click here

What is a self-set limit on my credit card?

To know the Customer Care number, please click here

What should I do if my Credit Card is not working?

If you are unable to transact on your credit card, you may call our Customer Care between 7:00 a.m. and 9:00 p.m. from your registered mobile number. To know the local Customer Care numbers, please click here.

What is the auto-debit facility for my credit card?

You may activate the auto-debit facility online, if your savings account and credit card account are linked, by following the below path:

Internet Banking

Visit www.icicibank.com -->Login --> My Accounts --> 'Credit Card' --> 'Auto-Debit' --> follow the instructions on the screen (Opt for total or minimum amount due).

The auto-debit will be effective from the same billing cycle and the payment will be debited on the due date, if the activation is done before the due date.

Customer Care:

You may choose to call our Customer Care on 1800 1080 between 7:00 a.m. and 9:00 p.m. from your registered mobile number.

To know the Customer Care numbers, we request you to click here

Download Auto Debit form:

Log into www.icicibank.com -->'Forms' appearing at the bottom of the screen -->Select Auto-Debit Facility under Credit Card

Please send the duly filled in and signed form to the address given on the form.

This facility is not available through e-mail channel.

Click here to download the form.

What happens if my cheque gets delayed in the post beyond the payment due date for my credit card?

If your payment is not received by the Payment Due Date, a late fee is applicable and the outstanding amount attracts interest charge.

What is the Process to generate One time password (OTP) for IVR/ mobile transactions on cards/ Register for Verified by Visa / MasterCard SecureCode?

To generate One time password (OTP) for IVR/ mobile transactions on cards, please click here.

What is Miles Split Ratio Module (MSRM)?

Miles Split Ratio Module means the ratio offered by ICICI Bank in which the InterMiles earned on Qualifying Expenses are split between the Business and JetPrivilege member (company and employee). The available MSRMs are 75:25, 50:50 or 25:75, the company chooses an MSRM out of these options. For example, MSRM 75:25 specifies InterMiles split into 75% to the cardholder and 25% to the company. If your company has opted for this MSRM and you earn 1,000 InterMiles on Qualifying Expenses, 750 InterMiles will be credited into your JetPrivilege account and 250 InterMiles will be credited into your Company’s Business Rewards+ Account.
The InterMiles earned by your company are transferred to the Company’s Business Rewards+ account and your InterMiles are transferred to your individual JetPrivilege account. The MSRM needs to be chosen while enrolling for the programme and cannot be modified later.

How do I access my JetPrivilege account?

Click here to access your Jet Privilege account and login using your Jet Privilege membership number and password. You can also call the Jet Privilege Service Centre on 39893333 (for Bengaluru, Chennai, Delhi, Hyderabad, Kolkata and Mumbai). For other cities, affix STD code of any these 6 cities and dial 3989333.

How can I find out the number of InterMiles that I have in my JetPrivilege account?

Click here to login to your account and know your accumulated InterMiles.

You may also call the Jet Privilege Service Centre and get the information by quoting your Jet Privilege membership number. This number is embossed just below your name on your Jet Airways ICICI Bank Credit Card.

Can I use the offer on individual movie hall websites also?

No. This offer is valid only for bookings via www.bookmyshow.com. BookmyShow offers bookings at a number of movie halls for your convenience.

I applied for the offer but my transaction did not get through. Now I am unable to avail the offer.

In case you get an error message 'Transaction failed' kindly wait for 20 minutes before trying to avail of the offer again. However, if you get an error message 'Stock for the day is exhausted', then it is likely that the stocks have been depleted.

My booking has been rejected, but my credit card has been charged. What do I do?

This is a very rare situation, and can occur in case of a network fluctuation at the time of confirming the transaction. In this case, a reverse request for the charge on your credit card will be sent by www.bookmyshow.com to ICICI Bank on the same day. Please be assured that if the ticket has not been successfully booked, your card payment will be reversed.

What is the minimum amount of Fixed Deposit required to get enrolled under Credit Builder Program (CBP)?

Minimum Fixed Deposit of Rs 20,000/- (Rs Twenty Thousand only) needs to be created.

How do I enroll for ICICI Bank Rewards Programme?

If you hold an eligible ICICI Bank Credit Card, benefits of the ICICI Bank Reward programme automatically accrue to you. Click here to view the eligible cards under the ICICI Bank Rewards programme.

Existing fixed deposit is in joint name. Is this fixed deposit valid for availing ICICI Bank Insta Credit Card?

ICICI Bank Insta Credit Card cannot be issued against joint Fixed Deposit.

What are the documents to be submitted along with ICICI Bank Insta Credit Card application form?

Applicant has to submit prevailing KYC documents for opening a Fixed Deposit as a part of the application form. A self attested copy of the Identity proof is also required. Original FDR (Fixed Deposit Receipt) will be required in case of an existing Fixed Deposit.

Is it mandatory for a customer to open a savings account for creating an FD?

No. It is not. The customer can create a Fixed Deposit without opening a savings account.

Is enhancing the credit limit on card by opening new fixed deposit or by offering another fixed deposit as “guarantee” permitted?

No, this is not permitted.

How do I obtain an ICICI Bank Credit Card?

You can apply online for ICICI Bank Credit Cards here. Alternatively, you can contact our 24hr Customer Care to know more or click here to select your Credit Card.

Are all my Credit Cards eligible for redeeming points via Internet Banking?

Only Cards that are part of the ICICI Bank Hand-Picked Rewards programme and ICICI Bank Rewards are eligible for redeeming points through Internet Banking. If you hold a Card offering PAYBACK rewards, please call the PAYBACK contact center or log in at www.payback.in to redeem.

Which cards are these privileges applicable on?

Please visit ICICI Bank website for details of privileges on credit card.

What are the specific privileges available to me at the Leading Hotels of the World, Ltd.?

The ICICI Bank Diamant Credit Card’s Unlimited tier membership includes the following privileges:

  • Guaranteed one-category room upgrade at the time of reservation.
  • Guaranteed availability at select properties.
  • Invites to exclusive events.
  • Access to one-of-a-kind, specially created experiences, ranging from epicurean tours to cultural excursions.
  • One complimentary night for every four stays completed.
  • Access to special, exclusive rates.
  • Priority for early check-in and guaranteed 4:00 p.m. late check-out.
  • Complimentary continental breakfast for 2.
  • Complimentary internet access.
  • 1 additional customized benefit compliments of the hotel you stay at.
  • Leaders Club Concierge benefits to provide any assistance required during your travel.
  • Ability to use up to 3 reward certificates at one time for 1 stay.

When will I receive my Access Card?

You will receive your Access Card from The Leading Hotels of the World, Ltd. within a month post payment of the joining fee.

How should I make my booking to avail of these privileges?

To book, please contact the concierge service of The Leading Hotels of the World, Ltd. at their toll-free number 0008006501240, or log on to www.lhw.com (with your Leaders Club membership number).

Please be sure to route bookings via The Leading Hotels of the World, Ltd and state your Leaders Club membership number to enjoy the benefits.

Whom do I contact for other ICICI Bank Credit Card queries?

For ICICI Bank Credit Card queries, you may call our Customer Care between 7:00 a.m. and 9:00 p.m. from your registered mobile number.  To know the local Customer Care numbers, please click here

Or

Write to us at customer.care@icicibank.com mentioning the last 4 digits of your Credit Card number from your registered e-mail ID.

How long do I continue to enjoy these privileges?

Complimentary membership to the ‘Leaders Club’ is valid for a year starting from the date of issuance of the Access Card.

What is the maximum and minimum limit that can be kept on credit card?

There is no maximum or minimum limit CAP on a credit card. Credit limit assigned on credit card account will be the maximum which is at the discretion of the bank

Which credit card gives the maximum air miles?

Best suited for frequent flyers, the Jet Airways ICICI Bank Sapphiro Credit Cards is an ideal mix of travel and lifestyle privileges.

