Easy EMI on Credit Card

If your transaction amounts to ₹1,500 or more, you can convert it into EMIs through iMobile, Internet Banking, WhatsApp Banking or by calling Customer Care.

No, gold or jewellery purchases cannot be converted into EMIs. Likewise, fuel purchases, gambling and cash transactions are not included in the EMI on Call facility from ICICI Bank.

No. Only transactions that are up to 30 days old can be converted into EMIs. 

Call our Customer Care on 1800 1080 where our representative will answer your queries. You can also give a missed call to +91 9537667667 from your registered mobile number. On receiving your request through a missed call, you will be connected with one of our representatives within two working days.

To convert your purchase into easy EMI payments, you will need to pay only a one-time processing fee. This fee is 2% of the transaction value. This will be charged at the time of conversion. This way, you can enjoy the flexibility of EMI payments without worrying about ongoing charges.

This facility offers EMI payments with an interest rate of 1.5% per month on a monthly reducing balance basis. A one-time processing fee of 2% of the transaction value is charged at the time of EMI conversion. A foreclosure fee of 3% and advance EMI interest and GST as applicable are chargeable if you opt for pre-closure of EMIs

You do not have to pay the EMIs separately. EMIs are billed as a part of the Credit Card statement that is generated every month as per the billing cycle.