  • 10,000 welcome bonus JPMiles and a complimentary Jet Airways air ticket on joining
  • 5,000 renewal bonus JPMiles and a complimentary Jet Airways air ticket every year on renewal
  • Earn upto 7 JPMiles/Rs.100 spent on the card
  • Complimentary airport lounge access
  • Complimentary golf rounds, movie tickets, discounts on dining and more!
  • Apply Now or SMS “JET” to 5676766 and we will call you back

Whom should I contact for linking of multiple JP Miles account?

We request you to write to Jet airways at Jetprivilege@jetairways.com for linking/merging of multiple JP Miles accounts.

How do I register credit card for online bill payment?

If you wish to register ICICI Bank Credit Card (ICICI Bank Visa/ICICI Bank Master/ICICI Bank Amex Credit Card) as a Biller, please follow these steps:

Visit www.icicibank.com and login to your account ? Payment & Transfer ? Manage Billers ? Register Biller ? Biller State "Select All India" ? Biller Category Select "Credit Cards" and Biller Type "Payment" -> Biller Name "ICICI Bank Credit Card" click on search

Then Under Available billers, select ICICI Bank Credit Cards# and and click on Register. Mention the Nickname which you remember and give the complete 16-digit Credit Card number you wish to register and click the check box to accept the terms and conditions -> click on "Next" and Submit for the Credit Card to be registered successfully.

Click here to navigate.

Can I apply for add-on cards on Insta card?

Yes. You can apply for 3 add-on cards on your Insta credit card. Addon card can be processed to Blood relations, Age criteria,minimum- 18years.

You may call on Customer Care between 7:00 a.m. and 9:00 p.m. from your registered mobile number to place the request and submit the documents in any of the Branches.

To know the local Customer Care numbers, please click on the below mentioned link.
https://www.icicibank.com/customer-care.page

Where can I find information about ICICI Bank Coral Paywave Contactless Credit Card?

ICICI Bank Coral Contactless Credit Card:

ICICI Bank Coral Contactless Credit Card enables you to make fast, convenient and secure everyday purchases. Simply tap your card wherever contactless payment is accepted - at more than 1,000 merchant locations around the world. This card comes with its unique benefits such as special reward points program, book my show offer, culinary discounts, etc.

The detailed features and charges applicable on this credit card is updated on our website www.icicibank.com > Cards > Credit Card > ICICI Bank Coral Contactless Credit Card.

How can I know my outstanding/ transaction details of my credit card statement?

You will be able to view your outstanding/ transaction details by logging into:

Internet banking:

1. If you credit card is linked to savings account, then current outstanding amount can be viewed on the main logged in page > account summary

2. To know the statement details/ transaction details:Login to your net banking > My Accounts > Credit Cards > View and manage my Credit Cards > Click on Current/ Last/ Past statement and Select the Period

iMobile:

Login to iMobile > Credit Card

How much fee does ICICI Bank charge on rent payments?

ICICI Bank charges 1% + GST on transactions towards rent payments. This fee is applicable on all ICICI Bank credit cards.

What do I do in case an upgraded / new card has been assigned to me by ICICI Bank?

In this case you will have to follow the de-registration process for the old card by dialing 022 66126575 and register again for the new card with the new details.

You may also call the Movida Help desk Number at 91 22 6616 6575 for help.

Who should I contact if I want to deactivate the Auto Recharge facility on my Unifare Delhi Metro Credit Card?

For deactivation, please visit the Customer Care at Delhi Metro stations, with your ICICI Bank Unifare Delhi Metro Credit Card . Please note that once deactivated, the Auto Recharge facility cannot be reactivated on your card. If you wish to avail the Auto Recharge facility again, please make a request for a replacement card* by calling our Customer Care .

*Replacement Card charges, as applicable shall be levied.

How will I receive information of transactions on my Credit Card?

You will receive SMS alerts on your registered mobile number and E-mail alerts on your E-mail ID registered with the Bank for all Credit Card transactions.

If you have not registered for alerts facility, please visit the ICICI Bank branch to update it. To locate the nearest ICICI Bank Branch, visit maps.icicibank.com/mobile .

Can I view the transactions converted into EMI in Internet Banking?

Yes, you may view the transactions converted into EMI online through the below mentioned options:

Internet Banking:
My accounts > Credit Cards >View and manage my Credit Cards > Installment Summary.

You will be able to view the below mentioned details:

  • Merchant Name
  • Original Amount
  • Tenure
  • EMI Amount with Interest
  • Pending EMI
  • EMI Creation Date
  • End Date
  • Status of EMI Transaction.

Customer care:
You may call our Customer our Customer Care between 7:00 a.m. to 9:00 p.m. from your registered mobile number. To know the local Customer Care numbers, please click on the below mentioned link.
https://www.icicibank.com/customer-care.page

Or

Write to us at customer.care@icicibank.com with last 4 digits of your Credit Card number from your registered e-mail ID

I want to apply for add-on credit card. To whom the add-on card will be given?

Add-on card can be given only to immediate blood relatives of the Primary Card Holder (Father, Mother, Son, Daughter, Brother, Sister) or Spouse and is above 18 years of age.

I want to avail the Balance Transfer facility on my credit card. How to place request for Balance Transfer on credit card?

Balance Transfer facility is subject to the availability of offer on your credit card.

To know the details of Balance Transfer facility on your credit card, you may call our Customer Care between 7:00 a.m. and 9:00 p.m. from your registered mobile number. To know the local Customer Care numbers, please click on the below mentioned link.

https://www.icicibank.com/customer-care.page

I can view only 2 years credit card statements online. However, I require credit card statements beyond 2years. How can I place a request?

For statements beyond 2 years, you may call our Customer Care Customer Care between 7:00 a.m. and 9:00 p.m. from your registered mobile number. To know the local Customer Care numbers, please click on the below mentioned link.For statements beyond 2 years, you may call our Customer Care Customer Care between 7:00 a.m. and 9:00 p.m. from your registered mobile number. To know the local Customer Care numbers, please click on the below mentioned link.

https://www.icicibank.com/customer-care.page

Or

Write to us at customer.care@icicibank.com with last 4 digits of your Credit Card number from your registered e-mail ID.

The e-mail statements will be sent only on the registered e-mail ID.

I require my credit card statements of one year for IT purpose. Whom can I approach?

You can view or download your credit card statements through the below mentioned channels:

Internet Banking:
Login to your Internet Banking Account > My Accounts > Credit Cards > Service Requests > Credit Card statement request - E-mail > Choose the date required (You can download the statement as a PDF)

iMobile:
Login to iMobile app > Cards, Loans & Forex > Credit Card number > More Options > Select the Last Statement/ Past Statement > Choose the statement date and Download.

Customer Care:
Please call our Customer Care between 7:00 a.m. and 9:00 p.m. from your registered mobile number. To know the local Customer Care numbers, please click here.
Or
Write to us at customer.care@icicibank.com mentioning the last 4 digits of your credit card number from your registered e-mail ID.

When will my Internet Banking passwords will expire?

The Internet Banking password will get expired if it is not used for 1 Year.

I have not received the welcome gift and I have received an SMS/email stating that my welcome gift is not delivered and returned to ICICI Bank. Whom to approach to resend the welcome gift?

You may place a request regarding non receipt of gift or to resend the welcome gift through the below mentioned channel:You may place a request regarding non receipt of gift or to resend the welcome gift through the below mentioned channel:

Customer Care:
You may call our Customer Care between 7:00 a.m. and 9:00 p.m. from your registered mobile number. To know the local Customer Care numbers, please click on the below mentioned link. https://www.icicibank.com/customer-care.page

Or

Write to us at customer.care@icicibank.com with last 4 digits of your Credit Card number from your registered e-mail ID. 

What is the validity period of the base fare waiver ticket code received on basis of my InterMiles Credit Card?

The Complimentary InterMiles base fare ticket code is valid for 6 months from the date of issuance.

You will receive the InterMiles base fare ticket code within 45 days from the payment of joining fee/ annual fee.

What happens if I pay more than the total amount due on my credit card?

The excess amount shows up in your monthly statement and is adjusted against future purchases.

I have received the Complimentary InterMiles base fare ticket code, however, I'm unable to redeem the code received, Whom should I approach?

The Complimentary InterMiles base fare ticket code is valid for 6 months from the date of issuance.

Please contact InterMiles on jetprivilege@jetairways.com if you are unable to redeem the base fare waiver ticket code received.

I do not hold any credit card with ICICI Bank, however, I’m receiving SMS/E-mail alerts regarding credit card on my mobile number/e-mail ID. Whom should I approach?

You may place a complaint regarding receipt of wrong alerts (SMS/E-mail) through the below mentioned channels:

Customer Care: You may call our Customer Care between 7:00 a.m. and 9:00 p.m. from your registered mobile number. To know the local Customer Care numbers, please click on the below mentioned link. https://www.icicibank.com/customer-care.page

Or

Write to us at customer.care@icicibank.com with last 4 digits of your Credit Card number from your registered e-mail ID.

Please provide the date and time of alert received, content of alert received and the mobile number or e-mail ID on which alert was received to resolve (initiate) your complaint.

Please de-link my credit card from closed SB a/c User ID?

You may place a request for delinking of credit card from closed Savings Bank Account Internet Banking user ID through the below mentioned channels:

Customer Care:
You may call our Customer Care between 7:00 a.m. and 9:00 p.m. from your registered mobile number. To know the local Customer Care numbers, please click on the below mentioned link

https://www.icicibank.com/customer-care

ICICI Bank branch:
Please visit the nearest ICICI Bank branch. To locate the nearest ICICI Bank Branch, visit maps.icicibank.com/mobile

My Credit card is debited with Lombard insurance amount, however I have cancelled/discontinued/never given standing instructions. Whom should I approach?

For queries related to ICICI Lombard, we request you to contact Lombard team on toll free number 18002098888 or write to them at customersupport@icicilombard.com.

My Credit card is debited with Pru-life insurance amount, however I have cancelled/discontinued the plan. Whom should I approach?

You may contact the ICICI Prulife Team on the toll-free number 18602667766, or write to them at lifeline@iciciprulife.com.

How to register a complaint against the vishing call received?

To report about the vishing call received, you may call our Customer Care between 7:00 a.m. and 9:00 p.m. from your registered mobile number. To know the local Customer Care numbers, please click on the below mentioned link. To report about the vishing call received, you may call our Customer Care between 7:00 a.m. and 9:00 p.m. from your registered mobile number. To know the local Customer Care numbers, please click on the below mentioned link.

https://www.icicibank.com/customer-care

Please provide the contact number from which call was made, your contact number on which was received, date and time of call and summary of conversation had.

Alternatively, you may write to us on antiphishing@icicibank.com with the details.

I have received a call to provide the details of card like card number, CVV number and OTP. Can I provide the details?

The ICICI Bank never requests to provide the confidential details of credit cards.

This is a scam called 'vishing' wherein certain individuals/entities solicit, through call, personal information like Internet Banking user ID, passwords, credit/debit card numbers, bank account information, or other personal and sensitive information from unsuspecting customers. providing above details may result in fraud transactions on your Credit Card Account.

We urge you not to provide details on such calls. Please do not share any of your personal information in response to such calls. ICICI Bank will not ask for this information via call, or e-mail or by directing you to a link online.

Are there any charges for duplicate copy of statements on credit card?

The statement fee for physical statements to be sent to the mailing address prior to 3 months is applicable at Rs. 100.00 per month statement with applicable GST

However, the soft copy/e-mail copy of the credit card statement is free of cost.

You may check your Credit card statement details through following modes:

Internet banking:

logging into your Internet Banking Account > My Accounts > credit cards > Credit card statement request- E-mail > Choose the date required.

I-Mobile:

Login to i-mobile> Click on >Select Credit card Number> Click on card Number> Click on More options> Select the Last/past Statement> Choose the Statement date and View/Send e-mail.

I want to apply for credit card and want to know the comparison of all the credit cards that Bank is issuing. Where can I check the details of all cards?

The detailed fees and features of all the ICICI Bank credit card is updated in our website at http://www.icicibank.com > Cards > Credit Cards.

I have multiple credit cards with ICICI Bank. Do I have to register all the credit cards for 3D Secure PIN?

You have to register all your credit cards (primary/add-on cards) separately for 3D Secure PIN number.

How do I generate the PIN for my credit card.

You may generate PIN for your credit card through the below mentioned channels:

Internet Banking:

Login to your Internet Banking Account > My Accounts > Credit Cards > Generate Credit Card PIN Online.

(To be used only for primary card APIN generation. For add-on card, the same is not applicable.)

click here to generate PIN for your Credit Card

iMobile:

Login to iMobile > Services > Cards Services > Generate Credit Card PIN > Enter the required details and Submit.

ICICI Bank ATM:

Visit the nearest ICICI Bank ATM to generate your ATM PIN.

To locate the nearest ICICI Bank branch or ATM, visit maps.icicibank.com/mobile .

Customer Care:

You may call our Customer Care from your registered mobile number and follow the instructions to generate the PIN. To know the local Customer Care numbers, please click here.

Please note:

1. After 3 incorrect PIN entry attempts, your PIN will be blocked and you have to generate a new PIN.

2. After 9 incorrect PIN entry attempts, your card will be blocked automatically and you will need to call our Customer Care for issuance of a replacement credit card.

How can I generate the PIN for my credit card or for my add-on card?

ICICI Bank makes generating a Credit Card PIN easy with Internet Banking and iMobile. Stop worrying about your Credit Card PIN change or generation and follow the below steps:

  • Login to ICICI Bank Internet Banking
  • Select Credit Card from Cards & Loans
  • Select ‘Generate Credit Card PIN Online’ from the left menu
  • Choose your Card and enter the CVV
  • Click ‘Submit’ to get the OTP on your registered mobile number
  • Enter the OTP and proceed to Set New PIN and Submit.

You can also initiate Credit Card PIN change through iMobile Pay. Follow the steps below:

  • Login to iMobile Pay and select Cards & Forex
  • Select your Card and click on Generate PIN
  • Set your Credit Card PIN and Submit.

You can also use the Interactive Voice Response(IVR) system by calling on 1800 1800

When will the card be delivered from the despatch date?

First delivery of your credit card will be attempted within 5 working days on the mailing address from the despatch date.

What are the credit card requests that I can directly check or place from Internet Banking?

You may view or place the below mentioned requests from your Internet Banking Account:

  1. Apply for a Credit Card
  2. Apply for a Gift Card
  3. View and Manage your Credit Cards
  4. Service Requests
  5. Block your Credit Card - Instant deactivation
  6. Generate Credit Card Pin Online
  7. Request for Physical PIN
  8. Generate a 3D Secure OTP
  9. View Last Credit Received
  10. Pay ICICI Bank Credit Card Bill
  11. Convert to EMI
  12. Auto Debit Setup
  13. Alerts Subscription
  14. Reward Points
  15. Hand Pick Reward Points
  16. Request for Billing cycle change.

What all Credit card requests can be processed from Internet Banking myself?

You may place the below mentioned requests from your Internet Banking Account using the Service Request option:

Statement Related:

  • Activation / De-activation of Physical Statement
  • Credit Card Statement Related Queries
  • Credit Card Statement Request - E-mail
  • Credit Card Statement Request - Physical

Account Details Modification Related

  • Generate Credit Card PIN online
  • Request for Address Change
  • Request for Cancellation of Credit Card

Reward Points Related

  • Reward Points Related Queries

Internet Banking Related

  • Link my Credit Card Account to my User ID

Credit Card Dispatch Related

  • Block Credit Card
  • Redispatch Request for Undelivered Card
  • Replacement/Renewal Card Not Received

Transaction Dispute Related

  • Dispute Status
  • Incorrect Amount Billed

EMI Transaction Related

  • Merchant EMI Related
  • Queries Related to EMI-on-Call Facility

Apply for a Credit Card

  • Apply for a Credit Card against your Fixed Deposit

Cognizant:When will be the transactions shared with my employer?

The reimbursement details for relevant spends (mobile and fuel transactions) on your Credit Card will be shared with your employer by 10th of every month.

The transactions made in a calendar month will be shared with your employer, irrespective of your statement generation date.

Cognizant- Will all my transaction details be shared with my employer once card is mapped?

We will share only the mobile and fuel transactions made on credit card with your employer Cognizant for reimbursement.

What will be the time taken for release of my available limit after making the payment?

The maximum time required for the release of the payment amount into credit card’s available credit limit is based on the mode of payment, as follows:

ICICI Bank cheque - 3 working days

Non-ICICI Bank local cheque - 5 working days

Outstation cheque - 10 working days

Cash payment - 1 working day

Online payment - immediate

VMT payment -After 48 hours from the payment credit date

Whom should I contact for linking of multiple JP Miles account?

We request you to write to Jet airways at Jetprivilege@jetairways.com for linking/merging of multiple JP Miles accounts.

How do I register credit card for online bill payment?

If you wish to register ICICI Bank Credit Card (ICICI Bank Visa/ICICI Bank Master/ICICI Bank Amex Credit Card) as a Biller, please follow these steps:

Visit www.icicibank.com and login to your account ? Payment & Transfer ? Manage Billers ? Register Biller ? Biller State "Select All India" ? Biller Category Select "Credit Cards" and Biller Type "Payment" -> Biller Name "ICICI Bank Credit Card" click on search

Then Under Available billers, select ICICI Bank Credit Cards# and and click on Register. Mention the Nickname which you remember and give the complete 16-digit Credit Card number you wish to register and click the check box to accept the terms and conditions -> click on "Next" and Submit for the Credit Card to be registered successfully.

Click here to navigate. 

When will the points reflect in my Hand-picked Rewards account?

It takes 24-48 hours once you have made a transaction using your ICICI Bank Credit Card for your Hand-picked Rewards to reflect in your rewards points balance. You can view the rewards earned for all transactions in the previous billing cycle in your monthly credit card statement.

Can I apply for add-on cards on Insta card?

Yes. You can apply for 3 add-on cards on your Insta credit card. Addon card can be processed to Blood relations, Age criteria,minimum- 18years.

You may call on Customer Care between 7:00 a.m. and 9:00 p.m. from your registered mobile number to place the request and submit the documents in any of the Branches.

To know the local Customer Care numbers, please click on the below mentioned link.
https://www.icicibank.com/customer-care.page

Where can I find information about ICICI Bank Coral Paywave Contactless Credit Card?

ICICI Bank Coral Contactless Credit Card:

ICICI Bank Coral Contactless Credit Card enables you to make fast, convenient and secure everyday purchases. Simply tap your card wherever contactless payment is accepted - at more than 1,000 merchant locations around the world. This card comes with its unique benefits such as special reward points program, book my show offer, culinary discounts, etc.

The detailed features and charges applicable on this credit card is updated on our website www.icicibank.com > Cards > Credit Card > ICICI Bank Coral Contactless Credit Card.

Without login into Internet banking can I see my Credit Card statement on your website?

No, due to security reasons currently we have disabled the functionality of credit card statement from the non-logged in section.

You need to use your ICICI Bank Internet Banking login and check the statements in the credit card section.

How can I know my outstanding/ transaction details of my credit card statement?

You will be able to view your outstanding/ transaction details by logging into:

Internet banking:

1. If you credit card is linked to savings account, then current outstanding amount can be viewed on the main logged in page > account summary

2. To know the statement details/ transaction details:Login to your net banking > My Accounts > Credit Cards > View and manage my Credit Cards > Click on Current/ Last/ Past statement and Select the Period

iMobile:

Login to iMobile > Credit Card

How can I get a physical statement for my Credit Card?

You can request for a physical credit card statement through:

Internet banking:

Login to your Internet Banking Account > My Accounts > Credit cards > Service request > Credit Card Statement request- Physical.

Customer care:

Please call our Customer Care between 7:00 a.m. and 9:00 p.m. from your registered mobile number. Please prefix the number with the STD code of your city. To know the local Customer Care numbers, please click here.

How can I link/ register my mobile number with my credit card?

You can update your mobile number through the below mentioned channels:

ICICI Bank branch :

Please visit the nearest ICICI Bank branch along with your original photo ID proof and physical credit card. Once the request is placed, your mobile number will be updated in 1 working day. To locate the nearest ICICI Bank Branch, visit maps.icicibank.com/mobile

Who should I contact if I want to deactivate the Auto Recharge facility on my Unifare Delhi Metro Credit Card?

For deactivation, please visit the Customer Care at Delhi Metro stations, with your ICICI Bank Unifare Delhi Metro Credit Card . Please note that once deactivated, the Auto Recharge facility cannot be reactivated on your card. If you wish to avail the Auto Recharge facility again, please make a request for a replacement card* by calling our Customer Care .

*Replacement Card charges, as applicable shall be levied.

How will I receive information of transactions on my Credit Card?

You will receive SMS alerts on your registered mobile number and E-mail alerts on your E-mail ID registered with the Bank for all Credit Card transactions.

If you have not registered for alerts facility, please visit the ICICI Bank branch to update it. To locate the nearest ICICI Bank Branch, visit maps.icicibank.com/mobile .

What is the process for mapping of credit card with my employer Cognizant?

Please write to us at customer.care@icicibank.com with last 4 digits of your Credit Card number from your official (cognizant) e-mail ID for mapping of credit card with your employer.

Within how many days can I dispute a transaction?

In case of any disputed transactions on your credit card account, as per Visa/Master Card guidelines, you may raise dispute within 90 days from the date of transaction.

Please also note that after the lapse of these 90 days, we would be unable to initiate investigations for the disputed transactions, according to Visa/Master guidelines.

I have made payment against the due amount on my credit card and the amount is debited from my savings account. However, payment is not credited in credit card.

It takes a maximum of 3 working days for payments to reflect in to your credit card account once the amount is debited from your savings account. If the same is not done within this specified timelines, you may lodge a complaint for payment debited from savings account but not credited on credit card account through the below mentioned channel:

Customer Care:

You may call our Customer Care between 7:00 a.m. to 9:00 p.m. from your registered mobile number. To know the local Customer Care numbers, please visit https://www.icicibank.com/customer-care

Or

Write to us at customer.care@icicibank.com mentioning the last 4 digits of your Credit Card number from your registered e-mail ID.

What is the procedure to change picture on my existing Expressions Credit card?

You will have to make a fresh request for an ICICI Bank Expressions Credit Card with new picture at an ICICI Bank Branch or call our Customer Care between 7:00 a.m. and 9:00 p.m. from your registered mobile number. To know the local Customer Care numbers, please click on the below mentioned link.

https://www.icicibank.com/customer-care

The joining fee and annual fee will be applicable for the second Expressions Credit Card as well.

What are the documents I need to submit for disputed transaction.

You may download the dispute form from www.icicibank.com >In useful links at the bottom of the page >Form >Transaction dispute form.

Apart from Customer Dispute Form (CDF), you need to submit the below documents based on the dispute initiated:

Type of dispute: Documents required:

Goods/services not received: Merchant communication proof
Credit not processed for cancelled transaction: Transaction cancellation proof
Paid by other means: Payment proof made by other mode
Incorrect amount billed: Proof of correct transaction amount.

I realised that I've lost my card after receiving the transaction alerts. The transactions happened without my knowledge. Can I raise a dispute?

ICICI Bank will not be able to accede to your claims with regard to the disputed transactions made before blocking of credit card.

The financial liability on the lost, stolen or damaged card would rest with the Card holder.

What are the different scenarios in which I can raise a dispute?

You may raise dispute in any of the following scenarios:

  • Goods/services not received
  • Credit not processed for cancelled transaction
  • Paid by other means
  • Incorrect amount billed
  • Duplicate/double debits
  • Unauthorised transactions
  • Cancelled recurring transactions( Ex: Standing instructions are cancelled by card holder but still amount debited)

I'm unable to do online/Swipe transactions on credit card. Kindly help?

To know your card status, you may call our Customer Care from your registered mobile number. To know the local Customer Care numbers, please click on the below mentioned link.

https://www.icicibank.com/customer-care

or

Write to us at customer.care@icicibank.com with last 4 digits of your Credit Card number from your registered email ID.

The JP Account number mentioned on credit card is different. I Already hold a JP Account. Kindly assist?

Please contact Jet Airways on jetprivilege@jetairways.com for merging of JP Accounts.

Will the credit limit be different for both the InterMiles credit card?

The credit limit will be the shared by both the InterMiles credit card: Amex & Visa. However, you will receive separate credit card statements for the transactions made.

Can I make a payment more than the Total Amount Due as shown in the statement?

You can make a payment less than or equal to the Total Amount Due, displayed on the screen. Any credit balance due to excess payment cannot reversed. You can utilize the same by doing transactions using your card.

What is the revolving credit facility?

When you receive your bill, you have the flexibility of selecting any of the following payment options:

Pay the total amount due.

Pay only the minimum amount due.

Pay any amount ranging from the minimum amount due to the total amount due.

Should you opt for either of the last two options, then the unpaid amount due is carried forward to the next billing period. This is referred to as the revolving credit facility

What should I do if the Contactless POS machine is not available at the merchant outlet?

If a Contactless POS machine is not available, the Contactless card can still be used by dipping the card into machine and entering the PIN.

When is the late payment fee charged on credit card?

Late payment fee is charged on the credit card in the following scenarios:

If the minimum amount due is received after the due date 
No payment is received 
Payment received is less than the minimum amount due.

The amount of late payment being charged depends on the Total Amount Due of the credit card statement. 

When minimum amount outstanding is credited before due date of that statement, late payment charges will cease to apply.

Alternatively, you may check these details from www.icicibank.com > Rates and Charges > Service Charges and Fees > Personal Banking > Credit Card.
 

Can you send the Internet Banking password on registered e-mail ID?

Internet Banking passwords request is critical in nature. Hence, same cannot be sent on registered e-mail ID for security reasons.

What is the tenure of fixed deposit to apply for credit card against fixed deposit account?

Fixed deposit account will be under auto renewal mode. However, minimum tenure of fixed deposit should be 180 days.

Can I get my name embossed on Instant credit card?

You may place a request for personalisation of Instant credit card with your name embossed by calling or customer Care. Charges applicable for personalized credit card Rs. 100.00 along with Service Tax.

The charges will be levied post replacement in your subsequent month statement.

Name to be embossed on card should be 19 characters including spaces.

I have an INSTA Credit card. How do I open the e-statement received on my e-mail id as my name is not embossed on credit card?

The password to open an e-statement is, first 4 alphabets of name embossed on credit card including space followed by first 4 digits of date of birth.

In case of an Insta credit card, the name embossed on the card would be Instant Credit Card. For example - if your DOB is January 05, 1980, then your password will be inst0501(password is case sensitive)

Will I be intimated with courier details of credit card once it is dispatched from the Bank?

You will receive SMS and E-mail alert on your registered mobile number and e-mail ID with the dispatch details (courier name and airway bill number) of the credit card.

I want to update/correct mother`s maiden name on my Credit Card?

To update/correct the mother's name on the Card, we request you to Call Customer Care between 7:00 a.m. and 9:00 p.m. To know the local Customer Care numbers,

please click on the below mentioned link.

https://www.icicibank.com/customer-care.page

What are the different kind of alerts I can receive on my credit card?

You will receive the following alerts pertaining to your credit card account:

  • Due Date reminder Alert: Five days before the payment due date
  • Monthly E-mail statements (As per your credit card account statement generation date)
  • Payment Receipt Alert: On receipt of payment
  • Transaction Alert.

Alternatively, you may also check alerts related information by logging into your Internet Banking Account > Customer Service > My Profile.

How to generate ATM PIN for add-on card

You can generate ATM PIN through any of the below mentioned channels:

Pin generation through Internet Banking:

Login to Internet Banking with your User ID and Password > My Accounts > Credit Cards > Generate Credit Card PIN Online (to be used only for Primary card Apin generation, for Addon card same is not applicable)

ICICI Bank ATM:

Visit the nearest ICICI Bank ATM to change your ATM PIN
ATM option facilitates only for changing the Pin No, However for generating Pin you can choose any of the other modes mentioned.
To locate the nearest ICICI Bank Branch or ATM, visit maps.icicibank.com/mobile .

Interactive Voice Response (IVR):

Dial our Customer Care from your registered mobile number. To know the local Customer Care numbers, please click on the below mentioned link.
https://www.icicibank.com/customer-care.page

The four-digit PIN of your choice generated by you becomes your ATM PIN and APIN number which you can use to authenticate every time you call our Customer Care.

Please note that
1. after 3 incorrect Pin attempts your Pin no will be blocked and you have to generate a new Pinno.
2. After 9 incorrect PIN entry attempts the Card will be blocked automatically and you will need to call our Customer Care for issuance of a replacement Credit Card.

Can I use the same ATM PIN for both Primary and Addon credit card?

No, same Pin No is not valid for multiple Cards. You have to use separate ATM PIN for both Primary & Add-on cards

What are the details of Diamant credit card?

ICICI Bank Diamant is the marquee premium product in the Gemstone Series launched by ICICI Bank. This limited edition card has been designed to complement the customer's distinct lifestyle. The endeavour is to provide exclusive access to some of the rarest experiences.

For detailed features & fees on ICICI Bank Diamant Card, please visit our website www.icicibank.com> Personal > Cards > Credit Card > The Gemstone Collection> ICICI Bank Diamant Credit Card.

How can I know if an online payment is available for EMI on Credit Card?

The EMI option will be available on the merchant site itself while making the transaction. However, it is up to the merchant discretion to offer EMIs on their products.

How many Add-on credit cards can I apply for?

You can apply for a maximum of 3 add-on cards against one primary card.

Can I use the same PIN No for Cash withdrawal, IVR usage and POS transactions(merchant outlet transactions) for add-on card?

Yes, same Pin number is valid for Cash withdrawals, IVR usage and POS transactions(merchant outlet transactions), (except for ICICI Bank American Express credit cards).

I have forgotten my credit card User ID. How can I get it?

To know your Internet Banking User ID for credit card, please call our Customer Care, authenticate yourself and choose the 'Self Banking' option to get your User ID.

Steps to get your User ID through Self Banking:

  • Call our Customer Care and select language option
  • Select option 2 for Credit Card
  • Enter 16 digit Credit Card number and 4 digit PIN number
  • Know your Credit Card balance and select option 1 for Self Banking
  • Select option 1 to know User ID
  • Select option 3 to reset User ID

I have my credit card User ID but I don’t have my Password, how can I get the same?

If you want to generate the Internet Banking password for your Credit Card, please follow the below process:

  • Step 1 : ICICI Bank Website Link – www.icicibank.com
  • Step 2 : Login - Personal, NRI and Young Stars
  • Step 3 : Continue To Login
  • Step 4 : May I help you? Get Password
  • Step 5 : Click On – Click Here To Proceed
  • Step 6 : 1- User ID 2. Register Mobile Number 3. Unique Number
  • Step 7 : Final stage - generate your choice of Internet Banking Password

Generate your password online, instantly. Click here.

What are the features & benefits of a Delhi Metro Railway Corporation (DMRC) Platinum Debit Card?

You can view the features & benefits of a DMRC Platinum Debit Card by visiting www.icicibank.com>Personal>Apply online>Cards>Debit Cards>Choose your Debit Card>Unifare Debit Card>DMRC Platinum Debit Card

Or Please click here to get more details

Will a separate statement be generated for PLCC account?

No. All the new PLCC conversions will have the same statement date and due date like credit card. However, the old PLCC accounts will continue to have separate statement date and due date.

Does the Points Summary display the points that I have across all my credit cards with the Bank?

The Points Summary displays the points available for redemption in your consolidated rewards account. The Card numbers for which the points are displayed are indicated next to the points.

What happens in the case of a disputed card transaction on my credit card?

In the case of a disputed card transaction, please click here to download the Card member Dispute Form (CDF). After downloading the form, fill it up and post it to the address indicated in the CDF. ICICI Bank will get back to you at the earliest with the status of your transaction.

How long does it take to process my redemption request?

We endeavour to process your request as quickly as possible. Please allow us 10 working days to deliver your redemption order at your communication address from the date of placing the order.

How do I avail BookMyShow offer?

  • Please visit www.bookmyshow.com.
  • Go through the regular ticketing flow for selecting the city, movie, date, cinema and show of your choice.
  • Confirm your details by providing your email address & mobile number as this information will be used for confirming your transaction.
  • Proceed to the secure payment page, enter your 16-digit ICICI bank Credit Card number in the box, name on the card, expiry and CVV card details.Please check yes to accept terms, conditions & booking policy.
  • To avail offer, check 'Avail Discounts & Offers' at the bottom left side of the page. Select 'Offers', select ICICI Bank Credit Card Offer from the list.
  • Click on the 'Apply Offer' button to successfully avail your offer.

Can I apply for Add on card for My Spouse?

Yes, Customer can apply up to 3 supplementary cards at no extra charge. With Supplementary Add on Credit Card form, you will be required to enclose a copy of separate self attested proofs of identity and residential address of the proposed add on card holder.

How do I redeem my ICICI Bank Rewards?

Redeeming is easy.

You can redeem points in one of the following two ways:

  1. Redeem points online through Internet Banking
  2. Call our 24-hour Customer Care.

Redeem your rewards online:
Simply follow the steps below to redeem your reward points anytime through ICICI Bank Internet Banking.

  1. Login to www.icicibank.com with your Internet Banking ID and password.
  2. Go to the Credit Cards Page
  3. Click on 'Reward Points' section
  4. Click on 'Redeem Online'
  5. Select your chosen item from the drop down menu.
  6. Note down your unique order number for future reference.

If you do not have an Internet Banking ID and password, please call our 24-hour Customer Care to generate the same.

Redeem your rewards with a phone call:

  1. Simply call our 24-hour Customer Care in your city to have our customer service representative assist you. Click here for the Customer Care number/s in your city.
  2. Specify the item code of the reward that you would like to redeem to the Customer Service Representative.
  3. Note down your unique order number for future reference.

Please allow approximately 10 working days for your redemption orders to be mailed to your billing address. Please note that gift/s issued is not refundable, nor exchangeable for cash, or another reward.

For Air Miles redemptions (Jet Airways, Singapore Airlines or Kingfisher Airlines), please call our 24-hour Customer Care in your city.

I have another bank credit card in addition to my ICICI Bank Credit Card. Can I use this to make a payment at the merchant partner?

This privilege programme is available only on select ICICI Bank Credit Cards. Payments, if any, have to be made only by your ICICI Bank Credit Card to make any bookings or access the benefits.

How can I block my Credit Card?

You may block  the Credit Card through any of the following channels:

Internet Banking:

My accounts > Credit Cards > Block your Credit card-Instant deactivation> Choose the card number > Submit.

Customer care:

You may call our Customer Care from your registered mobile number. To know the local Customer Care numbers, please click here

How do I know if the ‘ICICI Bank Credit Cards Experience’ programme is applicable on my card?How do I know if the ‘ICICI Bank Credit Cards Experience’ programme is applicable on my card?

'ICICI Bank Credit Cards Experience' is exclusively available for select card members. Click here to view the ICICI Bank Credit Cards that provide access to the privileges and benefits featured in the programme.

Apply for an ICICI Bank Credit Card to gain access to the special privileges featured in the programme.

I have another bank credit card in addition to my ICICI Bank Credit Card. Can I use this to make a payment at the merchant partner?I have another bank credit card in addition to my ICICI Bank Credit Card. Can I use this to make a payment at the merchant partner?

This privilege programme is available only on select ICICI Bank Credit Cards. Payments, if any, have to be made only by your ICICI Bank Credit Card to make any bookings or access the benefits.

What if the Contactless Credit Card is lost or stolen?

You may block the Contactless Credit Card through the below mentioned channels:

Internet Banking:

Login to your Internet Banking Account > Cards & Loans > Credit Cards > Block your Credit Card - Instant deactivation > Choose the credit card number > Submit.

iMobile:

Login to iMobile > Services > Cards Services > Block Credit Card > Select the required details and Submit.

Customer Care:

You may call our Customer Care from your registered mobile number. To know the local Customer Care numbers, please click here.

ICICI Bank branch:

Visit the nearest ICICI Bank branch along with the original photo ID proof. To locate the nearest ICICI Bank branch, visit maps.icicibank.com/mobile .

How does the Contactless Credit Card work?

Contactless Credit Card has a chip and a radio frequency antenna embedded. When the Contactless Credit Card is tapped against terminal enabled for contactless payments, the card transmits payment details wirelessly, eliminating the need to insert it. Account details are communicated to the reader and then processed through the acceptance network in the usual way.

What are the benefits of this Rewards site?

This site enables you to manage your rewards redemption more efficiently. You can view the most updated rewards redemption options as well as refer our FAQs for the rewards programme.

What are the Terms and Conditions for redeeming products?

Click here to view the Programme Terms and Conditions.

Can I request for my gift to be delivered to another address?

Gifts redeemed will be delivered only to the mailing address of the card member as updated in ICICI Bank records. This is to ensure that they reach the right recipient. If you wish the gift to be delivered to a different address, please ensure that you update this address in your Card account before placing the redemption request.

Where can I find the list of Lounge details where Priority pass is accepted?

The Priority Pass can be used in more than 600 lounges across more than 100 countries worldwide. It is valid in all the lounges that come under the Priority Pass program. The updated list of lounges is available at http://www.prioritypass.com/under the 'Lounge Search' option.

How will my payment get adjusted in case of cash withdrawal?

The payments made towards your ICICI Bank Credit Card Account will be adjusted according to the logic given as:

Income (Interest or any fee if charged) then towards Equated Monthly Installments (EMI) Principle Cash(if any), EMI Principle retail then towards cash principle, then towards 0% BT (Balance Transfer) Principle, LTBT (Life Time Balance Transfer) and retail principle.

How do I obtain an ICICI Bank Credit Card?

You can apply online for ICICI Bank Credit Cards here. Alternatively, you can contact our 24hr Customer Care to know more or click here to select your Credit Card.

How can I set transaction limits and controls for my credit card or for my add-on card?

With ICICI Bank Internet Banking and iMobile, you can set up transaction limits and controls with ease . Please follow the below steps:

  • Login to ICICI Bank Internet Banking
  • Select Credit Card from Cards & Loans
  • Select "Manage Your Card"
  • Under "Manage Your Card", select "Manage Credit Card Usage"

 

You can also initiate Credit Card PIN change through iMobile Pay. Follow the steps below:

  • Login to iMobile Pay and select Cards & Forex
  • Select your Card and then select Manage Card to enable/disable transactions on various channels
  • Also under Manage card click on Set Per-Transaction limit to set transactions limits on various channels

What if the customer is passing by a terminal and a contactless transaction takes place?

The contactless technology works only when the card is waved at a maximum range of 4 cms. Hence, even if the customer is at a small distance from the terminal, no accidental transaction can take place.

Plus the cashier must first enter the amount on the PoS machine before the card is tapped and payment is processed.

What is Hand-picked Rewards?

Hand-picked Rewards is a loyalty programme for select ICICI Bank Credit Card members. It is a measure of our appreciation towards you for regularly using our Cards.

The more you spend, the more Hand-picked Rewards you accrue. These rewards can be redeemed for a wide variety of carefully selected options from fine brands across apparel, accessories, electronics, dining, travel and more.

How do I earn Hand-picked Rewards?

You earn Hand-picked Rewards points for virtually every rupee you spend on your card. Simply use your eligible ICICI Bank Credit Card for your everyday purchases and watch your reward points add up.

To understand the exact earn rate on your Card, please refer to your Card page at www.icicibank.com or call our 24-hour Customer Care. We will be happy to provide you all the necessary details.

Increase your points balance by giving Supplementary Credit Cards to you loved ones. All transactions made on the Supplementary Card add to your rewards tally. You can gift a supplementary card to 2 family members above 18 years of age at no additional fee.

What is ‘ICICI Bank Credit Cards Experience’?

'ICICI Bank Credit Cards Experience' is an exclusive programme featuring hand-picked privileges, crafted for select ICICI Bank Credit Card members. Click here to view the ICICI Bank Credit Cards that provide access to the privileges and benefits featured in the programme.

Apply for a Credit Card

ICICI Bank Credit Cards offers a host of benefits, offers & features to cater to your needs. So get the Credit Card of your choice by browsing through the Credit Card section.

ICICI Bank Credit Cards offers a host of benefits, offers & features to cater to your needs. So get the Credit Card of your choice by browsing through the Credit Card section.

Click here to apply for a ICICI Bank Credit Card.

Know more about ICICI Bank Credit Card.

What if the customer waves the Contactless Credit card twice at the terminal? Will he/she be charged twice?

No. Even the card is tapped more than once at the terminal, the customer will only get billed only once for the purchase.

How can I be updated of the latest offers and privileges?

Regular updates will be shared via SMS and e-mail to registered ICICI Bank Credit Card members. Please ensure that you have registered your correct mobile number and e-mail address with ICICI Bank. Also, more information shall be available on ICICI Bank Credit Cards Experience section here.

ICICI Bank Rubyx Cards

1. ICICI Bank Rubyx Credit Card:

ICICI Bank Rubyx Credit Card is one of the privilege credit cards being offered by ICICI Bank.

It comes with its unique benefits such as special reward points program, book my show offer, culinary discounts, lounge facility, etc. Hence is offered with the joining fee of ?3,000.00 with Goods and Service Tax and annual fee of ?2,000.00 with Goods and Service Tax.

You may check more detailed features and charges applicable on this credit card by visiting our website www.icicibank.com > Cards > Credit Card > View More Gemstone Cards > ICICI Bank Rubyx Credit Cards.

2. ICICI Bank Rubyx Debit Card:

ICICI Bank Rubyx Debit Card is designed to deliver superior value through exciting features, offers and convenience of cashless payments for shopping, dining, entertainment. 

It comes with its unique benefits such as reward points program, book my show offer, Big Cinemas offer, Inox movies offer, culinary discounts, etc. 

You may check more features and charges applicable on this credit card by visiting our website www.icicibank.com> Cards > Debit Card > Choose your Debit Card > Gemstone Debit Cards > ICICI Bank Rubyx Debit Card.

Please note that 18% Goods and Service Tax (GST) w.e.f. July 1, 2017 is applicable on the charges.

What are the benefits of registering for ICICI Bank Internet Banking for rewards programme?

This site helps you to:

  1. Check your points balance
  2. Browse through all the reward redemption options
  3. Redeem rewards instantly

You can use your existing Internet Banking Username and Password to login. Login now!

Is ICICI Bank Credit, Debit & Prepaid Cards and cross border remittances not permitted for purchase/ trade of Bitcoins, cryptocurrencies and virtual currencies?

You may be aware of the increasing global apprehensions regarding Bitcoins, cryptocurrencies and virtual currencies. The Reserve Bank of India (RBI) has cautioned the public regarding the potential economic, operational, legal and security related risks associated in dealing with such currencies. The RBI vide its Statement on Developmental & Regulatory Policies dated April 5, 2018 has announced that entities regulated by RBI shall not deal with or provide services to any individual or business entities dealing with or settling virtual currencies.

To ensure the security of our customers, the Bank will not allow usage of ICICI Bank Credit, Debit & Prepaid Cards and cross border remittances towards purchase or trading of such Bitcoins, cryptocurrencies and virtual currencies, at merchants suspected to be dealing in cryptocurrencies or online foreign exchange trading, or both.

Why I have been charged with surcharge for fuel transaction made on card?

A fuel surcharge of 1% or minimum of Rs. 10.00 (whichever is higher) will be charged on the transaction amount, if:

  • you purchase fuel on any other outlet other than HPCL outlet
  • you purchase fuel for more than Rs. 4,000.00 per transaction (no waiver on the excess amount over Rs. 4,000.00 even at HPCL outlet)
  • The card is swiped on non-ICICI Bank EDC machine (even at HPCL outlet). Apart from the fuel surcharge, a Service Tax is also applicable on the surcharge.

Suggest you to use the card at HPCL outlet and also swipe on ICICI Bank EDC machine to avoid charges.

Where can I find an experience specific to my card?

For more details on your card privileges, please check the ‘Eligible Cards’ details in the respective privilege section.

How do I resolve a query regards the rewards programme?How do I resolve a query regards the rewards programme?

The site has a detailed FAQs section to address your queries. If there are any specific queries that you have, please write to us through the 'Email Us' option at www.icicibank.com or call our 24-hour Customer Care. We will be happy to attend to your queries. 

How do I return unwanted items?

Please note that rewards are not exchangeable, replaceable, transferable or refundable for cash or credit.

How can I increase the credit limit on my credit card?

If you have received a SMS to avail the offer to increase your credit card limit, you may reply to the SMS and we will get in touch with you. Alternatively, if you want to know the eligibility, you may call our Customer Care by authenticating with your credit card and PIN.

To know the customer care numbers, please click here.

How is the Contactless Credit Card more secure?

The ICICI Bank Contactless Card never leaves the customer’s hand when a payment is made, so he/she is always in control. This gives added security to the card.

How close does the 'tap' have to be to the reader?

Customers need to touch the reader with the card or bring it close to the terminal screen (within 4 cms)

Is the Platinum Chip Card offered free? Is there any fee payable on renewal?

It is a free card. No Joining fees, no renewal fees.

What is a CVV number?

The Card Verification Value (CVV) for Visa, MasterCard is the final three digits of the number printed on the signature strip on the back of your card. CVV for American Express appears as a separate 4-digit code printed on the front of your card, above the American Express logo. It is usually required for Online payment transactions.

What is covered under 'View Rewards'?

In this section, the reward options are separated into different categories for your easy reference. Just select the type of category you wish to redeem from and you will be able to browse through all the relevant offers in that category.

What happens if ICICI Bank is unable to deliver the gift?

Our gifts are delivered via certified courier agencies. If we are unable to successfully deliver the gift at the address maintained on our records, our courier agency will contact you using suitable means to ascertain your availability and attempt re-delivery of the gift. If we are unable to deliver the gift despite repeated attempts, your redemption request will be cancelled and the reward points will be credited back to your Card.

What does 'Rewards at a Glance' help me do?

This section is designed to help you view your redemption options quickly if you are running short on time or if you know specifically what you are looking for. The section displays the full listing of all the available rewards, their rewards code and number of points that are required for each reward.

What is a rent payment transaction with Credit card?

Many property/real-estate management and payment portals/apps today offer customers (tenants/lessee) the facility of paying/transferring rent to the property owners /lessors’ Bank Account/UPI ID from the customer’s (tenants) Credit Card.

Such transactions are termed as rental payment transactions

Can I get the interest calculation sheet for the interest charged on credit card?

You may place a request either for soft copy or physical copy of interest calculation sheet through below mentioned channels:

Customer Care:

You may call our Customer Care between 7:00 a.m. and 9:00 p.m. from your registered mobile number. To know the local Customer Care numbers, please click on the below mentioned link.
https://www.icicibank.com/customer-care

Or

Write to us at customer.care@icicibank.com with last 4 digits of your Credit Card number from your registered e-mail ID.

E-mail or soft copy of interest calculation sheet will be sent only on registered e-mail ID and you will receive the same in 3 days from request initiation date.

Physical copy of interest calculation sheet will be sent at the mailing address registered on credit card within 7 days from request initiation date.

What is the credit period for credit card?

Credit free period of 48 days depends on your statement date.

Can I use my primary and add-on credit cards for international transactions?

Yes, you can use your credit card for international transactions in any country except Japan, Bhutan and Nepal.

Where can the Contactless Credit Card be used?

Anywhere that the Contactless payment POS Machine is available, the card can be used to tap and pay. If the POS machine has a contactless symbol displayed on it, then it is enabled for contactless payments.

How will purchases appear in the monthly statement in contactless cards?

Purchases made in contactless mode will be displayed in the statement just like any other purchase made with a regular card.

What is my Amazon Pay Credit Card limit as I am an existing user of ICICI Bank Credit Card ?

The credit limit of your existing Credit Card will be shared with your new Amazon Pay Credit Card. You can utilise the limit allocated on your base Credit Card. Click here to know more.

How many free tickets am I entitled to every month?

A maximum of four free tickets per month are available to ICICI Bank Diamant Credit card members and a maximum of two free tickets per month are available to the other eligible card members. The number of free tickets available monthly are limited and card members can avail of this offer on a first come, first serve basis subject to daily stock availability.

How do I embark on my chosen experience?

Please call i-Assist, our concierge service that will provide you complete details as well as facilitate the booking process. i-Assist is a team of trained service professionals, available 24 hours a day, 7 days a week. This is a complimentary service to ensure a seamless experience for you.

You can reach i-Assist on 1800 11 3111 (toll-free from MTNL/ BSNL lines) or 011 4189 8865 (standard call charges apply). Please keep your card details handy while calling i-Assist since you will need to furnish the same.

n some cases, you may be required to contact our merchant partner directly or present your ICICI Bank Credit Card at the outlet to make your booking. Complete details are available in the respective ‘Experience’ sections.

How long does it take to transfer reward points into my participating airline frequent flyer account?

Most transfers usually take around 15 working days. Please check the Terms & Conditions for your partner programme to ensure you allow sufficient time to transfer your points.

How do I find out the status of the gifts I have ordered?

We request you to call our Customer Care on 1800 1080 between 7:00 a.m. and 9:00 p.m. from your registered mobile number.


To know the Customer Care numbers, we request you to click here.

Alternatively, you may write to us through the 'Email Us' link at www.icicibank.com at any time to find out the status of your shipment.

How do I earn ICICI Bank Rewards?

You earn ICICI Bank Rewards points against your spends on your ICICI Bank Credit Card. Simply use your eligible ICICI Bank Credit Card for your everyday purchases and watch your reward points add up.

To understand the exact earn rate on your Card, please refer to your Card page at www.icicibank.com or call our 24-hour Customer Care. We will be happy to provide you all the necessary details.

Increase your points balance by giving Supplementary Credit Cards to you loved ones. All transactions made on the Supplementary Card add to your rewards tally. You can gift a supplementary card to 2 family members above 18 years of age at no additional fee.

On which transaction is the rent payment fee applicable?

All transactions towards payment of rent on any merchant/platform using ICICI Bank Credit Card will be applicable for the rent payment fee.

Can I change my EMI/PLCC EMI billing date?

No. You will be unable to change the EMI billing date. However, the same be billed in your Credit Card Statement.

From where can I get the add-on card form?

Please follow the below mentioned steps to download an online form for Add-on Credit Card:

Visit www.icicibank.com --> "Form Center" option at the bottom of the window --> A new window 'Forms' would pop-up which will have a list of forms which includes the Supplementary Card Form.

How can I apply for an Add-on credit card?

Add-on card can be given to immediate blood relatives of the primary card holder (Father, mother, son, daughter, brother, sister and spouse). The minimum age criteria is 18 years.

You can apply for a maximum of 3 add-on cards against one primary card. To make a request for an add-on card, you may call our Customer Care from your registered mobile number between 7:00 a.m. and 9:00 p.m. To know the local Customer Care numbers, please click here

Or 
Write to us at customer.care@icicibank.com from your registered e-mail ID for further assistance.

Documents required for process of add-on card:

  1. Supplementary add-on credit card form
  2. Self-attested proofs of identity and residential address of the proposed add-on card holder.

You may download the add-on card form from www.icicibank.com > Others (at the bottom of the page) > Form Center > Personal Banking > Credit Card > Supplementary Card Request.

Can I change my PIN if I forget it?

Yes, you can change your PIN anytime you wish to. You can change it through any of our ICICI Bank ATMs or also through the IVR and Internet Banking.

Can I know the status on credit card payments?

You can view details on your credit card payments by logging into your Internet Banking Account > Go to 'Cards & Loans' > Click on 'Credit Cards'

How I can make the payment towards my credit card EMI transactions?

No separate payment will be required. You have to make the payment on your credit card number according to statement generated as the EMI will be billed in your card statement itself.

Can I have only one User ID for all ICICI Bank relationships?

Yes, you can link all your ICICI Bank accounts and Credit Cards and Demat Accounts to one Internet Banking User ID. However there are certain rules for linking joint accounts.

To link 2 accounts to one User ID, it is mandatory that the Date of Birth, Name and communication address are identical in both the accounts.

Incase of joint accounts, the primary account holder details should match with the ICICI Bank Account to which it is being linked to.

How will the customer know if the transaction is successful for Contactless credit card?

The customer will receive a charge-slip from the merchant, and also receive an SMS/Emailer on his/her registered contact details once the transaction is successful.

How is a ICICI Bank Chip Card better than a magnetic strip card?

The chip card is also known as EMV Card. EMV is the brand name of EMV Co. EMV stands for Europay MasterCard Visa.

This organization has set the standards for payment cards with chip. Due to the increasing fraud and misuse with the payments done by magnetic stripe cards, the smart EMV cards have been developed according to the EMV standard in order to prevent fraud and misuse.

This makes the chip card more secure against card fraud than cards that rely only on data encoded in a magnetic stripe on the back of the card.

Can I obtain a refund of the value on the Delhi Metro Transit Chip?

DMRC rules governing the use of this Card do not permit refund of any balance on the Delhi Metro Transit Chip.

I have a supplementary/ add-on card. Can I avail of the privileges too?

Yes, as a supplementary/ add-on card member, the privileges are also available to you.

Is there a limit to the amount of Hand Picked reward points I can redeem at one go?

No, there is no limit on the maximum number of points that you can redeem through a single order.

Does Hand-picked Rewards automatically transfer points to my airline frequent flyer account?

No, If you want to transfer your points to your eligible airline frequent flyer programme, you must first register your membership number with us and then call us at our 24-hour Customer Care when ever you want to transfer the points.

I have transferred points from my Hand-picked Rewards programme to my airline frequent flyer account but I can't get the booking I want. Can I transfer them back?

No. Point transfers to airline frequent flyer programmes are irreversible.

How do I manage my credit card usage?

You can manage your credit card usage through any of the following channels:

Internet Banking:
Login to Internet Banking > My Accounts > Credit Cards > View and manage your Credit Cards > Manage Credit Card Usage > Select Credit Card Number > Click on Go > Enter desired credit limit > Submit.

Customer Care:
You may call our Customer Care between 7:00 a.m. and 9:00 p.m. from your registered mobile number.

To know the local Customer Care numbers, please click here.